Grandfather says he sometimes outsmarts himself.
He believes in taking the high ground and absenting himself from lowlife, so he builds his abodes on higher elevations in remote places.
But when Grandfather built his cabin in Alaska, up high on ...
Continue reading Grandfather Says: The Alaskan Cabin on Chilkat Lake
How to Maintain Financial Security as a Homeowner
It's no secret that owning a home is an expensive investment. Not only will you have to secure its purchase, you also need to shoulder overhead costs and other expenses that will keep its value high.
During these times, it's important to be wise ...
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Len Penzo dot Com: Celebrating 10 Years and 10 Million Page Views!
It's hard for me to believe, but today my blog is 10 years old. Yep. Way back on December 11, 2008, yours truly decided to kick off his newfound writing hobby with this modest little entry. At the time, I never dreamed that Len Penzo dot Com would be ...
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Black Coffee: What’s Gone Up Is Coming Down
It's time to sit back, relax and enjoy a little joe ...--
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Let's get right to it this week ...
Continue reading Black Coffee: What’s Gone Up Is Coming Down
4 Options for People Looking to Get a Used Car Loan
Driving is a part of life in the United States. We live in a large, spread out nation, which requires the use of vehicles to get from place to place. Many people choose to buy new cars. The US recently saw many years in a row of record new car sales. ...
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Tips on How to Better Manage Your Financial Risks
Personal financial management is about maintaining a healthy cash flow, planning for the future, and achieving your financial objectives. It also means managing the financial risks you face every day, which is why insurance policies and other forms ...
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4 Tips That Will Help You Improve Your Credit Score
If you have a mountain of debt, your credit score likely isn't in the best shape. There are several things that you can do to try to improve your credit score, but it does take time. If you have more debt than you can reasonably pay, there are some ...
Continue reading 4 Tips That Will Help You Improve Your Credit Score
10 Ways Students Can Stretch Their Income While Studying
Nothing is as exciting to a high school student as pursuing higher education at the university of their choice. As a young adult, this is a golden opportunity for mastering your own destiny and being away from your parents' constant scrutiny. Of ...
Continue reading 10 Ways Students Can Stretch Their Income While Studying
Black Coffee: Panic at the Disco
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
And away we go ...
"All fiat money ...
Continue reading Black Coffee: Panic at the Disco
Grandfather Says: A Quick Thought on Hubris
Grandfather says all human institutions succumb to hubris, eventually.
Grandfather says he thinks that's not all bad, although he misses some of them as they excelled in their heyday.
The NBC Symphony Orchestra under Arturo Toscanini comes to ...
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Are Credit Unions Better Than Banks?
There are a lot of questions surrounding if credit unions are better than banks. One of the problems with answering this question is that most of those asking don't understand the difference between the two.
Credit unions have become more ...
Continue reading Are Credit Unions Better Than Banks?
How to Pick the Perfect Christmas Tree
When I was growing up I had a friend whose family used to put up an artificial aluminum Christmas tree every year; pink.
I remember one particular Christmas that same family had an ornament of a smiling Elvis Presley hanging on their pink tree -- ...
Continue reading How to Pick the Perfect Christmas Tree
Black Coffee: Figuring Out the Difference Between Crazy and Insane
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everyone had a terrific ...
Continue reading Black Coffee: Figuring Out the Difference Between Crazy and Insane
5 Reasons Why Banks Aren’t the Best Bet for Start-Up Loans
The growth of startups worldwide has been nothing short of phenomenal over the last five to ten years. That growth is reflected in funding, which grew some 1400% between 2012 and 2017. Venture capitalists and lenders pumped $15 billion into US ...
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100 Words On: Why Folgers Coffee Is More Expensive Than You Think
All things considered, most coffee drinkers realize that brewing their java at home is significantly more cost effective than buying it from Starbucks. However, those who use a typical automatic drip coffee maker may not be saving quite as much as ...
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When Is the Best Age to Buy Your First Home?
While there really isn't a "best age" to buy your first home, according to a study by Bankrate.com, everyone except the oldest Americans said the best time to buy your first home is at the age of 28. As a point of reference, the median age for ...
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How to Improve Your Marriage By Getting Out of Debt
When a couple gets married, they typically share their personal finances; this remains true of both assets and liabilities.
When you got married, your significant other should have been made aware of any debts that you had in your name. If you did ...
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The End of the Almighty Dollar: Why a Gold Standard Return Is Inevitable
After the US decoupled the dollar from gold in 1971, officially converting the US dollar into a pure unbacked fiat currency, the power of Wall Street was unleashed. It's no coincidence that, in the years that followed, Wall Street eventually became ...
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Black Coffee: Red Ink and Blue Wire
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Okay, away we go ...
"With the ...
Continue reading Black Coffee: Red Ink and Blue Wire
What You Need to Know Before Hiring a Concrete Contractor
If you're like most people, you may have the perception that a contractor may be expensive. You may be thinking that it would be nice to not have to do something yourself, but is it actually worth the money to pay the contractor? Thankfully, there ...
Continue reading What You Need to Know Before Hiring a Concrete Contractor
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