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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

Behold the $100,000 Hamburger!

By Brandon Wilkins

"I think I'll have the combo meal, two candy bars and a triple mocha latte." "Very good, sir. That'll be $410,000." WTF?!?!? No; not really. At least not at one time. Now that I have your attention, I want to discuss the importance of ...

Continue reading Behold the $100,000 Hamburger!

April 14, 2021

Should You Diversify Your Portfolio With Crypto? 3 Pros and Cons

By Tex Freitag

It's easy to see the argument for diversifying your portfolio. Putting your eggs in one basket is just too risky. Spread the risk around, put them on different assets. That way, when one fails, you'll still have a chance; losses can be ...

Continue reading Should You Diversify Your Portfolio With Crypto? 3 Pros and Cons

April 14, 2021

3 Mistakes to Avoid When Starting Out as an Investor

By Sabado Domingo

The investment world is as complex as it is alluring, as there are a wide array of asset classes and markets in which you can generate a profit. However, the financial markets are also incredibly immersive and fast-moving, which means that it's ...

Continue reading 3 Mistakes to Avoid When Starting Out as an Investor

April 14, 2021

5 Investment Strategies To Help You Save For Retirement

By Sabado Domingo

Although you're still of good working age, you should already be preparing for your retirement. However, this topic is often brushed off by most people since they don't know how to start planning for it and what investment strategies will lead to a ...

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April 13, 2021

22 Smart Money Tips Everyone Can Learn by Playing Doctor

By Len Penzo

So ... Who wants to play "doctor"? I know what you're thinking, but you can relax. I promise nobody will end up in the principal's office after we're finished here. That's because this version only focuses on taking a peek at our ... personal ...

Continue reading 22 Smart Money Tips Everyone Can Learn by Playing Doctor

April 12, 2021

Black Coffee: Playing a Losing Game

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Now that springtime is in full swing, I ...

Continue reading Black Coffee: Playing a Losing Game

April 10, 2021

Can Scheduling a Spring Tune-Up Save You Money?

By Corazon Gritar

Can scheduling a spring tune-up for your car save you money? The short answer: Yes! The long answer? An annual spring tune-up may help you save money and keep you safe. Regular maintenance may help you get more miles out of your car and could lower ...

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April 9, 2021

The High Cost of CBD Oil: Why Is It So Expensive?

By Tex Freitag

CBD oil has never been more popular than it is now, thanks to a reputation that rivals most medical products. But if you are one of those who want to try CBD, chances are you might be discouraged by the steep cost. And without in-depth knowledge of ...

Continue reading The High Cost of CBD Oil: Why Is It So Expensive?

April 9, 2021

Understanding Slips and Trips: How Not to Get Caught Out

By Sabado Domingo

Accidents happen to everyone; even the best of us. Slips and trips are one of those accidents that can occur anywhere and anytime but that doesn't mean that you should just suffer in silence. There are numerous actions you can take, and this article ...

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April 9, 2021

Here’s How Solar Power Can Save You Money

By Sabado Domingo

Over the last decade, the price of solar power has dropped 82% worldwide. Now is the best time to get solar panels put on your home to save money and help the environment. If you would like to know more about how solar can save you money in the ...

Continue reading Here’s How Solar Power Can Save You Money

April 8, 2021

5 Reasons Why Gold Is The Best Metal To Invest In

By Tex Freitag

Gold is regarded for its rich history and value. Even in ancient times, this lustrous metal has been a symbol of wealth. One of the reasons why gold is coveted as the most precious metal in the world is because of its quality that can be used as ...

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April 7, 2021

8 Smart Alternatives to Wasting Your Money on a Lavish Wedding

By Mikey Rox

I don't like weddings. Call me cold-hearted, but I don't find anything enjoyable about having to put on a suit and tie in the middle of a heat wave in August while two people profess their undying love for one another outdoors. Meanwhile, I'm over ...

Continue reading 8 Smart Alternatives to Wasting Your Money on a Lavish Wedding

April 6, 2021

9 Ways to Use Your Money After the Mortgage is Paid Off

By Len Penzo

The afterlife; it's one of mankind's greatest mysteries. In the world of personal finance, we "crossover" the moment our last mortgage payment is made, and for many folks, what lies on the other side is no less perplexing. Last month I received ...

Continue reading 9 Ways to Use Your Money After the Mortgage is Paid Off

April 5, 2021

Black Coffee: The Ignorant and the Apathetic

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's get right to this week's ...

Continue reading Black Coffee: The Ignorant and the Apathetic

April 3, 2021

Understanding Life Insurance: Does a Superhero Like Batman Need It?

By Tex Freitag

In a rather interesting educational experiment, the Life and Health Insurance Foundation for Education surveyed 1014 adults on their answer to this question: "Out of the following fictional characters, which are most in need of life insurance: ...

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April 2, 2021

The 10 Most Common Types of Personal Injuries

By Sabado Domingo

A personal injury is classified as a wound that a person suffers from that is either emotional, physical or a combination of both. A personal injury case is a lawsuit that is filed as a result of that negligence or reckless conduct. But what exactly ...

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April 2, 2021

Grandfather Says: Spelling Bee

By RD Blakeslee

Grandfather says he is blessed with a good memory and enough self-assurance that it's not a curse; little things from long ago come to mind. When he was six years old, Grandfather learned to read by the phonic method: "sound it out." Well, ...

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April 1, 2021

Know Thyself: How to Determine the Best Financial Advice for YOU!

By Antonio Fortunato

Is your financial freedom and success influenced more by who you are than by what you know and which financial planning ideas you follow? Is it possible wealth-management and financial-planning tips are like golf or weight-loss tips? That is: ...

Continue reading Know Thyself: How to Determine the Best Financial Advice for YOU!

March 31, 2021

Starting a Business? Then You Need to Read This

By Enero Febrero

There is no doubt that the economy has been under a lot of pandemic-related pressure in the last year. As a result, many people are financially struggling to get back on their feet. It also means that some people try new, different ways to make a ...

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March 30, 2021

8 Ways to Stay Motivated When Nothing Is Going Right

By Mikey Rox

Staying motivated when the chips are down isn't easy. You feel deflated, perhaps a failure, and maybe even afraid for your job. The first thing to remember is that nobody is perfect; we all make mistakes. The second thing is that you can turn the ...

Continue reading 8 Ways to Stay Motivated When Nothing Is Going Right

March 30, 2021

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