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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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Black Coffee: Bankers, Beggars & Big Spenders

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody is having a great ...

Continue reading Black Coffee: Bankers, Beggars & Big Spenders

February 16, 2019

What are the Key Requirements for Securing a Startup Business Loan?

By Sabado Domingo

Businesses require loan facilities for a wide range of reasons such as: investing in equipment, maintaining business operations, starting a new branch, or even increasing a businesses' working capital. However, securing a loan is not an easy task as ...

Continue reading What are the Key Requirements for Securing a Startup Business Loan?

February 15, 2019

Minimizing Legal Fees with Online Legal Forms and Services

By Sabado Domingo

Trying to afford legal fees can be quite difficult. Despite that challenge, legal matters aren't the type of thing you want to ignore. Thankfully, there are forms and services online that can help you to handle your legal matters in an affordable ...

Continue reading Minimizing Legal Fees with Online Legal Forms and Services

February 13, 2019

What’s the Best Way to Make a Family Budget?

By Enero Febrero

Believe it or not, making a family budget is not as easy as it may sound. And although budgets may not be essential to keeping your finances under control, they do allow you to make calculated decisions about how to spend your income. When making a ...

Continue reading What’s the Best Way to Make a Family Budget?

February 12, 2019

Black Coffee: Tea Leaves, Chicken Bones and Animal Entrails

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's get right to it this week ... In ...

Continue reading Black Coffee: Tea Leaves, Chicken Bones and Animal Entrails

February 9, 2019

A Few Facts About Online Installment Loans

By Enero Febrero

Are you thinking about purchasing a big-ticket commodity or service, but are worried about the lack of cash or a poor credit history? If you answered "yes," then you probably know how limited your options are. The good news is that installment ...

Continue reading A Few Facts About Online Installment Loans

February 8, 2019

Rapid Cash Converter Loans for Tough Financial Situations

By Enero Febrero

Money matters are never as simple as we all grew up expecting and from time to time we can find ourselves in a financial fix due to one reason or the other. In such situations, it always boils down to the fact that we need quick money which could ...

Continue reading Rapid Cash Converter Loans for Tough Financial Situations

February 8, 2019

Grandfather Says: A Look Back at the 29 Cars I’ve Owned

By RD Blakeslee

Grandfather says he has lived through most of America's golden age of the automobile. In fact, he's owned twenty-nine of them over the years, some of them bought for one or another of his five children to drive. Here's the entire list, from ...

Continue reading Grandfather Says: A Look Back at the 29 Cars I’ve Owned

February 7, 2019

How Spending Money Can Help Your House Fetch a Higher Sale Price

By Tex Freitag

Putting a house up for sale is a lot more complicated than putting a 'For Sale' sign outside your house and phoning up a few real estate agents to manage the property. For one, there's the task of finding another place to stay while the house is ...

Continue reading How Spending Money Can Help Your House Fetch a Higher Sale Price

February 6, 2019

Black Coffee: The Fed Is Officially In Panic Mode

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. And away we go ... When a government ...

Continue reading Black Coffee: The Fed Is Officially In Panic Mode

February 2, 2019

How Technology Has Changed Investing

By Enero Febrero

During the past 15 years, various new technologies have been introduced into the financial markets, and this has completely changed the face of investing as we know it. After all, the essence of introducing any new technology is to make life easier ...

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February 1, 2019

Your Online E-commerce Checklist to Success

By Larisa Wong

Running an online business can be a great deal of fun and yet, effort is required if you hope to achieve success from a long-term point of view. This is why it is important to start the new year with the right mentality as well as why you should be ...

Continue reading Your Online E-commerce Checklist to Success

January 31, 2019

How to Choose a Bank for Your Small Business

By Sabado Domingo

One of the most challenging considerations when starting a small business is choosing a bank for your financial needs. For entrepreneurs, it can feel counterintuitive to use a different bank than what they use for personal finances. The overwhelming ...

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January 30, 2019

How Successful Small Business Owners Maximize ROI

By Sabado Domingo

All aspiring entrepreneurs need to understand the difference between expenses and investments. Expenses are necessary costs that every business incurs. Some expenses are recurring meaning they repeat on a monthly or annual basis. On the other hand, ...

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January 27, 2019

Black Coffee: A Dozen Eggs and a Kilo of Beef

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Well ... another glorious week comes ...

Continue reading Black Coffee: A Dozen Eggs and a Kilo of Beef

January 26, 2019

5 Financially Smart Ways to Begin Your Day

By Enero Febrero

accounting basics to know

Your daily habits set the foundation for success, not only for your health but also for your finances. Mastering financial success doesn't always take a lot of time, but it does take consistency. You can stay on top of your personal finances by ...

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January 25, 2019

Grandfather Says: Observations About Blessings

By RD Blakeslee

Grandfather has some observations about "blessings." He sees where clergymen bless babies and the hounds in fox hunts. God's blessing is often asked for, by God-fearing families as they sit down to a meal and nations as they go to war. ...

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January 24, 2019

Vacation Destination Fact Sheet: The Caribbean Islands

By Sabado Domingo

The islands of the Caribbean Sea are considered by many people to be among the most romantic and relaxing destination vacations. With more than 700 islands that border or surround it, the Caribbean is one of the largest seas in the world, and these ...

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January 23, 2019

How to Choose a Responsible Lender

By Enero Febrero

You've decided to take the plunge and get a personal loan. It all sounds so simple -- but the sheer volume of personal loan options and lenders to choose from can be overwhelming. With that in mind, here is a handy guide of five simple tips designed ...

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January 22, 2019

Black Coffee: The Real Consequences of Fake Money and Cheap Credit

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody is having a great ...

Continue reading Black Coffee: The Real Consequences of Fake Money and Cheap Credit

January 19, 2019

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