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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

Black Coffee: Why I Won’t Be Going Out for Sushi and Drinks This Weekend

By Len Penzo

It's time to sit back, relax and enjoy a little joe Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of whats been going on in the world of money and personal finance. For those of you here in America who will ...

Continue reading Black Coffee: Why I Won’t Be Going Out for Sushi and Drinks This Weekend

8 Comments May 25, 2013

How to Let Your TV Bill Work for You — Not Against You

By Sabado Domingo

Cable or Netflix? DirecTV, or Amazon Prime? What about Hulu? There's a lot to consider when installing a new home theater. You obviously want your theater room to be a place where you and your guests can kick back and relax, while watching the big ...

Continue reading How to Let Your TV Bill Work for You — Not Against You

5 Comments May 24, 2013

The Pros and Cons of 5 Legal (and Illegal) Cash Advance Options

By Len Penzo

Let's get one thing straight; no matter how you slice it, when you're short on money, looking for a quick cash advance is the Hail Mary pass of personal finance. As such it should always be the option of last resort. In an ideal world, during a ...

Continue reading The Pros and Cons of 5 Legal (and Illegal) Cash Advance Options

32 Comments May 21, 2013

A Fun Interview with Stacking Benjamins’ Host, Joe Saul-Sehy

By Len Penzo

I recently met with Joe Saul-Sehy to talk about his new money podcast, Stacking Benjamins, which debuts this week. We had just finished recording his final Two Guys and Your Money show, and I figured it would be clever to conduct the interview via ...

Continue reading A Fun Interview with Stacking Benjamins’ Host, Joe Saul-Sehy

16 Comments May 20, 2013

Black Coffee: Why Nobody is Buying Venezuela’s Economic ‘Poo Poo’ Platter

By Len Penzo

It's time to sit back, relax and enjoy a little joe… Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Now that Matthew is 16, he'll be heading ...

Continue reading Black Coffee: Why Nobody is Buying Venezuela’s Economic ‘Poo Poo’ Platter

6 Comments May 18, 2013

When Pigs Fly: How I Fought My Parking Ticket and Beat City Hall

By Len Penzo

Usually, the only warm-blooded creature in the house that ever bothers to get up and acknowledge me when I come through the front door is my dog, Major. So I knew something was wrong when I walked through the door and the Honeybee greeted me with ...

Continue reading When Pigs Fly: How I Fought My Parking Ticket and Beat City Hall

58 Comments May 13, 2013

Black Coffee: Mother’s Day, Mom Tattoos & Market Misallocations

By Len Penzo

It's time to sit back, relax and enjoy a little joe Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of whats been going on in the world of money and personal finance. Hey ... Happy Mother's Day all you ...

Continue reading Black Coffee: Mother’s Day, Mom Tattoos & Market Misallocations

11 Comments May 11, 2013

Why Travel Accommodations Don’t Have to Cost You a Fortune

By Sabado Domingo

Who doesn't like money? I don't think I know a single person who couldn't put their hands up and say, "I'd like a bit more money in my life. Except maybe Oprah, but she's living the dream so she doesn't have to hold her hands up and say that. I ...

Continue reading Why Travel Accommodations Don’t Have to Cost You a Fortune

13 Comments May 10, 2013

How to Retire Five Years Earlier Than You May Think You Can

By Joel Larsgaard

This is a guest post from blogger Joel Larsgaard, who is the proprietor of Save Outside the Box. Who wants to work 'til they're 75? Not me. That's why I'm constantly thinking of ways to make a little more or spend a little less in order to save ...

Continue reading How to Retire Five Years Earlier Than You May Think You Can

20 Comments May 9, 2013

Black Coffee: Hot Stocks, Cold Beer, Warm Regards and Cool Bananas

By Len Penzo

It's time to sit back, relax and enjoy a little joe… Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. It's the first week of May and I hope ...

Continue reading Black Coffee: Hot Stocks, Cold Beer, Warm Regards and Cool Bananas

12 Comments May 4, 2013

More Reasons Why I Decided to Buy a New Car Instead of a Used One

By Len Penzo

As I mentioned in my previous post, I finally relented and bought myself a new car. I can understand why some of you may be scratching your head at my decision to buy new instead of used. Especially when the playbook of good personal finance ...

