• About
  • $40K Challenge
  • Aunt Doris
  • Grandfather Says
  • Privacy
  • Archives
  • Disclaimer

Len Penzo dot Com

The offbeat personal finance blog for responsible people.

bullion star banner

Black Coffee: The Sixth Anniversary Edition

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Believe it or not, my blog turned six ...

Continue reading Black Coffee: The Sixth Anniversary Edition

December 13, 2014

A Low Cost Way to Stay Connected to Your Kids Without Cell Phones!

By Guest

(Readers: This is a sponsored post from Amber Alert GPS.) What's cheaper than a cell phone, and lets you stay connected with your kids? "We're on a tight budget, and every dollar counts. But we need to buy two cell phones for our 10-year-old ...

Continue reading A Low Cost Way to Stay Connected to Your Kids Without Cell Phones!

December 12, 2014

Black Coffee: A Reminder That In the Essence of Truth Lies Deceit

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... In case you're wondering, there are less than 18 shopping days left until Christmas. I'm not trying to rush you. I'm just sayin'. Okay, off we go ... Credits and Debits Debit: At the ...

Continue reading Black Coffee: A Reminder That In the Essence of Truth Lies Deceit

December 6, 2014

Infographic: How Age Affects Our Holiday Shopping Habits

By Len Penzo

With Black Friday behind us, the traditional start of the holiday shopping frenzy is finally here. But, as a recent survey by Credit Karma suggests, holiday shopping habits are heavily dependent on how old you are. For example, it turns out that the ...

Continue reading Infographic: How Age Affects Our Holiday Shopping Habits

December 3, 2014

Effective Negotiating Tactics Everyone Should Know (Part 2)

By Len Penzo

This is Part 2 of a two-part series on negotiating tactics. If you missed it, here is Part 1. I've always believed that one of the most important life skills that every person should have mastered before setting out on their own is the art of ...

Continue reading Effective Negotiating Tactics Everyone Should Know (Part 2)

December 2, 2014

Black Coffee: Oil and Dr. Copper Reveal a World Economy in Distress

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had a terrific turkey ...

Continue reading Black Coffee: Oil and Dr. Copper Reveal a World Economy in Distress

November 29, 2014

Mailbag: Are US Savings Bonds Worth Buying Anymore?

By Len Penzo

So in light of the Federal deficit, devaluation of the dollar, lack of jobs, etc., what's your view of U.S. Savings Bonds these days? I have some, and can't find anyone talking about whether they're still a good investment. Yes, they earn relatively ...

Continue reading Mailbag: Are US Savings Bonds Worth Buying Anymore?

November 26, 2014

Black Coffee: Inflation, Deflation, and Taco Bell

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Thanksgiving is right around corner -- ...

Continue reading Black Coffee: Inflation, Deflation, and Taco Bell

November 22, 2014

Black Coffee: The Workin’ for a Living Edition

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I've got a bunch of errands to run, so ...

Continue reading Black Coffee: The Workin’ for a Living Edition

November 15, 2014

Infographic: Diagnosing the Causes of Medical Debt in the U.S.

By Ivan Serrano

Over the last few years, medical debt has quickly become the number one reason why people file for bankruptcy in the United States. In fact, 1.7 million people will be forced to file bankruptcy because of their medical debt. Regardless of whether ...

Continue reading Infographic: Diagnosing the Causes of Medical Debt in the U.S.

November 13, 2014

Black Coffee: Excuse Me While I Adjust My Tin Foil Hat

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. You know those annoying "captcha" ...

Continue reading Black Coffee: Excuse Me While I Adjust My Tin Foil Hat

November 8, 2014

Black Coffee: More Signs That the Currency War Is Heating Up

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Wow. Can you believe it's November already? Christmas will be here before we know it. I once read that the passage of time is like a roll of toilet paper -- the closer you get to the end, the ...

Continue reading Black Coffee: More Signs That the Currency War Is Heating Up

November 1, 2014

Black Coffee: Why More Tax Revenue Will Never Be Enough

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I've got some honey-dos to take care ...

Continue reading Black Coffee: Why More Tax Revenue Will Never Be Enough

October 25, 2014

Black Coffee: Is The Fed’s Magic Act Wearing Thin?

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. And away we go ... Contest ...

Continue reading Black Coffee: Is The Fed’s Magic Act Wearing Thin?

October 18, 2014

Black Coffee: Ferraris, Teslas and the Cost of a Harvard Education

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's get right to it ... Credits ...

Continue reading Black Coffee: Ferraris, Teslas and the Cost of a Harvard Education

October 11, 2014

Infographic: How the American Dream Is Getting More Expensive

By Len Penzo

No, it's not your imagination. The cost of maintaining the American dream is getting harder with each passing year. To illustrate, the folks from Vouchercloud have put together a detailed graphic that succinctly summarizes price increases since 2004 ...

Continue reading Infographic: How the American Dream Is Getting More Expensive

October 7, 2014

Black Coffee: Unicorns, Rainbows and the Improving Economy

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Let's get right to it this week ... Credits and Debits Credit: Don't look now, but the US dollar index is currently on its longest winning streak ever -- 12 weeks and counting. In fact, the ...

Continue reading Black Coffee: Unicorns, Rainbows and the Improving Economy

October 4, 2014

Check Out the Latest Gimmick for Disposing of Expired Credit Cards

By Len Penzo

Every once in awhile, I come across something that causes me to scratch my head in utter bewilderment and ask, "Was that really necessary?" It usually happens when some company makes a change in the name of improved customer service, a better ...

Continue reading Check Out the Latest Gimmick for Disposing of Expired Credit Cards

September 30, 2014

Why Bottle Redemption Fees Belong In Your Local Landfill

By Len Penzo

Seattle's recent controversial decision to fine residents who put too much food in their garbage bins got me thinking about a recycling law in California that I believe needs to be repealed: the bottle redemption law. Frankly, I consider it to be ...

Continue reading Why Bottle Redemption Fees Belong In Your Local Landfill

September 29, 2014

Black Coffee: The Garbage Police and the Fed’s Paper Waste Problem

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Okay, off we go ... Credits and ...

Continue reading Black Coffee: The Garbage Police and the Fed’s Paper Waste Problem

September 27, 2014

  • « Previous Page
  • 1
  • …
  • 131
  • 132
  • 133
  • 134
  • 135
  • …
  • 146
  • Next Page »

Copyright © 2025 Len Penzo dot Com · All Rights Reserved · Designed by Nuts and Bolts Media

© Len Penzo dot Com 2008–2025