There are those who steadfastly insist that credit cards are evil, and that credit card companies are greedy heartless scalawags that care only about one thing: making a profit.
I've got news for them: Credit card companies aren't evil.
Neither ...
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Many Americans May Be Sitting on Cash They Don’t Even Know They Have
(This is a sponsored post from LendingTree.)
With housing prices at or near all-time highs in many places, many Americans may be sitting on piles of cash and don't even realize it. This is because, as home values rise, banks are willing to let ...
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How Banks Work (vs. How People Think They Work)
It is utterly amazing how many people still believe that when they deposit their cash at a bank, the money is dutifully socked away in the institution's vault, where the bank pays a small amount of interest for the privilege of storing that cash ...
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5 Steps to Securing a Small Business Loan
It's tough out there in the business sector; especially when you're just starting out. To this end, a small business loan can be a great relief -- but only if you have a meticulous plan for securing the best one for your fledgling company. You can ...
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Analyzing The Rise of OmiseGO: Ethereum’s First Unicorn
The ETH blockchain has its first unicorn: OmiseGO. With the premise of "unbanking the banked," OmiseGO wants to disrupt the actual scheme of economy by bringing more power to the people and less to the banks.
Nonetheless, this article won't ...
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How to Switch Your Savings or Checking Account to a New Bank
Are you tired of long waits to speak to a teller or manager at your bank? When you call your bank for help, are you annoyed by the numerous automated-questions you have to endure before you can talk to a human being? Or, maybe your current bank has ...
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Why Going Back to Basics Pays Financially
Most of us take the fact that we can access a bank account for granted -- whether it's drawing money out, transferring cash that we owe a friend, or paying our bills every month. But what if you're struggling with your money? It's not a given that a ...
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Evaluating the Pros and Cons of 4 Common Car Loan Alternatives
In an ideal world we all want to be debt-free; and borrowing money is something that we all should approach with caution. However, when it comes to living a real life, very few of us will be able to escape borrowing money to finance a larger ...
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What’s Heaven Like for Entrepreneurs? Hint: It Has Capital
You have had several business ideas over the years, but you have that one idea that you know can change your life, touch lives and change the world. However, it needs capital, and you can't figure out how to raise funds to launch or boost your ...
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100 Words On: Why a Penny Saved Is More Than a Penny Earned
I think it was the Quaker Oats guy who famously declared that a penny saved is a penny earned. However, because of taxes, a penny saved is actually worth more than a penny earned. To illustrate, if you happen to be in the 10% tax bracket, every taxed ...
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Why Getting Cash During the Next Crisis May Be Impossible
As time goes on, it will become increasingly more difficult to get your cash out of the financial system. There are several reasons for this:
Photo Credit: stock photo ...
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Is It Better to Be Prequalified or Preapproved for a Mortgage?
Readers: This is article 23 of 25 from my no-nonsense "Mortgage Basics" quick-reference series.
The difference between being prequalified or preapproved for a home loan can be a critical factor in determining whether or not you'll get the home of ...
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Why the New Face of Money Management Is Making Walk-in Banks Obsolete
Due to advancements in technology, the ever-growing mobile trend, and society's desire for convenience, the face of money management is evolving. In the past, everything was done manually and was centered on brick-and-mortar banking institutions. ...
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What Will Happen If Everyone Pulls Their Money from the Bank Today
I am a big follower of Mike Maloney. He is the man responsible for opening my eyes and helping me understand just how our monetary and financial systems really work -- and for that I will be forever grateful.
Last month, he put out a brief video ...
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Why Interest Rates Will Only Go Lower Under the Current Monetary System
Do you ever wonder why student loans increased by 84% since the last crisis in 2008, and there is now $1.2 trillion in total student loan debt that has been issued in the US? Do you wonder why there is now nearly $1 trillion in auto loans, fueled by ...
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Negative Interest Rates and the Demonization of Cash
A lot of financially savvy people out there say that the world's central banks have foisted zero- and negative-interest rates (otherwise known as ZIRP and NIRP) to force people out of their savings. The truth is, there is a more pressing reason for ...
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Why the Economic End Game Is Finally Upon Us
Let's face it, folks: If the world economy was healthy it wouldn't be stuck in a period of excruciatingly slow -- if not downright negative -- real growth while trillions in central bank currency are being printed and poured into the international ...
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The Latest Home Buying Survey Shows Increased Optimism
Owning a home has always been a big part of the American Dream. In fact, with the wide variety of homes on the market and interest rates still near historic all-time lows, it's no wonder that so many people remain seriously interested in taking steps ...
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Brazilian Hyperinflation: A Reader Explains What Life Was Like (Part 2)
(In Part 1, Leasi shared her account of life in Brazil during the hyperinflation that raged there between 1984 and 1994. Part 2, is a Q&A with Leasi that sheds a little more light on what she endured during that time.)
Len: Thanks for taking ...
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100 Words On: A Grim Warning to Those Who Think Money Grows On Trees
A democracy can only exist until the voters discover that they can vote themselves largesse from the public treasury. From that moment on, the majority always votes for the candidates promising the most benefits from the treasury, with the result ...
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