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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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7 Tips for Saving Money on Prescription Medicines

By Enero Febrero

More than half of the American population relies on at least one prescription medication. If you're in that group, then you know how expensive medications can get. But don't lose hope. You can save a lot of money on prescription drugs if you know ...

Continue reading 7 Tips for Saving Money on Prescription Medicines

March 20, 2018

Black Coffee: Fools, Gold, and Fool’s Gold

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Okay, away we go ... "Gold all is not ...

Continue reading Black Coffee: Fools, Gold, and Fool’s Gold

March 17, 2018

4 Novel Ways to Earn a Little Extra Cash

By Sabado Domingo

According to the latest figures from the US Census Bureau, the average household income is $73,298. Now that might sound like quite a lot but, as anyone knows, we could always do with a little more. The problem is that there are only so many hours ...

Continue reading 4 Novel Ways to Earn a Little Extra Cash

March 16, 2018

A Primer on Long Term Care Insurance

By Enero Febrero

Have you ever sat down and looked at all the different types of insurance that are available? There are insurance plans for almost anything: house insurance, vehicles, renters, life insurance. You can even get pet insurance. No matter what type of ...

Continue reading A Primer on Long Term Care Insurance

March 15, 2018

7 Money Skills My Immigrant Parents Taught Me

By Paula Pant

Im Asian-American, straight off the boat ... er, straight off the Boeing. My parents carried me to the Land of Stars and Stripes back when I was wearing diapers. Since good ol' Mom and Dad didn't launch their lives in America until they reached ...

Continue reading 7 Money Skills My Immigrant Parents Taught Me

March 14, 2018

Does Today’s Economy Make Retirement Impossible?

By Tex Freitag

Life in retirement, which once conjured images of golf and sunsets at the beach, took on a drearier edge in recent years as more people realize they are unprepared financially to stop working. The Washington Post has called it "the new reality of ...

Continue reading Does Today’s Economy Make Retirement Impossible?

March 13, 2018

A Simple Trick for Getting Credit Card Interest Charges Waived

By Len Penzo

There are those who steadfastly insist that credit cards are evil, and that credit card companies are greedy heartless scalawags that care only about one thing: making a profit. I've got news for them: Credit card companies aren't evil. Neither ...

Continue reading A Simple Trick for Getting Credit Card Interest Charges Waived

March 12, 2018

Black Coffee: Welcome to the Financial Fun House

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's get right to it this week ...

Continue reading Black Coffee: Welcome to the Financial Fun House

March 10, 2018

8 Really Useful Money Saving Tips Every Family Should Consider

By Enero Febrero

When you're raising a family, using your money wisely is important. While you want to enjoy time with your loved ones and provide your children with great experiences while they're growing up, you must also be mindful of your spending. With that in ...

Continue reading 8 Really Useful Money Saving Tips Every Family Should Consider

March 9, 2018

Black Coffee: Do Not Pass Go. Do Not Collect $200.

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. And away we go ... "Faith is to ...

Continue reading Black Coffee: Do Not Pass Go. Do Not Collect $200.

March 3, 2018

Things to Think About Before Investing in Cryptocurrencies

By Enero Febrero

In recent events, cryptocurrency has taken the markets by storm. Even if you don't entirely know or understand what cryptocurrencies are, it's very likely that you've heard it mentioned on the news or online. In a world that's rapidly becoming more ...

Continue reading Things to Think About Before Investing in Cryptocurrencies

March 2, 2018

An Expert Explains How to Avoid Common Artwork Scams

By Gayle Tate

Scams? Let me think about that. Scams? Wait for it ... Yup, the fine art market in America has scams. I should be asking, "next question?" but Len, in his supreme kindness, asked me to submit something about scams. Can anyone say "can of worms"? ...

Continue reading An Expert Explains How to Avoid Common Artwork Scams

February 28, 2018

Black Coffee: Why Hyperinflation Ain’t All Bad

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Another glorious week comes to an end. Off ...

Continue reading Black Coffee: Why Hyperinflation Ain’t All Bad

February 24, 2018

Why Spending Money on Your Website Doesn’t Guarantee Visitors

By Tex Freitag

So ... you've spent money on the best web developers and graphic designers to make your website look and function spectacularly. Good! But before you expect the visitors to come pouring in, there's much more work to be done. How will people find ...

Continue reading Why Spending Money on Your Website Doesn’t Guarantee Visitors

February 23, 2018

When an English Degree May Be a Sound Investment

By Tex Freitag

Although an English degree might not end up on Len's list of the 10 worst things ever bought, it might not be far from the truth for many American college graduates. Generally, in the United States a collegiate English degree is considered a ...

Continue reading When an English Degree May Be a Sound Investment

February 21, 2018

Black Coffee: Armageddon Can Wait

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Okay, away we go ... "Let the ...

Continue reading Black Coffee: Armageddon Can Wait

February 17, 2018

Many Americans May Be Sitting on Cash They Don’t Even Know They Have

By Len Penzo

(This is a sponsored post from LendingTree.) With housing prices at or near all-time highs in many places, many Americans may be sitting on piles of cash and don't even realize it. This is because, as home values rise, banks are willing to let ...

Continue reading Many Americans May Be Sitting on Cash They Don’t Even Know They Have

February 16, 2018

3 Essential Tips for Finding the Best Home Loan

By Sabado Domingo

Going through the mortgage process can be an intimidating, overwhelming experience, even for people who have done it before. For newcomers, it can be especially difficult. It's easy to understand why: you're facing the prospect of entering into an ...

Continue reading 3 Essential Tips for Finding the Best Home Loan

February 14, 2018

Black Coffee: Late Night Notes from a Lonely Airport Terminal

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. It's a little past midnight. I'm writing ...

Continue reading Black Coffee: Late Night Notes from a Lonely Airport Terminal

February 10, 2018

3 Simple Ways to Control Your Debt

By Enero Febrero

Debt; it's not a word we like to talk about. It means you owe money, no matter how much it is. But if you do not take it seriously, debt will quickly spiral out of control. When that happens, you're left wondering how you will ever become financially ...

Continue reading 3 Simple Ways to Control Your Debt

February 9, 2018

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