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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

The Latest Credit Card Gimmick: Two Different Cards, One Statement

By Len Penzo

I have a love/hate relationship with my credit card company. Last week I got a little taste of both after they sent me another mailbox surprise. You see, although my current Citi Dividends Mastercard didn't expire until 2014, they went ahead and ...

Continue reading The Latest Credit Card Gimmick: Two Different Cards, One Statement

October 3, 2011

Are You Smarter than a 5th Grader? Guess this Room Service Bill.

By Len Penzo

As I mentioned here the other day, I recently spent a fun weekend at one of those fancy pancy resort hotels in Scottsdale, Arizona. You know the kind. This place has every amenity a Kardashian girl could ever want including a spa, the obligatory ...

Continue reading Are You Smarter than a 5th Grader? Guess this Room Service Bill.

August 17, 2011

My BBQ Sauce Taste Test: My Family Bucks Conventional Wisdom (Again)

By Len Penzo

Depending on who you talk to, barbecue sauces have been around since the days of the American colonies. Wikipedia claims that the first commercial barbecue sauce appeared around 1909. I know; please don't grill me on my source, folks. And while ...

Continue reading My BBQ Sauce Taste Test: My Family Bucks Conventional Wisdom (Again)

August 15, 2011

The Scapegoat: GE Money Takes Your Cash and Stores Take the Fall

By Guest

by Angie Picardo “If you apply for a [store name] credit card today you can get [arbitrary number]% off your purchase.” I can’t remember the last time I was able to go to a mall without being bombarded with pitches for store credit cards. I always ...

Continue reading The Scapegoat: GE Money Takes Your Cash and Stores Take the Fall

July 27, 2011

Dogs and Old Cars: Why Both Are Worthy Of Being Man’s Best Friend

By Len Penzo

I was surfing the Internet this week when I stumbled upon a brilliant essay by The Washington Post's Gene Weingarten on why old dogs make the best dogs. In it, Weingarten astutely observed: "It's no big deal to love a dog; they make it so easy for ...

Continue reading Dogs and Old Cars: Why Both Are Worthy Of Being Man’s Best Friend

July 25, 2011

Len Penzo dot Com Surpasses One Million Page Views!

By Len Penzo

When I wrote my first article for Len Penzo dot Com way back on December 11, 2008, one milestone I never considered reaching was the magical one million page-views marker. It's a good thing too, because during the first nine months of this blog's ...

Continue reading Len Penzo dot Com Surpasses One Million Page Views!

July 20, 2011

How to Choose a Reasonable Health Care Plan on a Budget

By Guest

by Patricia Walling Every year there are millions of Americans who struggle to afford health care. This can be due to insurance companies raising premiums, but there can be other reasons too. For example, many people who are either unemployed or ...

Continue reading How to Choose a Reasonable Health Care Plan on a Budget

July 13, 2011

100 Words On: Why My Dog Is Worth Every Penny I’ve Spent On Him

By Len Penzo

Earlier this month our Rhodesian Ridgeback, Major -- that's him there in the picture -- celebrated his 8th birthday. Over that time, we've spent a little over $6500 on him -- not counting the $1500 the Honeybee and I paid for him way back in 2003. ...

Continue reading 100 Words On: Why My Dog Is Worth Every Penny I’ve Spent On Him

June 23, 2011

Pick Your Plastic: How to Choose the Right Credit Card

By Guest

by Joy Paley Joy Paley is a guest blogger for Pounding the Pavement and a writer on the subject of becoming a nail technician for the Guide to Career Education. There are lots of good uses for the seemingly dozens of credit card offers most ...

Continue reading Pick Your Plastic: How to Choose the Right Credit Card

June 22, 2011

If It Feels Good Do It: Maybe Strategic Defaults Aren’t So Bad After All

By Len Penzo

I bought my first home in 1990 at the top of the Southern California real estate market and promptly found myself with an "underwater" mortgage. And although I owed more than the home was worth over the next seven long years, I never walked away from ...

Continue reading If It Feels Good Do It: Maybe Strategic Defaults Aren’t So Bad After All

June 6, 2011

Are You Smarter Than A 5th Grader? Guess the Price of This Milk.

