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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

8 Ways to Reduce Divorce Costs

By Tex Freitag

Getting a divorce is emotionally exhausting and usually financially draining; most people have to start their lives over. Some couples spend recklessly on their divorce without thinking about the consequences. With that in mind, here are several tips ...

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June 14, 2019

Grandfather Says: High-Wire Theater and Church Improvements

By RD Blakeslee

Grandfather says he supposes you've noticed how many technical credits are listed following a movie. Amateur productions also need some of that kind of support. In productions Grandfather helped with, there were chronic technical shortcomings in ...

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June 13, 2019

How I Live on Less than $40,000 Annually: Kai from California

By Kai

My name is Kai, and I live in Concord, California. I'm 41 years old and married, with two kids, an 11 year-old daughter and 10 year-old son. Like Len, I'm an engineer by training; I also have an MBA. Today I'm primarily a stay at home parent, but ...

Continue reading How I Live on Less than $40,000 Annually: Kai from California

June 10, 2019

Black Coffee: Central Bank Error NOT In Your Favor

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everyone is enjoying their ...

Continue reading Black Coffee: Central Bank Error NOT In Your Favor

June 8, 2019

How To Get A Personal Loan With No Credit History

By Sabado Domingo

Credit is the gateway to financial opportunity, but without a credit history of at least 18 good months, many opportunities can slip through the cracks. However, zero credit is not the end all for financial breakthroughs. The good news is there are ...

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June 7, 2019

100 Words On: The One-Armed Bandit’s Armless Cousin

By Len Penzo

Who hasn't been fleeced by a casino slot machine? Although only Keno offers worse odds of winning, slots are by far the most popular casino game, responsible for 70% of all gambling industry winnings -- so it's really no surprise they're derisively ...

Continue reading 100 Words On: The One-Armed Bandit’s Armless Cousin

June 6, 2019

5 Ways to Handle Your 401(k) When You Change Jobs

By Tex Freitag

The average American changes jobs a dozen times in their lifetime. With each new job comes new offices, new co-workers -- and possibly a decision about what to do with the 401(k) plan they started at their last job. Selecting the right course of ...

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June 5, 2019

Black Coffee: Driving Down the Road to Ruin

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Well ... another glorious week comes ...

Continue reading Black Coffee: Driving Down the Road to Ruin

June 1, 2019

Grandfather Says: The Story of Dan and Ralph

By RD Blakeslee

Grandfather says he thinks you might be interested in the story of Dan Blakeslee and Ralph William Blakeslee. Well, Grandfather's going to tell it to you anyway. Dan Blakeslee made his way up the Chilkoot Trail into the Yukon in 1899, built a ...

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May 30, 2019

Distributed Meets Growing Demands Through $1.9M Seed Funding from Fuel Ventures

By Tex Freitag

Distributed, the AI-powered tech talent-resourcing platform, raised $1.9 million in a seed-funding round from Fuel Ventures, bringing its total initial funding up to $2.1 million. With the growing demand for Distributed's Elastic Team platform, the ...

Continue reading Distributed Meets Growing Demands Through $1.9M Seed Funding from Fuel Ventures

May 30, 2019

Black Coffee: The Global Economy … on the Rocks

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. While you're enjoying the extended ...

Continue reading Black Coffee: The Global Economy … on the Rocks

May 25, 2019

Full- vs. Limited-Tort Car Insurance: Are the Savings Worth the Risk?

By Sabado Domingo

Insurance. Guarantee. Protection. These are things that we want to have when we're talking about big investments like a house or a car. It's only right to think that way, especially because these things are the fruits of our labor. After all, we toil ...

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May 24, 2019

How to Save Money by Managing Your Own Investment Portfolio

By Enero Febrero

accounting basics to know

If you're in the fortunate position of having a large amount of cash in the bank, you might be considering using some specialist advice such as a financial adviser. There are certainly advantages to this move -- not least of which is the fact that ...

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May 23, 2019

A Guide to Improving Your Credit Score

By Tex Freitag

If you're struggling to get approved for loans or credit cards and aren't securing favorable financing rates, you may need to work on improving your credit score. Improving your credit may sound like an intimidating process, but it's possible to ...

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May 21, 2019

Black Coffee: Reaping the US Dollar Whirlwind

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody is having a great ...

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May 18, 2019

10 Shopping Hacks That Will Ensure You Always Get the Best Deal

By Sabado Domingo

Everyone loves a good deal. But your shopping habits could probably use a little tweaking. Online shopping and apps have changed the way shoppers buy things. And with that, tried and true shopping hacks may have changed, too. Of course, finding ...

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May 17, 2019

Grandfather Says: Political Anarchy

By RD Blakeslee

Grandfather says he is a political anarchist, more than anything else. Then he favors youths dressed in black and wearing masks and hurting people and breaking things, you ask? No, Grandfather's anarchy is not violent; it merely avoids ...

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May 16, 2019

5 Ways to Make Extra Money While Staying at Home

By Sabado Domingo

If you've ever dreamed about working from home, this could be the best time for you to take the leap and start a business that allows you to make extra money while staying at home. In fact, more and more Americans are turning to self-employment to ...

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May 15, 2019

Black Coffee: Figures Don’t Lie

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everyone is enjoying their ...

Continue reading Black Coffee: Figures Don’t Lie

May 11, 2019

SoundCloud: The Pros & Cons of Buying Followers to Boost Your Music Sales

By Tex Freitag

Have you ever looked at your social media accounts such as Facebook, Twitter, or Instagram and wondered why none of your posts, videos, or music tracks have gone viral? Have you ever turned green with envy when you see someone else with an ...

Continue reading SoundCloud: The Pros & Cons of Buying Followers to Boost Your Music Sales

May 10, 2019

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