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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

8 Moves That Will Protect Your Family from Financial Chaos If You Die

By Enero Febrero

When it comes to protecting your family from any financial disputes in the event that you die, there's a lot you need to consider. In fact, you need to plan everything accordingly and early enough so that you don't leave your loved ones having to ...

Continue reading 8 Moves That Will Protect Your Family from Financial Chaos If You Die

July 19, 2018

Broke? Request an Alternative Payment Plan for Your Legal Fees

By Sabado Domingo

Sometimes, after you hire an attorney, you may find that you are unable to make the payments you agreed to. Obviously, that can be quite problematic, particularly since lawyers are good at making their employment contracts hard to break. In this ...

Continue reading Broke? Request an Alternative Payment Plan for Your Legal Fees

July 18, 2018

How to Affordably Splurge on an Occasional Treat (in 4 Easy Steps)

By Graham

We all need treats in life; it's important to enjoy experiences that will create lasting positive memories. Today I will share how I do this -- and I hope that it will also work for you! Step 1: Recognize your "needless" expenses Advertising ...

Continue reading How to Affordably Splurge on an Occasional Treat (in 4 Easy Steps)

July 17, 2018

Are Two Household Incomes Really Better Than One?

By Len Penzo

Not too long after our first child was born, the Honeybee left her position as a paralegal for a bankruptcy attorney to become a stay-at-home mom. It was a decision that we had both happily agreed to before we were even married. That course of action ...

Continue reading Are Two Household Incomes Really Better Than One?

July 16, 2018

Black Coffee: Red (Ink) Storm Rising

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's get right to it this week ... "Debt ...

Continue reading Black Coffee: Red (Ink) Storm Rising

July 14, 2018

How to Responsibly Manage a Gaming Bankroll

By Riely Cooper

Online slots are one of biggest revenue sources for online gaming providers. In fact, the UK Gambling Commission reports that in 2017, the online casino sector -- including slots -- has been larger than its land-based equivalent. Online slots have ...

Continue reading How to Responsibly Manage a Gaming Bankroll

July 13, 2018

Grandfather Says: The Magic of Cape Hatteras

By RD Blakeslee

Grandfather says Cape Hatteras is a special place. He and the family have been visiting there for nearly 60 years. Grandfather says he remembers when Paul Mellon bought most of the undeveloped Hatteras Island shore and gave it to a national ...

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July 12, 2018

A Quick Primer on the Basics of Fixed-Rate Bonds

By Sabado Domingo

There's no way around it: Investing in stocks, whether they offer dividends or not, is risky business. Given the daily, weekly and monthly market rollercoaster rides we've recently been part of, it's no wonder some people are looking for a safer way ...

Continue reading A Quick Primer on the Basics of Fixed-Rate Bonds

July 11, 2018

How 2 People Built Online Businesses to Achieve Financial Independence

By Brian Davis

I love hearing the unique stories about how multiple people reached financial independence or retired early (FIRE). Sure, the Internet is great for cat videos and political rants on Facebook. But for some people, it's also a giant money-making ...

Continue reading How 2 People Built Online Businesses to Achieve Financial Independence

July 10, 2018

Black Coffee: Going Nowhere Fast

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everyone is having a great ...

Continue reading Black Coffee: Going Nowhere Fast

July 7, 2018

Exploring the Benefits of the MetaTrader 5 Mobile Platform

By Enero Febrero

The forex trading market is a liquid financial and active entity in the world, generating normal trading volumes of more than $5 trillion. That is a tremendous figure, and one that sufficiently reflects the popularity of the market and its ...

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July 6, 2018

7 Tips for Ensuring Your Personal Loan Application Gets Approved

By Tex Freitag

Personal expenses such as repair works and hospital bills can take up a considerable amount of money. With a personal loan, you can top up what you have or fund your needs fully. Although not all applications will be approved, here are some tips that ...

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July 5, 2018

3 Ways to Save Money When Buying Car Tires

By Enero Febrero

Every couple of years, we all need to open up our checkbook and pay out some of our hard-earned cash for tires. Sadly, it's folks who fail to keep track of their car's maintenance record who end up being caught off guard; they never seem to see ...

Continue reading 3 Ways to Save Money When Buying Car Tires

July 4, 2018

How I Live on Less than $40,000 Annually: John from Maryland

By John Steiner

The name is John Steiner and I live in Southern Maryland with my better half/muse/wife Abi. I'm 27 and Abi is 25; we've been married since December 2015 and have no kids. I'm the CFO for the family, but Abi is the household CEO. At the ...

Continue reading How I Live on Less than $40,000 Annually: John from Maryland

July 2, 2018

Black Coffee: It Crawls, It Creeps … It Eats You Alive

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's get right to it, shall ...

Continue reading Black Coffee: It Crawls, It Creeps … It Eats You Alive

June 30, 2018

8 Tips to Ensure a Safer Trust Deed Investigation

By Enero Febrero

Buying a note and trust deed is an alternative investment option for certain individuals interested in seeking additional income over a fixed period of time. Interested parties should always look for the safest ways to approach the high-earning ...

Continue reading 8 Tips to Ensure a Safer Trust Deed Investigation

June 29, 2018

Grandfather Says: Coyote Countermeasures

By RD Blakeslee

Coyote predation, once a problem limited to the American West, has spread to pet and livestock owners in the Eastern US. So Grandfather built a blind overlooking one of his pastures, where he could sit and watch for coyotes and take appropriate ...

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June 28, 2018

Save Extra Money at Amazon By Using This Simple Chrome Extension

By Len Penzo

Who doesn't like discounts? I know I do; I bet you do too. Unfortunately, there are literally millions of Internet discounts available every day that people aren't aware of because: 1) they don't know where to find them; or 2) they're unwilling to ...

Continue reading Save Extra Money at Amazon By Using This Simple Chrome Extension

June 27, 2018

Black Coffee: Weighing the Evidence Against the US Dollar

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Another glorious week comes to an end. ...

Continue reading Black Coffee: Weighing the Evidence Against the US Dollar

June 23, 2018

5 Frequently Asked Questions About Personal Loans

By Enero Febrero

Used responsibly, a personal loan can be a vehicle for advancing your education, improving your earning power, even for getting out of debt faster. If you're considering a personal loan and want to understand if it's a good option for your situation, ...

Continue reading 5 Frequently Asked Questions About Personal Loans

June 22, 2018

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