By Len Penzo

On the way home from work today I decided to pull into my infamous neighborhood corner gas station and fill up the gas tank. Judging from the price I paid, it was most likely the most expensive gas in town. As usual. Now even though my local ...

Continue reading Are You Smarter Than A 5th Grader? Guess the Price of This Milk.

May 18, 2011

100 Words On: So … How Do You Like My New Blog Layout? Me Either.

By Len Penzo

So how do you like the new setup? Yeah, I know. It sucks. In case you're wondering, about 10 days ago my website got a case of the WordPress flu and the bug eventually decimated my site so badly that I was forced to do a complete reinstall on ...

Continue reading 100 Words On: So … How Do You Like My New Blog Layout? Me Either.

April 21, 2011

A Simple Trick to Get iTunes Songs at a Significant Discount

By Len Penzo

I've written before about my insatiable addiction to iTunes; it's one of the biggest money leaks I have to deal with on a monthly basis. Believe it or not, some months I'll spend upwards of $100 on iTunes songs for my iPod, although I'm trying my ...

Continue reading A Simple Trick to Get iTunes Songs at a Significant Discount

March 28, 2011

Quit Sniveling: How to Make Lots of Money Doing What You Hate

By Guest

Readers: Nobody has written more guest articles for my blog than my good friend, the inimitable Mr. Credit Card. Today Mr. CC is going to entertain us with another of his always thought-provoking ideas.   By the way, Mr. Credit Card has just updated h ...

Continue reading Quit Sniveling: How to Make Lots of Money Doing What You Hate

March 9, 2011

A Look Back at 12 Years of Spending Data: My 2011 State of the Household Report

By Len Penzo

Since 1999 the Honeybee and I have used our trusty Excel spreadsheet to steadfastly track how we use every dollar earned that is not siphoned off by federal and state taxes, or automatic retirement contributions. Over the years, this disciplined ...

Continue reading A Look Back at 12 Years of Spending Data: My 2011 State of the Household Report

January 26, 2011

My Ketchup Taste-Test: Upset! Guess Which Brand Topped Heinz

By Len Penzo

Ketchup is the most popular condiment in the United States, and if you ask one hundred people what their favorite brand is, ninety-nine will usually say Heinz. As for the other guy, he'll simply say he doesn't like ketchup, period. It's true. Then ...

Continue reading My Ketchup Taste-Test: Upset! Guess Which Brand Topped Heinz

January 10, 2011

How Being Absentminded Resulted In A $2750 Year-End Windfall

By Len Penzo

At least I'm calling it a windfall. Let me explain. You see, if I leave a twenty dollar bill in a winter jacket only to rediscover it after it has been hanging in the closet for nine months, that's a windfall. Now I can hear a lot of you out ...

Continue reading How Being Absentminded Resulted In A $2750 Year-End Windfall

January 6, 2011

The Penner Awards: The 10 Craziest Money Blunders of 2010

By Len Penzo

As 2010 comes to a close, I think it is only appropriate that I share my picks for the ten dumbest money stories of the past year, highlighting some of the most dumbfounding displays of numismatical naivete and financial ineptitude known to ...

Continue reading The Penner Awards: The 10 Craziest Money Blunders of 2010

December 29, 2010

Why Baseball’s Jayson Werth Is Worth $126 Million (and You’re Not)

By Mr. Credit Card

This is a guest post from my good friend, Mr. Credit Card, from www.askmrcreditcard.com.   For the past three years, his Philadelphia Phillies have been the nemesis of my beloved Los Angeles Dodgers. I certainly feel we can learn a lot from how b ...

Continue reading Why Baseball’s Jayson Werth Is Worth $126 Million (and You’re Not)

December 15, 2010

How My Great Dane and I Got Cheated By a Fake Charity

By Len Penzo

Well, I've been moonlighting again for American Express's cleverly titled Currency blog. I know. But this Christmas the Honeybee decided to ask for the first seven seasons of Grey's Anatomy. No, not on Blue-ray DVD -- she wants the whole cast to ...

Continue reading How My Great Dane and I Got Cheated By a Fake Charity

December 2, 2010

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