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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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7 Tips for Buying Business Assets with the Highest ROI

By Sabado Domingo

As a business owner, you are constantly on the lookout for ways to increase the profitability of your enterprise. After all, the reason you started a business in the first place was to make money and you certainly don't want to take any actions that ...

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August 7, 2018

Black Coffee: Looking for Solutions

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. We've got a lot to cover this week, so ...

Continue reading Black Coffee: Looking for Solutions

August 4, 2018

Why You Should Teach Your Kids About Money While They’re Young

By Enero Febrero

It is not uncommon to hear older people saying they wish they had learned how to save from an early age. For that reason, such parents will give their children a piggy bank in a bid to encourage them to cultivate this idealistic behavior early on in ...

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August 3, 2018

The Top 5 Health Insurance Shopping Secrets

By Sasha Novelli

It's no secret that health insurance is expensive. Not only is it costly, but it's complicated and confusing. It's understandable to be frustrated about how to choose the best coverage and what to look for. While shopping for health insurance will ...

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August 2, 2018

When Is The Right Time to Consider Hiring a Lawyer?

By Enero Febrero

A lot of people seem to assume that because they're honest and conscientious they'll never need a lawyer. How wrong that can be! There are so many common occurrences that create situations where normal people like you and me suddenly find ...

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August 1, 2018

How to Become a CEO Without Getting Carried Away on Spending

By Enero Febrero

If you're working hard to forge a successful career within a company, then the chances are that you dream of being a CEO one day. These captains of industry are very often considered to be the pinnacle of career aspiration for the power, status and ...

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July 31, 2018

Black Coffee: The Fast and the Financially Furious

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Well ... another glorious week has come ...

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July 28, 2018

5 Reasons to Carry Life Insurance in Retirement

By Sabado Domingo

When you are close to reaching retirement, you start thinking of ways to reduce your expenses. The lack of a steady monthly income means that you will have to make certain changes to your lifestyle. Even if you have planned your retirement in ...

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July 27, 2018

Grandfather Says: The Dog Days Are Here

By RD Blakeslee

Grandfather says the dog days are a' settin' in ... Have you ever been kissed by a dog taller than you are? Or owned a dog that could levitate? We tried to name him Sammy Davis Jr., but the American Kennel Club doesn't have the ...

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July 26, 2018

6 Jobs Recent College Graduates Can Perform Remotely

By Tex Freitag

Facing the job market can be daunting for recent college graduates. Student loan repayment, monthly rent, and other expenses can mount quickly, and the shift from campus life to culture outside university walls might make sudden financial changes ...

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July 25, 2018

Black Coffee: Too Much of a Good Thing

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody is having a great ...

Continue reading Black Coffee: Too Much of a Good Thing

July 21, 2018

Why Moving Sometimes Makes Good Financial Sense

By Sabado Domingo

Tough economic times coupled with changing industries and lack of options for job are huge factors that force people to become more flexible with their choice of living. Finding a secure, reliable, good-paying job is difficult, and can even mean ...

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July 20, 2018

Get Access to Free Invoice Templates for Word, PSD, Excel, and PDF

By Enero Febrero

An invoice is a bill to a customer for the sale of a service or product delivered though payment that hasn't been completed yet. For that reason, invoices are great reminders about payments due, and confirmation tools that goods or services have been ...

Continue reading Get Access to Free Invoice Templates for Word, PSD, Excel, and PDF

July 20, 2018

8 Moves That Will Protect Your Family from Financial Chaos If You Die

By Enero Febrero

When it comes to protecting your family from any financial disputes in the event that you die, there's a lot you need to consider. In fact, you need to plan everything accordingly and early enough so that you don't leave your loved ones having to ...

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July 19, 2018

Broke? Request an Alternative Payment Plan for Your Legal Fees

By Sabado Domingo

Sometimes, after you hire an attorney, you may find that you are unable to make the payments you agreed to. Obviously, that can be quite problematic, particularly since lawyers are good at making their employment contracts hard to break. In this ...

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July 18, 2018

How to Affordably Splurge on an Occasional Treat (in 4 Easy Steps)

By Graham

We all need treats in life; it's important to enjoy experiences that will create lasting positive memories. Today I will share how I do this -- and I hope that it will also work for you! Step 1: Recognize your "needless" expenses Advertising ...

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July 17, 2018

Are Two Household Incomes Really Better Than One?

By Len Penzo

Not too long after our first child was born, the Honeybee left her position as a paralegal for a bankruptcy attorney to become a stay-at-home mom. It was a decision that we had both happily agreed to before we were even married. That course of action ...

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July 16, 2018

Black Coffee: Red (Ink) Storm Rising

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's get right to it this week ... "Debt ...

Continue reading Black Coffee: Red (Ink) Storm Rising

July 14, 2018

How to Responsibly Manage a Gaming Bankroll

By Riely Cooper

Online slots are one of biggest revenue sources for online gaming providers. In fact, the UK Gambling Commission reports that in 2017, the online casino sector -- including slots -- has been larger than its land-based equivalent. Online slots have ...

Continue reading How to Responsibly Manage a Gaming Bankroll

July 13, 2018

Grandfather Says: The Magic of Cape Hatteras

By RD Blakeslee

Grandfather says Cape Hatteras is a special place. He and the family have been visiting there for nearly 60 years. Grandfather says he remembers when Paul Mellon bought most of the undeveloped Hatteras Island shore and gave it to a national ...

Continue reading Grandfather Says: The Magic of Cape Hatteras

July 12, 2018

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