Have you been invited by a family member or a friend to be a cosigner for their loan? Or have you ever experienced the need to have a cosigner to be approved for a loan?
Everyone who is suffering from a bad credit score might already have ...
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18 Fun Facts About Money That You Probably Didn’t Know
You probably already knew that, long before the ubiquitous paper currencies we use today to pay for goods and services existed, man used various items as a medium of exchange including cowrie shells, leather, amber, rice, salt, thimbles and even ...
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How to Get Fast Approval on Installment Loans
An installment loan is a type of loan wherein the lender will lend the borrower a certain amount that the latter will pay off through regular installments. Installment loans are available for both personal and commercial use. However, before ...
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The Big Secret the Banking Industry Doesn’t Want You to Know
Because lending money costs a bank absolutely nothing, banks are fundamentally unlike any other business in some ways.
Yes, lending money costs the banks nothing. Think about it: Thanks to fractional reserve banking, the banks get to create the ...
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I’m Stumped: 7 Perplexing Money Questions Without a Good Answer
Did you know that back in 2013, then British Prime Minister David Cameron offered $1.54 million to the first person who could solve mankind's greatest challenge? He did.
However, before the challenge could officially begin, he had to wait for an ...
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Yes, Check Writing Still Has Its Benefits; Here’s Why
In the old days, people wrote checks for everything from groceries to used cars. Everybody walked around with a checkbook in their purse or back pocket because it was the primary means of conducting transactions.
Not any more.
Today, most people ...
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3 Ways to Ensure Your Mortgage Loan Gets Approved
Buying a home is a significant financial investment and it could be potentially stressful because of the long processes involved.
Getting your dream house is often a major hassle in itself -- sometimes you'll find a house you love but it won't be ...
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4 Good Reasons Why Some Quarters Are Painted Red
Every once in awhile I'll come across something a bit arcane that will catch my eye and really make me wonder.
For example, consider the pattern on the back of this cat:
I know; I can't believe it either.
I'll never forget the time I ...
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5 Things Everyone Should Do Before Applying for a Mortgage
Have you checked your credit score? Do you have all of the correct paperwork in order? Are you aware of the market in which you are planning to buy?
Applying for a mortgage is never an easy job. You can't change your income or credit history ...
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7 Big Lies About Gold that Wall Street Doesn’t Want You to Know
It's hard to say which lie about gold is the biggest whopper.
Many widely held beliefs about gold are lies -- propaganda hammered home to have us believe the only true measure of wealth is government-issued debt.
Big Lie #1: Gold is a barbarous ...
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What Everyone Needs to Consider Before Taking Out a Title Loan
If you are thinking of taking out a loan, you need to decide what type of loan is best suited to your needs. Depending on your income, credit score, and circumstances, you may find that you are not eligible for all types of finance. For instance, if ...
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How to Avoid ATM Fees
Looking to avoid paying those pesky ATM fees? Here are some of our favorite ways to avoid them or get reimbursed for unwanted fees:
Bank-owned ATMs
One of the most straightforward ways to avoid paying fees at the ATM is to use the machines ...
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How Do Solar Loans Work? Here’s a Simple Guide
Are you passionate about the environment? Do you yearn to make your home even greener, utilizing renewable sources of energy to not only lower your energy bill but also reduce your carbon footprint?
If so, then you need to consider installing ...
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9 Legitimate Ways to Get Fast Cash If You Need Money Now
Now more than ever, millions of people are in need of quick cash to pay for emergencies, cover their bills, or even buy food. While that is pretty bleak, there are also now more ways to make quick money than ever before.
With that in mind, here ...
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What to Consider When Trying to Get a Car Loan with Bad Credit
Anyone who has ever had a bad credit history and low credit score will know just what a serious impact it can have on their futures. When your credit is damaged, you may struggle to get any form of finance from mainstream lenders, and this includes ...
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A Startup’s Guide to Working Capital Loans: Everything to Know
According to data by the Federal Reserve, 40% of businesses have a hard time paying their operational expenses. For such business, failure to access working capital financing can lead to low or no investment in other critical operational areas for ...
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Is It Better to Borrow From a Bank or Private Lender?
If you're considering a personal or business loan to get you through a financial hardship, you need to know the difference between a bank and private lender.
Many people need financial help from time-to-time, and most commonly this is in the form ...
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Brazilian Hyperinflation: A Reader Explains What Life Was Like
(Readers: In 1990, inflation in Brazil was running at 3000% per year. At that rate, a loaf of bread that cost $3 on New Year's Day would cost $93 by December 31. With that in mind, one of my readers, Leasi, had told me that she lived in Brazil during ...
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Get Cash Now: How to Cash a Check Without a Bank Account
If you're wondering how to cash a check without using a bank account, rest assured that you're not alone. Statistics show that around a quarter of US households either don't have a bank account, or regularly use an alternative means of check ...
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The 3 Best Ways to Transfer Money Online
When it comes to sending money to someone over long distances or overseas, there are many options available today, including some surprising ones you may have never even considered. Here are three of the best ways to send money abroad:
The ...
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