Continue reading More Reasons Why I Decided to Buy a New Car Instead of a Used One

31 Comments May 1, 2013

I Finally Broke Down and Bought a New Car

By Len Penzo

OK, I did it. After commuting to and from work in my 1997 Honda Civic for the past 13 years, and with my son on the verge of getting his driver's license, I finally relented and bought myself a new car. That's right. I'm now the proud owner of ...

Continue reading I Finally Broke Down and Bought a New Car

103 Comments April 29, 2013

Black Coffee: Low Interest Rates, Combative Teens, and Other Troubling Trends

By Len Penzo

It's time to sit back, relax and enjoy a little joe Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of whats been going on in the world of money and personal finance. Last night at the dinner table, Nina was ...

Continue reading Black Coffee: Low Interest Rates, Combative Teens, and Other Troubling Trends

23 Comments April 27, 2013

How to Get the Best Travel Deal from Price Comparison Websites

By Sabado Domingo

Price comparison websites are a great resource for budget-conscious travelers, with many people skipping travel agents altogether and doing the flight booking themselves. Due to the huge growth in this type of website, there are now more price ...

Continue reading How to Get the Best Travel Deal from Price Comparison Websites

9 Comments April 26, 2013

My 13-Year-Old Daughter Shares Her Financial Fears

By Lenina Penzo

Readers: Today's post was written by my daughter, Nina. -- Len I’m only 13 and I’m worrying about my future. Not in an academic kind of way, but in a financial one. That's because there are certain things that terrify me about growing up and ...

Continue reading My 13-Year-Old Daughter Shares Her Financial Fears

27 Comments April 24, 2013

Black Coffee: It’s All Good. Pay No Attention to the Man Behind the Curtain.

By Len Penzo

It's time to sit back, relax and enjoy a little joe… Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. We're running the kids all over God's ...

Continue reading Black Coffee: It’s All Good. Pay No Attention to the Man Behind the Curtain.

8 Comments April 20, 2013

Three Key Steps to Becoming a Homeowner

By Sabado Domingo

For many people, owning a home is part of the American Dream. Given the recent explosion of available homes on the market coupled with historically low interest rates, it's no wonder that more and more people are taking steps to purchase their own ...

Continue reading Three Key Steps to Becoming a Homeowner

9 Comments April 19, 2013

A Few Thoughts from Aunt Doris: To Be or Not to Be?

By Aunt Doris

This is another post in an occasional series from my dear Aunt Doris, who passed away in 2015 at the age of 94. Being 92 and never really fully recovered from my stroke, I had to give up my driver's license, which was the biggest blow of ...

Continue reading A Few Thoughts from Aunt Doris: To Be or Not to Be?

6 Comments April 17, 2013

Black Coffee: Fiat Money May Be Winning a Few Battles with Gold — but It Will Lose the War

By Len Penzo

It's time to sit back, relax and enjoy a little joe… Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. You may have noticed my blog had some ...

Continue reading Black Coffee: Fiat Money May Be Winning a Few Battles with Gold — but It Will Lose the War

15 Comments April 13, 2013

A Small Victory in My Quest to Raise Financially Literate Kids

By Len Penzo

Teaching kids about personal finance is not an easy job. Even so, as a parent I believe it is my responsibility to ensure that my kids have a thorough understanding of good personal finance practices before they leave the nest. Ultimately it will ...

Continue reading A Small Victory in My Quest to Raise Financially Literate Kids

16 Comments April 10, 2013

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Recent Posts

  • Black Coffee: Stuck in a Tangled Financial Web
  • A Few Thoughts from Aunt Doris: How to Make Ends Meet
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  • Clever Ways to Save Money On Your Next Car
  • 18 Fun Facts About Money That You Probably Didn’t Know
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  • What Barfing Out of a Bus Window Teaches Us About Managing Money

Disclaimer

This site is for informational and entertainment purposes only, and the content herein should not be mistaken for professional financial advice. In fact, making investment decisions based on information published here, or any other website for that matter, is more than unwise; it is folly. This website accepts advertising in the form of monetary and other compensation; as such, topics of discussion are occasionally influenced by these advertisers. Sometimes, an article may also include affiliate links, meaning, at no additional cost to you, this blog earns a commission if you click through and make a purchase (for example, as an Amazon Associate I earn from qualifying purchases). Remember, you and you alone are responsible for the decisions you make in life, so please contact an independent financial professional for advice regarding your unique personal situation.

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