For folks living in England and Wales, an individual voluntary arrangement -- or IVA, for short -- is a formal alternative for individuals who want to avoid bankruptcy. As such, having your IVA approved is a big achievement.
If you follow the ...
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6 Factors to Consider When Finding a Suitable Apartment to Rent
Many of us contemplate renting an apartment at some point in our lives. Perhaps you're moving out of your parents' home, you're taking a job in a new city, or you need a short-term rental until your home remodeling project has been completed. What ...
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Black Coffee: ‘Tis the Season to Be Selling
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Merry Christmas, everyone!
Put a ...
Continue reading Black Coffee: ‘Tis the Season to Be Selling
4 Home Financing Options for People with Poor Credit
We've all heard the countless horror stories from our friends with poor credit. A poor credit score can absolutely ruin your finances and any future plans you may have had; this includes your ability to buy a new home or car, and can even affect your ...
Continue reading 4 Home Financing Options for People with Poor Credit
100 Words On: How to Get an Instant Raise – Without Kissing Up!
The US inflation rate last year was "officially" 2.1% -- but arguably higher -- while the average pay hike was just 2.9%. Maybe that's why, when it comes to job complaints, surveys show that employees grouse about their paltry paychecks more than ...
Continue reading 100 Words On: How to Get an Instant Raise – Without Kissing Up!
3 Economically Attractive Countries for Starting a Business
There are numerous countries that are attractive for starting a business activity and choosing one can be a challenging aspect, as plenty of the top business destinations provide a wide range of advantages. Deciding on the country in which a business ...
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How to Open a Bank Account
Opening a bank account shouldn't be difficult. In our age of highly developed banking system, a life without bank accounts defies imagination. Indeed, it seems easier for us to visualize activities somewhere on the untrodden Venus or Uranus than ...
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Black Coffee: More Signs of a Bah-Humbug Economy
It's time to sit back, relax and enjoy a little joe ...-
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Here's a friendly tip: If you're ...
Continue reading Black Coffee: More Signs of a Bah-Humbug Economy
Can Instagram Provide a Sustainable Income Stream?
Millions of users access Instagram on a daily basis. While many simply upload pictures to be shared with friends and family, a growing portion are looking towards this social media platform in the hopes of generating a substantial source of side ...
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Grandfather Says: The Alaskan Cabin on Chilkat Lake
Grandfather says he sometimes outsmarts himself.
He believes in taking the high ground and absenting himself from lowlife, so he builds his abodes on higher elevations in remote places.
But when Grandfather built his cabin in Alaska, up high on ...
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How to Maintain Financial Security as a Homeowner
It's no secret that owning a home is an expensive investment. Not only will you have to secure its purchase, you also need to shoulder overhead costs and other expenses that will keep its value high.
During these times, it's important to be wise ...
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Len Penzo dot Com: Celebrating 10 Years and 10 Million Page Views!
It's hard for me to believe, but today my blog is 10 years old. Yep. Way back on December 11, 2008, yours truly decided to kick off his newfound writing hobby with this modest little entry. At the time, I never dreamed that Len Penzo dot Com would be ...
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Black Coffee: What’s Gone Up Is Coming Down
It's time to sit back, relax and enjoy a little joe ...--
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Let's get right to it this week ...
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4 Options for People Looking to Get a Used Car Loan
Driving is a part of life in the United States. We live in a large, spread out nation, which requires the use of vehicles to get from place to place. Many people choose to buy new cars. The US recently saw many years in a row of record new car sales. ...
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Tips on How to Better Manage Your Financial Risks
Personal financial management is about maintaining a healthy cash flow, planning for the future, and achieving your financial objectives. It also means managing the financial risks you face every day, which is why insurance policies and other forms ...
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4 Tips That Will Help You Improve Your Credit Score
If you have a mountain of debt, your credit score likely isn't in the best shape. There are several things that you can do to try to improve your credit score, but it does take time. If you have more debt than you can reasonably pay, there are some ...
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10 Ways Students Can Stretch Their Income While Studying
Nothing is as exciting to a high school student as pursuing higher education at the university of their choice. As a young adult, this is a golden opportunity for mastering your own destiny and being away from your parents' constant scrutiny. Of ...
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Black Coffee: Panic at the Disco
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
And away we go ...
"All fiat money ...
Continue reading Black Coffee: Panic at the Disco
Grandfather Says: A Quick Thought on Hubris
Grandfather says all human institutions succumb to hubris, eventually.
Grandfather says he thinks that's not all bad, although he misses some of them as they excelled in their heyday.
The NBC Symphony Orchestra under Arturo Toscanini comes to ...
Continue reading Grandfather Says: A Quick Thought on Hubris
Are Credit Unions Better Than Banks?
There are a lot of questions surrounding if credit unions are better than banks. One of the problems with answering this question is that most of those asking don't understand the difference between the two.
Credit unions have become more ...
Continue reading Are Credit Unions Better Than Banks?
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