In the United States, diners have been tipping their servers for more than a century. It's a time-honored practice that's as American as, well, baseball and apple pie.
Tipping was originally intended as an incentive for rewarding and encouraging ...
Continue reading Why Restaurant No-Tipping Policies Are a Bad Idea
10 States Where You Can’t Afford to Get Into a Car Accident
Who doesn't love getting behind the wheel of a car every once in a while and just drive for the sake of driving? Cars provide a sense of freedom that other modes of transportation can't.
Then again, nothing can put a damper on the joys of driving ...
Continue reading 10 States Where You Can’t Afford to Get Into a Car Accident
Black Coffee: Valentine’s Day with Alice and the Queen of Hearts
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
It's a Valentine's Day weekend, and ...
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Black Coffee: Deceitful Data, Dying Dollars and Dueling Doulas
It's time to sit back, relax and enjoy a little joe ...
Upward and onward.
By the Numbers
Oh, yes ... Before we get to the credit and debits, here is a little more info on doulas and the benefits they offer:
50% Decrease in overall ...
Continue reading Black Coffee: Deceitful Data, Dying Dollars and Dueling Doulas
Why Everyone Should Get Financially Naked BEFORE Marriage — Not After
Does love really conquer all?
Not when it comes to money matters, it doesn't.
As Get Financially Naked states in its opening pages, when it comes to relationships, financial compatibility is as important as emotional and physical compatibility. ...
Continue reading Why Everyone Should Get Financially Naked BEFORE Marriage — Not After
Black Coffee: Happy Days Are Here Again
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Well, it's Super Bowl weekend and I've ...
Continue reading Black Coffee: Happy Days Are Here Again
Black Coffee: Cheap Gas, $43 Hot Dogs & Hasty Hedge Fund Managers
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Okay, off we go ...
Credits and ...
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How I Live on Less Than $40,000 Annually: Rebecca from Wisconsin
My name is Rebecca and I'm so excited that I discovered Len's blog! My family doesn't talk much about money and my friends all represent very different monetary situations so I've been a little over my head since I decided to take control of my ...
Continue reading How I Live on Less Than $40,000 Annually: Rebecca from Wisconsin
Black Coffee: Apathy, Ignorance and the Dying World Monetary System
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Okay, off we go ...
Credits and ...
Continue reading Black Coffee: Apathy, Ignorance and the Dying World Monetary System
Black Coffee: No, You Can’t Have Fries With That
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
The NFL playoffs are in full swing ...
Continue reading Black Coffee: No, You Can’t Have Fries With That
Black Coffee: Buckle Up, It’s Going to Get Bumpy in 2015
It's time to sit back, relax and enjoy a little joe ...
Well another year has come and gone. I've been busy making some changes here at Len Penzo dot Com this weekend, which is why I have a very brief, super-concentrated, espresso edition of Black ...
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Black Coffee: Americans’ Stagnant (and Exploding) Wage Problems
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had a wonderful ...
Continue reading Black Coffee: Americans’ Stagnant (and Exploding) Wage Problems
How to Quickly Tell If Your Grocer’s Produce Is Genetically Modified
It's a no brainer: if you want to be healthy you'd have to eat more fruit and vegetables -- but there's a caveat. Pesticide residue that's left on produce can lead to a variety of ailments over the long term. Pesticides can accumulate inside the body ...
Continue reading How to Quickly Tell If Your Grocer’s Produce Is Genetically Modified
Black Coffee: Da Plane! Da Plane! Welcome to Fantasy Island.
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Happy holidays, everyone! We're in the ...
Continue reading Black Coffee: Da Plane! Da Plane! Welcome to Fantasy Island.
Why Your Favorite Charity Shouldn’t Be You
Charity is defined as an act of giving, not coerced and not expecting anything in return; an act motivated by the desire to help those less fortunate than yourself.
Awhile back, there was an article on this blog by a guest author who explained why ...
Continue reading Why Your Favorite Charity Shouldn’t Be You
Donate? Humbug! 8 Reasons Why My Favorite Charity Is Me
Every year, especially around the holidays, I get hit up by solicitors asking me to donate to charity. The requests come from every direction. When people aren't knocking on my door with their hat in hand, then the requests come by mail and on the ...
Continue reading Donate? Humbug! 8 Reasons Why My Favorite Charity Is Me
Black Coffee: The Sixth Anniversary Edition
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Believe it or not, my blog turned six ...
Continue reading Black Coffee: The Sixth Anniversary Edition
A Low Cost Way to Stay Connected to Your Kids Without Cell Phones!
(Readers: This is a sponsored post from Amber Alert GPS.)
What's cheaper than a cell phone, and lets you stay connected with your kids?
"We're on a tight budget, and every dollar counts. But we need to buy two cell phones for our 10-year-old ...
Continue reading A Low Cost Way to Stay Connected to Your Kids Without Cell Phones!
Black Coffee: A Reminder That In the Essence of Truth Lies Deceit
It's time to sit back, relax and enjoy a little joe ...
In case you're wondering, there are less than 18 shopping days left until Christmas. I'm not trying to rush you. I'm just sayin'.
Okay, off we go ...
Credits and Debits
Debit: At the ...
Continue reading Black Coffee: A Reminder That In the Essence of Truth Lies Deceit
Infographic: How Age Affects Our Holiday Shopping Habits
With Black Friday behind us, the traditional start of the holiday shopping frenzy is finally here. But, as a recent survey by Credit Karma suggests, holiday shopping habits are heavily dependent on how old you are. For example, it turns out that the ...
Continue reading Infographic: How Age Affects Our Holiday Shopping Habits
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