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If you find yourself in a financial hole, take a deep breath -- and then take stock of the unfortunate situation your find yourself in. First and foremost you should collect your recent bills and pay stubs. After you've done that, it's time to do ...

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Money for Nothing? Using Gaming Bonuses to Your Advantage

The online casino scene has skyrocketed in popularity over the past couple of years. It seems that you can't browse a website without seeing yet another ad for the latest gaming site, with all of them offering free spins, no deposit bonuses and other ...

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3 Ways to Pay Off Your Loans Quickly

You never know when you'll get into a financial bind. You can prepare yourself to deal with the mess. You can also get a loan to deal with the situation -- but once it's over, you're obviously still stuck with a the resulting debt ...

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4 Ways To Reduce Risk In Your Retirement Plan

Many people are worried about their retirement from a money perspective. According to a survey by Transamerica, most workers think the financial challenges they'll face in retirement will be harder to overcome than those that prior generations ...

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Black Coffee: Gold and the Unraveling Financial System

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's get right to it this week ... "A ...

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What Everyone Should Consider Before Getting an Online Cash Advance

At some point during our lifetime we're all bound to fall short of cash. The reasons can be numerous: For example, an insurance premium comes due, a last-minute trip to another city to attend a wedding, an ER visit, or even an emergency home repair. ...

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Grandfather Says: How I Order Pizza

By RD Blakeslee

Grandfather likes the funny epitaphs he's seen. But he tries to have fun beforehand, because it's better than being morose. When he orders pizza, he tells the clerk to charge his credit card now so she'll get paid in case he dies before he can ...

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In Plain Terms: What Are the 5 Main Advantages of Term Life Insurance?

Your loved ones are, and should be, one of your most important priorities. If something were to happen to you, rendering you unable to take care of them, would you truly be comfortable with the very idea of such a scenario unfolding? Term insurance ...

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3 Undeniable Advantages of Credit Monitoring

In this highly technological age, it's very easy to keep track of your finances online. You have access to all the information you need with just a click of the button. However, this also means that hackers can easily steal your information and use ...

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Black Coffee: Has The Almighty Dollar Finally Worn Out Its Welcome?

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. And away we go ... "Whenever ...

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How Fees Quickly Erode Your Savings Account Returns

Your savings are a long-term investment, and whether you have accounts for short term purchases to furnish your home, or fill your wardrobe -- or whether you have your emergency fund and bill payment funds saved in the same place -- you've worked ...

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4 Ways to Get Money Fast When You’re In a Financial Bind

Living paycheck to paycheck is never easy, but many people do it at one time or another. While living paycheck to paycheck is generally manageable, there is always the risk that an unforeseen event can happen that requires immediate cash you simply ...

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Celebrating Children with the ROFX Education Program

Everybody agrees that children, being the future pillars of our nation, need proper education and guidance in their formative years to tap on their full potential in life. However, the sad part of the story is that a majority of the children, from ...

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3 Big Reasons Why You Need to Know Your Credit Score

Anyone who has ever gotten a loan or mortgage or owned a credit card has a credit score. If you're like most people, however, you probably don't pay too much attention to it. Sure, it will come up once in a while when you're getting ready to apply ...

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Black Coffee: Well … So Much for Irrational Exuberance

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Another glorious week has come to an ...

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3 Successful Sectors to Explore in the B2B Space

As early as 2015, Think with Google found that millennials were making nearly half of all business-to-business (B2B) decisions. Obviously, that meant focusing more on e-commerce stores and social media. So what's most noticeable about B2B ...

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Grandfather Says: Grandmother’s College Graduation

By RD Blakeslee

Grandfather remembers when grandmother went to college. Grandfather graduated in 1957 but Grandmother didn't finish until 1974, age 40. Each of us was raised in a working class, bible-believing family and it didn't occur to us to get ...

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How to Improve Your Chances for a Loan When You’re Self-Employed

Life is never a straight path. No matter how financially prepared you are, there is a chance that you might need a loan to offset an emergency or even make a big purchase. This is a big reason why consumer debt in America -- both personal loans and ...

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How Drivers with Tickets Can Keep Their Insurance Rates as Low as Possible