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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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4 Smart Reasons for Tapping Your Home Equity

By Tex Freitag

Did you know that your home has a tangible value to it that you can use? The equity in your house is something that you can take advantage of, but only if you have a good reason to. Using your home's equity is basically like taking out a second ...

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March 8, 2019

Grandfather Says: The Difference Between Cats and Dogs

By RD Blakeslee

Grandfather has always lived with dogs, but now that he's married to a cat lady, it's: Grandfather admits he loves dogs, but he also admits cats are easier, at his age. And they do things differently than dogs. For example, cats ...

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March 7, 2019

A Quick Overview of Some Important Life Insurance Benefits

By Enero Febrero

Life insurance is one of the major pillars of financial planning. In fact, it is the one of the simplest and best ways to financially safeguard the future of your loved ones in your absence. However, many people are still unaware of the benefits that ...

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March 6, 2019

Black Coffee: Gold and the Fed’s Monetary Roach Motel

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. And away we go ... Gold is money. ...

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March 2, 2019

100 Words On: The Department of Redundancy Department

By Len Penzo

When it comes to the world of banking, nobody seems to have any problem with redundancy. How else can you explain the fact that people routinely use their PIN number at the ATM machine? If you ask a linguist, he'll boldly proclaim that redundancy ...

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February 28, 2019

How Taking a Chance On Penny Stocks May Boost Your Returns

By Sabado Domingo

One of the first things you learn about personal finance is that there are three keys to financial success: save more than you spend, live by a budget, and invest. In this post I'm going to talk about investing, in particular, how investing in the ...

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February 24, 2019

Black Coffee: The Acme Investing, Trading & Retirement Company

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Well ... another glorious week comes ...

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February 23, 2019

Tips for Female Entrepreneurs – How to Get a Small Business Loan

By Enero Febrero

Today, 40% of all entrepreneurs in the US are women. But, unfortunately, these numbers do not line up with their access to small business loans. In fact, many female entrepreneurs today find it quite challenging to take a loan. However, lack of ...

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February 22, 2019

Grandfather Says: Strange Dreams

By RD Blakeslee

Grandfather says he supposes everyone has weird dreams from time to time. For example, last night Grandfather had a cow hitched to a plow and walked her up a ramp. She broke through the ramp and got one leg stuck. Then Grandfather woke up, ...

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February 21, 2019

5 Tips Guaranteed to Help You Build Wealth After Graduation

By Tex Freitag

If there's one thing that kids these days aim for, it's having a fat bank account. Of course, the road to financial independence starts after you have spent at least four years getting a college degree. No doubt, everything that comes afterward is ...

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February 20, 2019

How to Teach Your Kids to Be Responsible with Money

By Enero Febrero

When parents think of the important talks they'll have with their children, they usually think about subjects like sex, death, and religion. However, very few consider financial responsibility and money. Why not? Children don't really understand ...

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February 19, 2019

Black Coffee: Bankers, Beggars & Big Spenders

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody is having a great ...

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February 16, 2019

What are the Key Requirements for Securing a Startup Business Loan?

By Sabado Domingo

Businesses require loan facilities for a wide range of reasons such as: investing in equipment, maintaining business operations, starting a new branch, or even increasing a businesses' working capital. However, securing a loan is not an easy task as ...

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February 15, 2019

Minimizing Legal Fees with Online Legal Forms and Services

By Sabado Domingo

Trying to afford legal fees can be quite difficult. Despite that challenge, legal matters aren't the type of thing you want to ignore. Thankfully, there are forms and services online that can help you to handle your legal matters in an affordable ...

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February 13, 2019

What’s the Best Way to Make a Family Budget?

By Enero Febrero

Believe it or not, making a family budget is not as easy as it may sound. And although budgets may not be essential to keeping your finances under control, they do allow you to make calculated decisions about how to spend your income. When making a ...

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February 12, 2019

Black Coffee: Tea Leaves, Chicken Bones and Animal Entrails

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's get right to it this week ... In ...

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February 9, 2019

A Few Facts About Online Installment Loans

By Enero Febrero

Are you thinking about purchasing a big-ticket commodity or service, but are worried about the lack of cash or a poor credit history? If you answered "yes," then you probably know how limited your options are. The good news is that installment ...

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February 8, 2019

Rapid Cash Converter Loans for Tough Financial Situations

By Enero Febrero

Money matters are never as simple as we all grew up expecting and from time to time we can find ourselves in a financial fix due to one reason or the other. In such situations, it always boils down to the fact that we need quick money which could ...

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February 8, 2019

Grandfather Says: A Look Back at the 29 Cars I’ve Owned

By RD Blakeslee

Grandfather says he has lived through most of America's golden age of the automobile. In fact, he's owned twenty-nine of them over the years, some of them bought for one or another of his five children to drive. Here's the entire list, from ...

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February 7, 2019

How Spending Money Can Help Your House Fetch a Higher Sale Price

By Tex Freitag

Putting a house up for sale is a lot more complicated than putting a 'For Sale' sign outside your house and phoning up a few real estate agents to manage the property. For one, there's the task of finding another place to stay while the house is ...

Continue reading How Spending Money Can Help Your House Fetch a Higher Sale Price

February 6, 2019

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