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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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Grandfather Says: Remembering an Old Friend

By RD Blakeslee

Charlie Kidd has been gone for quite awhile now -- may God rest his soul. Charlie was from what Tom Brokaw called "The Greatest Generation." Charlie was an infantryman throughout WWII, fighting through Africa into Italy and then onto the beaches ...

Continue reading Grandfather Says: Remembering an Old Friend

April 4, 2019

How Writing Checks Is Still Beneficial for Your Business

By Sabado Domingo

With modern online banking, direct deposit, and payment services like PayPal, many businesses forget the basic need of having checks on hand.But, in truth, most business owners still use checks often -- sometimes everyday. As such, if you're ...

Continue reading How Writing Checks Is Still Beneficial for Your Business

April 3, 2019

Black Coffee: The Natives Are Getting Restless

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had a great week. I ...

Continue reading Black Coffee: The Natives Are Getting Restless

March 30, 2019

Influencer Marketing: Can an Outsider Really Help Build My Brand?

By Tex Freitag

The big hurdle many businesses face as they work to build their brand is reaching their target audience. This is where influencer marketing comes into play, exposing messaging to key demographics. It's one of the fastest tactics for increasing ...

Continue reading Influencer Marketing: Can an Outsider Really Help Build My Brand?

March 29, 2019

How New Health Insurance Plans Could Cost You Your Health and Finances

By Tex Freitag

healthcare on a budget

Have you been concerned lately about your current health-care coverage? If so, you're not alone. According to The Commonwealth Fund, 71% of uninsured adults felt that they could not afford coverage. And for those who did pay for the coverage, three ...

Continue reading How New Health Insurance Plans Could Cost You Your Health and Finances

March 27, 2019

4 Tips for Climbing to the Top of the Financial Industry

By Tex Freitag

The financial sector is an extremely challenging and extremely rewarding sector in which to work. Those who manage to ascend to the upper tiers will most likely be able to draw on some of the highest salaries in the working world, as well as having ...

Continue reading 4 Tips for Climbing to the Top of the Financial Industry

March 26, 2019

Black Coffee: The Emperor Has No Clothes

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Well ... another glorious week comes ...

Continue reading Black Coffee: The Emperor Has No Clothes

March 23, 2019

2 Short Term Loans That Don’t Require a Credit Check

By Sabado Domingo

A lot of Americans nowadays have bad credit ratings, or no credit rating at all. According to credit bureau Experian, the newest VantageScore model estimates there are 68 million people with credit ratings to have bad or poor credit scores. For ...

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March 22, 2019

Grandfather Says: I’m ‘Bout Half

By RD Blakeslee

Grandfather says years ago, Grandmother taught piano in the living room. She was, among other things, a model of deportment for the children. Well, one evening we were enjoying a pitcher of beer and a giant pizza at Pizza hut, when in walked a ...

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March 21, 2019

Why Many People Are Choosing to Buy a Villa for Their Next Home

By Enero Febrero

Villas are the ultimate homes to live in. Modern villas are made from high quality building materials and user-friendly appliances, which makes the living experience even sweeter. These homes are designed for maximum comfort and habitability via the ...

Continue reading Why Many People Are Choosing to Buy a Villa for Their Next Home

March 20, 2019

How I Live on $40,000 Annually: Jason from Maine

By Jason Paradis

My name is Jason, and I live in beautiful Plymouth, Maine. I'm 29 years old with no wife or children; I live a very comfortable life with my dog on less than $40,000 annually. I'm what many people consider frugal, some call cheap, and others call ...

Continue reading How I Live on $40,000 Annually: Jason from Maine

March 18, 2019

Black Coffee: Water, Water Everywhere …

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody is having a great ...

Continue reading Black Coffee: Water, Water Everywhere …

March 16, 2019

3 Tips That Will Help You Learn More About Forex Trading

By Tex Freitag

Forex -- which is shorthand for "foreign exchange," but better known as world currencies -- is the largest and most liquid market in the world. As such, forex trading can be a daunting experience that requires proper groundwork. However, this ...

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March 15, 2019

How to Make Better Financial Decisions

By Tex Freitag

Good financial decisions are rarely impulsive. When you make irrational, spur of the moment decisions with money, they usually lead to overspending or -- even worse -- to unwise investments. As a result, you will be unlikely to maximize your savings ...

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March 13, 2019

Black Coffee: Shuffling the Monetary System Deck Chairs

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had a good week. We've ...

Continue reading Black Coffee: Shuffling the Monetary System Deck Chairs

March 9, 2019

4 Smart Reasons for Tapping Your Home Equity

By Tex Freitag

Did you know that your home has a tangible value to it that you can use? The equity in your house is something that you can take advantage of, but only if you have a good reason to. Using your home's equity is basically like taking out a second ...

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March 8, 2019

Grandfather Says: The Difference Between Cats and Dogs

By RD Blakeslee

Grandfather has always lived with dogs, but now that he's married to a cat lady, it's: Grandfather admits he loves dogs, but he also admits cats are easier, at his age. And they do things differently than dogs. For example, cats ...

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March 7, 2019

A Quick Overview of Some Important Life Insurance Benefits

By Enero Febrero

Life insurance is one of the major pillars of financial planning. In fact, it is the one of the simplest and best ways to financially safeguard the future of your loved ones in your absence. However, many people are still unaware of the benefits that ...

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March 6, 2019

Black Coffee: Gold and the Fed’s Monetary Roach Motel

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. And away we go ... Gold is money. ...

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March 2, 2019

100 Words On: The Department of Redundancy Department

By Len Penzo

When it comes to the world of banking, nobody seems to have any problem with redundancy. How else can you explain the fact that people routinely use their PIN number at the ATM machine? If you ask a linguist, he'll boldly proclaim that redundancy ...

Continue reading 100 Words On: The Department of Redundancy Department

February 28, 2019

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