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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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How to Save Money By Choosing the Right Car Insurance Company

By Sabado Domingo

If you own a vehicle it's crucial that you have car insurance. If you're like most people, you're probably struggling to decide on which company to purchase a policy from. The problem is there are hundreds of car insurance companies offering ...

Continue reading How to Save Money By Choosing the Right Car Insurance Company

April 30, 2019

Black Coffee: The Monster Under the Bed

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Well ... another glorious week comes ...

Continue reading Black Coffee: The Monster Under the Bed

April 27, 2019

12 Tips That Will Help You Successfully Maximize Your Career Potential

By Antonio Fortunato

Most of us give a lot of thought to managing our finances whether it be the household budget, managing the allocations within our IRAs, pension or profit-sharing plans, our personal bank and brokerage account balances or taking care of a rental ...

Continue reading 12 Tips That Will Help You Successfully Maximize Your Career Potential

April 26, 2019

The Pros and Cons of Layaway Plans

By Tex Freitag

These days, a growing number of retailers are implementing a variety of promotional tactics to help draw in new customers. And some retailers are now bringing back one of the oldest retail-marketing tactics in the book: the layaway ...

Continue reading The Pros and Cons of Layaway Plans

April 25, 2019

5 Things You Should Know Before Getting a Student Loan

By Sabado Domingo

If you want to practice law, write a brilliant research paper worthy of a Nobel Prize, or engineer a rocket, then you'll need to go to college. You'll also need to write the lion share of your essays -- or at least address an essay help service if ...

Continue reading 5 Things You Should Know Before Getting a Student Loan

April 23, 2019

Black Coffee: There’s No Need for Paper When Chocolate Covers Rock Too

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody is having a great ...

Continue reading Black Coffee: There’s No Need for Paper When Chocolate Covers Rock Too

April 20, 2019

Dealing with Past Sins: 3 Inventive Ways to Pay Off Your Student Loan Debt

By Sabado Domingo

It's a rare college student nowadays who gets through a four-year degree without accumulating a significant amount of debt. Last year, the average student borrowed more than $38,000 in student loans. If you are worried about student loan debt, ...

Continue reading Dealing with Past Sins: 3 Inventive Ways to Pay Off Your Student Loan Debt

April 19, 2019

Grandfather Says: The Beauty of Alaska

By RD Blakeslee

Grandfather says Alaska is a magic place -- even though life at its far Northern latitude is brutal, sometimes. Magic is central to the native peoples. The Tlingits recognize the spirits of ravens and eagles and belong to the matriarchal clan of ...

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April 18, 2019

8 Strange Insurance Policies Many People Actually Buy

By Jennifer Landis

We're all familiar with the basics of insurance. You probably have health, auto and homeowner's or renter's insurance policies already. You may even have life insurance in case something happens to you or your spouse. But these aren't the only ...

Continue reading 8 Strange Insurance Policies Many People Actually Buy

April 16, 2019

Black Coffee: Reality Is Not Part of the Equation

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had a good week. We've ...

Continue reading Black Coffee: Reality Is Not Part of the Equation

April 13, 2019

What Are The Benefits Of Regularly Maintaining Your Vehicle?

By Enero Febrero

Some people believe maintaining their vehicles consists of filling up the fuel tank, occasionally changing the oil, running it through the car wash, and replacing the air freshener. However, there is a whole list of tasks you should perform in order ...

Continue reading What Are The Benefits Of Regularly Maintaining Your Vehicle?

April 12, 2019

Online Mortgage Deals: They’re Not Your Parents’ Home Loan

By Sabado Domingo

It's a pretty safe bet that when your parents were buying their first house, the only way to get a mortgage was to go directly to a bank -- or search around town for one of only a few mortgage brokers willing to help. Thankfully, times have ...

Continue reading Online Mortgage Deals: They’re Not Your Parents’ Home Loan

April 10, 2019

Black Coffee: The Fed Is Moving from Denial to Bargaining

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had a great week! ...

Continue reading Black Coffee: The Fed Is Moving from Denial to Bargaining

April 6, 2019

6 Things Everyone Should Know About Life Insurance

By Enero Febrero

Life insurance is a means of protecting your loved ones from unforeseen financial difficulties if something should happen to you. In essence, it provides financial security for your family in the event of your untimely demise. Your family's ...

Continue reading 6 Things Everyone Should Know About Life Insurance

April 5, 2019

Grandfather Says: Remembering an Old Friend

By RD Blakeslee

Charlie Kidd has been gone for quite awhile now -- may God rest his soul. Charlie was from what Tom Brokaw called "The Greatest Generation." Charlie was an infantryman throughout WWII, fighting through Africa into Italy and then onto the beaches ...

Continue reading Grandfather Says: Remembering an Old Friend

April 4, 2019

How Writing Checks Is Still Beneficial for Your Business

By Sabado Domingo

With modern online banking, direct deposit, and payment services like PayPal, many businesses forget the basic need of having checks on hand.But, in truth, most business owners still use checks often -- sometimes everyday. As such, if you're ...

Continue reading How Writing Checks Is Still Beneficial for Your Business

April 3, 2019

Black Coffee: The Natives Are Getting Restless

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had a great week. I ...

Continue reading Black Coffee: The Natives Are Getting Restless

March 30, 2019

Influencer Marketing: Can an Outsider Really Help Build My Brand?

By Tex Freitag

The big hurdle many businesses face as they work to build their brand is reaching their target audience. This is where influencer marketing comes into play, exposing messaging to key demographics. It's one of the fastest tactics for increasing ...

Continue reading Influencer Marketing: Can an Outsider Really Help Build My Brand?

March 29, 2019

How New Health Insurance Plans Could Cost You Your Health and Finances

By Tex Freitag

healthcare on a budget

Have you been concerned lately about your current health-care coverage? If so, you're not alone. According to The Commonwealth Fund, 71% of uninsured adults felt that they could not afford coverage. And for those who did pay for the coverage, three ...

Continue reading How New Health Insurance Plans Could Cost You Your Health and Finances

March 27, 2019

4 Tips for Climbing to the Top of the Financial Industry

By Tex Freitag

The financial sector is an extremely challenging and extremely rewarding sector in which to work. Those who manage to ascend to the upper tiers will most likely be able to draw on some of the highest salaries in the working world, as well as having ...

Continue reading 4 Tips for Climbing to the Top of the Financial Industry

March 26, 2019

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