If you're thinking of buying a home, you will have to make sure you consider different financing options. This is one aspect you shouldn't take lightly, as homes aren't cheap. In fact, as the property market continues to reel from the effects of a ...
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100 Words On: Confusing Equal Opportunity with Equal Outcome
Like it or not, some Americans will always have to work harder than others to succeed. The economist Milton Friedman noted that the word "fair" isn't in the Declaration of Independence, Constitution, or the Bill of Rights; those documents do, ...
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5 Affordable Yet Elegant Bathroom Designs
Bathroom design and remodeling is trending on the Internet these days. Believe it or not, the bathroom is actually a part of the home that says more about your lifestyle and personality than what a living room decor or new car can tell people. With ...
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3 Surprises To Watch Out For When Paying for Long-Term Care
More than 70% of Americans over the age of 65 will need long-term health care services, according to the US Department of Health and Human Services. Yet, according to the Employee Benefit Research Institute, only 13% of those who received ...
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The 5 Worst US State Quarter Designs
It's hard to believe, but ten years has passed since the US Mint's very successful 50 State Quarters program ended. The program was a 10-year initiative that honored each of the nation's states in the order that they ratified the US Constitution or ...
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Black Coffee: A Scary Look at the Fed’s Frankenstein Economy
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Okay ... and with that, let's get to it ...
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How to Save Money When Popping The Big Question
When it comes to engagement rings, making a choice on where to buy can be an extremely tough decision. With so many companies out there, the first step of the diamond buying experience can seem more daunting than the actual proposal. Not to mention, ...
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100 Words On: When High Car Insurance Deductibles Make Sense
While most people strive to keep their car insurance deductibles as low as possible, the downside is those deductibles result in higher premiums. But for folks who drive limited miles, safe motorists, and those who drive older vehicles that have lost ...
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Is Autopaying Your Bills Really a Good Idea?
Signing up to pay bills with automatic payments can be a smart move if its handled properly. But there are also some pitfalls because, like many things in life, auto payments can be risky. Let's explore why that's true.
Among the advantages ...
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7 Tips for Safely Storing Valuables In Your Home
Many people struggle with keeping their personal items safe while they're on vacation. And, believe it or not, there are just as many people out there who are uncomfortable hiding valuables in their home. Although this may seem like a tricky ...
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Black Coffee: A Tale of Loose Credit and Market Cracks
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody is having a great ...
Continue reading Black Coffee: A Tale of Loose Credit and Market Cracks
The Pros and Cons of Paying for an Aging Life Insurance Policy
A universal life insurance policy can be complicated; if you look at policy documents you might get lost in the rules and jargon. Unfortunately, some insurance carriers actively try to maintain this unfair advantage by keeping clients in the dark, ...
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Grandfather Says: Sophistication is Overrated
Grandfather says "sophistication" is overrated.
It has been fashionable for snoots to say that you lack sophistication if you don't happen to share their taste for this-or-that school of art, music, or science. Good for you!
On the other hand, ...
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The Best Ways to Save Money on Vacation Cruises
A cruise can be one of the most exciting vacations for people of all ages. To enjoy this type of getaway experience, some individuals may choose to join unique travel clubs that specialize in cruises. Instead of making reservations for individual ...
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How to Make Your Dreams Come True — Even on a Tight Budget
Do you have a plan for the future? How about a set of goals? If you could do anything at all, what would it be?
Many of us are so busy with day-to-day life that we don't have time to think about what we really want for the future. In fact, even if ...
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Black Coffee: A Financial Market Storm Front Warning
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
There's a lot to cover this week, so ...
Continue reading Black Coffee: A Financial Market Storm Front Warning
How to Financially Recover From a Car Accident
Car accidents are always bad; the most minor accidents usually result in outsized costs, as even replacing paint is expensive. But, of course, you're very fortunate if scraped paint is all you need to worry about because accidents can easily result ...
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100 Words On: The Best Time to Start a New Business
It's not unusual for budding entrepreneurs to fret over the best time to start a new business, especially during economic downturns when even the most self-assured impresarios often become paralyzed with doubt. They shouldn't. After all, there are ...
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Black Coffee: Is the National Debt About to Spin Out of Control?
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everyone is enjoying their ...
Continue reading Black Coffee: Is the National Debt About to Spin Out of Control?
Trading Trends From the 1990s to the 2010s
The 1990s through the early years of the 2000s are remembered as a time of tremendous economic growth. The investment indices climbed steadily throughout these years, dipping in 2003 and 2004 before rising modestly again in advance of the credit ...
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