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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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A Quick Primer on the Basics of Fixed-Rate Bonds

By Sabado Domingo

There's no way around it: Investing in stocks, whether they offer dividends or not, is risky business. Given the daily, weekly and monthly market rollercoaster rides we've recently been part of, it's no wonder some people are looking for a safer way ...

Continue reading A Quick Primer on the Basics of Fixed-Rate Bonds

July 11, 2018

How 2 People Built Online Businesses to Achieve Financial Independence

By Brian Davis

I love hearing the unique stories about how multiple people reached financial independence or retired early (FIRE). Sure, the Internet is great for cat videos and political rants on Facebook. But for some people, it's also a giant money-making ...

Continue reading How 2 People Built Online Businesses to Achieve Financial Independence

July 10, 2018

Black Coffee: Going Nowhere Fast

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everyone is having a great ...

Continue reading Black Coffee: Going Nowhere Fast

July 7, 2018

Exploring the Benefits of the MetaTrader 5 Mobile Platform

By Enero Febrero

The forex trading market is a liquid financial and active entity in the world, generating normal trading volumes of more than $5 trillion. That is a tremendous figure, and one that sufficiently reflects the popularity of the market and its ...

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July 6, 2018

7 Tips for Ensuring Your Personal Loan Application Gets Approved

By Tex Freitag

Personal expenses such as repair works and hospital bills can take up a considerable amount of money. With a personal loan, you can top up what you have or fund your needs fully. Although not all applications will be approved, here are some tips that ...

Continue reading 7 Tips for Ensuring Your Personal Loan Application Gets Approved

July 5, 2018

3 Ways to Save Money When Buying Car Tires

By Enero Febrero

Every couple of years, we all need to open up our checkbook and pay out some of our hard-earned cash for tires. Sadly, it's folks who fail to keep track of their car's maintenance record who end up being caught off guard; they never seem to see ...

Continue reading 3 Ways to Save Money When Buying Car Tires

July 4, 2018

How I Live on Less than $40,000 Annually: John from Maryland

By John Steiner

The name is John Steiner and I live in Southern Maryland with my better half/muse/wife Abi. I'm 27 and Abi is 25; we've been married since December 2015 and have no kids. I'm the CFO for the family, but Abi is the household CEO. At the ...

Continue reading How I Live on Less than $40,000 Annually: John from Maryland

July 2, 2018

Black Coffee: It Crawls, It Creeps … It Eats You Alive

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's get right to it, shall ...

Continue reading Black Coffee: It Crawls, It Creeps … It Eats You Alive

June 30, 2018

8 Tips to Ensure a Safer Trust Deed Investigation

By Enero Febrero

Buying a note and trust deed is an alternative investment option for certain individuals interested in seeking additional income over a fixed period of time. Interested parties should always look for the safest ways to approach the high-earning ...

Continue reading 8 Tips to Ensure a Safer Trust Deed Investigation

June 29, 2018

Grandfather Says: Coyote Countermeasures

By RD Blakeslee

Coyote predation, once a problem limited to the American West, has spread to pet and livestock owners in the Eastern US. So Grandfather built a blind overlooking one of his pastures, where he could sit and watch for coyotes and take appropriate ...

Continue reading Grandfather Says: Coyote Countermeasures

June 28, 2018

Save Extra Money at Amazon By Using This Simple Chrome Extension

By Len Penzo

Who doesn't like discounts? I know I do; I bet you do too. Unfortunately, there are literally millions of Internet discounts available every day that people aren't aware of because: 1) they don't know where to find them; or 2) they're unwilling to ...

Continue reading Save Extra Money at Amazon By Using This Simple Chrome Extension

June 27, 2018

Black Coffee: Weighing the Evidence Against the US Dollar

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Another glorious week comes to an end. ...

Continue reading Black Coffee: Weighing the Evidence Against the US Dollar

June 23, 2018

5 Frequently Asked Questions About Personal Loans

By Enero Febrero

Used responsibly, a personal loan can be a vehicle for advancing your education, improving your earning power, even for getting out of debt faster. If you're considering a personal loan and want to understand if it's a good option for your situation, ...

Continue reading 5 Frequently Asked Questions About Personal Loans

June 22, 2018

The Differences Between Stock and Forex Trading

By Tex Freitag

Although they somehow operate in similar ways, stock trading and forex trading do have some differences that can serve as reasons for traders to choose them. While both involve the actions of selling and buying on extremely competitive markets, their ...

Continue reading The Differences Between Stock and Forex Trading

June 21, 2018

The Pros and Cons of Working from Home

By Sabado Domingo

There are plenty of reasons someone might choose to work from home. Perhaps you've started up your own internet business. Perhaps your boss has decided to let you telecommute at least part time. Maybe you've been hired as a full time telecommuter for ...

Continue reading The Pros and Cons of Working from Home

June 20, 2018

4 Easy Apartment Tips That Will Save Money Over Time

By Sabado Domingo

It's every renter's dream: a providential twist in your budget that would allow you to upgrade to, say, one of those amazing Los Angeles apartments. We're not the ones to downplay providence, nor do we disapprove of dreaming. What we do know are a ...

Continue reading 4 Easy Apartment Tips That Will Save Money Over Time

June 17, 2018

Black Coffee: Mother Goose and the Bitcoin Hodlers

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Okay, away we go ... "The goose that ...

Continue reading Black Coffee: Mother Goose and the Bitcoin Hodlers

June 16, 2018

3 Ways to Take Control of Your Debt Right Now!

By Sabado Domingo

Debt; it's not a word we like to talk about. It means you owe money, no matter how much it is. But if you don't take it seriously, debt will quickly spiral out of control. When that happens, you're left wondering how you'll ever become financially ...

Continue reading 3 Ways to Take Control of Your Debt Right Now!

June 15, 2018

Grandfather Says: Here’s a Clever Way to Change Neighborhoods

By RD Blakeslee

Grandfather says he moved his house once. When the road in front of it was widened, he moved it out of the way, up to the top of a hill on his place. That was before the family moved where we have been for 40 years now. Grandfather learned a ...

Continue reading Grandfather Says: Here’s a Clever Way to Change Neighborhoods

June 14, 2018

How to Travel Cuba on a Budget

By Sabado Domingo

Despite the romantic idealization that some people have of Cuba, it's not a cheap place to stay unless you know just what to do. Americans are subject to restrictions when visiting Cuba. However, tourism remains a vital part of Cuba's economy -- ...

Continue reading How to Travel Cuba on a Budget

June 13, 2018

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