Today, almost everyone understands that the last recession had its roots in domestic mortgage borrowing. Many home loans were effectively toxic and were almost completely dependent upon the increase in real estate values providing lenders with their ...
Continue reading Here Are a Few Basic Factors to Consider When Shopping for a Home Loan
Cafe Negro: Cinco de Mayo Edicion Especial
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
And away we go ...
"In time of peace ...
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5 Basic Tips for First-Time Homebuyers
Buying a house for the first time can be a thrilling and nerve-wracking experience. Although the learning curve is steep, doing a bit of financial homework will make the task a lot easier. With that in mind, here are a few tips that will help make ...
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Bitcoin IRA Fees and 4 Other Related FAQs Answered
Bitcoin is a cryptocurrency which has been around for a few years now; and in 2017 it gained worldwide attention after its price skyrocketed from $2000 to $20,000 in a matter of just a few months. Of course, there is a lot of controversy still ...
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3 Reasons Why an Automated Budget Will Help You Crush Debt
I know what you're thinking: As soon as I start earning more money I'll finally become debt free!
In reality, the moment you start earning more money you'll start spending more and end up in the same position you're currently on.
Don't feel ...
Continue reading 3 Reasons Why an Automated Budget Will Help You Crush Debt
Black Coffee: ‘X’ Marks the Spot
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Another glorious week comes to an end. ...
Continue reading Black Coffee: ‘X’ Marks the Spot
4 Tips For Saving Money While Traveling The World
International travel is something most people never get to do. A flight overseas requires you to have discretionary money most people don't have, not to mention the available time to take off from work.
Then there's the expenses of the trip ...
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Caring for Aging Parents? These Minor Home Mods Make a Big Difference
The time will come when your parents are no longer able to care for themselves. Whether that is because of health issues or simply from aging, they'll need someone to support them on a regular basis.
Although some adult children decide that it is ...
Continue reading Caring for Aging Parents? These Minor Home Mods Make a Big Difference
Comparing the Costs of Various Emergency Food Supply Options
Sometimes it's not easy being an ant. Especially when you're living among a bunch of grasshoppers.
There's a well-known Aesop fable about an oblivious grasshopper who spent his summer days living the high life and mocking an industrious ant, who ...
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Black Coffee: And … It’s Gone
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Okay, away we go ...
"We inflate our ...
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How to Get the Most for Your Money on a Gaming Vacation
We all go on vacations for a whole number of reasons. Some just like to get away from the daily grind, while others go on holiday for a specific purpose. Gaming vacations have become increasingly popular over the years, especially with places such as ...
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4 Things Everyone Should Know About the Cost of Growing Old
Many young, healthy Americans probably aren't aware of a very troubling possibility that could ultimately affect them down the road: There's a good chance they could spend the later years of their lives in long-term care -- a situation that could ...
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Black Coffee: Credit Stiffs, Corporate Zombies and the Walking Dead
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Let's get right to it this week ...
"In ...
Continue reading Black Coffee: Credit Stiffs, Corporate Zombies and the Walking Dead
3 Ways You Can Save Money by Spending It
You might think that the best way to save money is to not spend it. However, some of the most useful money saving tips involve taking advantage of free services and exercising a modicum of self-control. But those are not the only ways to save money. ...
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5 Pitfalls to Avoid If You’re Trying to Improve Your Credit Score
Are you going to take out a loan? Do you want to apply for another credit card? If so, your credit score can increase your chances of getting your applications approved. You see, the credit score is a numerical value that tells lenders that you are ...
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How I Live on Less than $40,000 Annually: Emily from Illinois
My name is Emily and I'm 27. My husband, Kirk, is 29 and we have a newborn son. We live in Springfield, Illinois.
I'm transitioning from full-time to part-time as an accountant and teaching a few violin students. My husband is a guitar teacher and ...
Continue reading How I Live on Less than $40,000 Annually: Emily from Illinois
Black Coffee: Godzilla vs. The Pizza Monster
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
And away we go ...
"Gold is an ...
Continue reading Black Coffee: Godzilla vs. The Pizza Monster
How to Find a Legitimate Debt Relief Company
Are you in over your head in debt and feel like there's no end in sight? The first step is to take a deep breath and know you're not alone. After all, US consumer debt rose $13.9 billion in January 2018 to $3.86 trillion overall; that's an annualized ...
Continue reading How to Find a Legitimate Debt Relief Company
Stretching Your Money: What Do Hotel Star Ratings Really Mean?
If you've ever searched for a hotel, whether via an online travel agency, a guidebook or simply by looking at hotel websites, you've probably noticed star ratings and deals and promotions with headlines like those above.
But have you ever thought ...
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Black Coffee: Bitcoins, Bolivars and Other Rotten Easter Eggs
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Let's get right to it, shall ...
Continue reading Black Coffee: Bitcoins, Bolivars and Other Rotten Easter Eggs
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