Len Penzo dot Com

Business owners around the globe have turned to cryptocurrency to improve their finances. When you consider the fact that cryptocurrency is gaining popularity at a very fast pace, it is no wonder why some businesses are beginning to accept it as a ...

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3 Steps to Help You Prepare When Retirement Is Just Around The Corner

By Ryan Eaglin

If looking ahead to retirement makes you a little nervous, you're not alone. Nearly half of Americans who haven't reached retirement predict that they won't be financially comfortable once they get there, according to a Gallup survey. For some, ...

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How I Live on $40,000 Annually: Ryan from North Carolina

By Ryan

My name is Ryan and I'm a 38-year-old teacher. I'm married to my wife, Louise, who is in retail management. We have three kids, ages 2, 7 and 9. I manage the majority of the finances, but communicate with my wife about financial planning because ...

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Black Coffee: What Goes Up Must Come Down

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. It's an abbreviated espresso edition ...

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An Introduction to Select Economic Data Releases

It seems as if the government is always releasing economic data that is then dutifully reported on the local news channels. But what does it all mean? This article will focus on a select few key economic data releases that traders and laymen alike ...

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The Top 5 Credit Card Deals to Watch For

In this era of fast-growing economies, the market is brimming with plastic money. While the credit card usage trend is increasing, credit card bonus signup deals are providing valuable help for consumers who are having trouble choosing between the ...

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3 Tips for Reducing Stock Trading Risks

Investing in the stock market has always offered better returns on your savings compared to a traditional savings account. However, do to some of the risks, many feel that it isn't worth the risk. Thankfully, with a bit of practice -- and some stock ...

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Mailbag: What Happens to Stocks After a Currency Reset?

Hello Len, I'm a long time reader of your blog. I love your stuff. I agree wholeheartedly with your assessment of the coming dollar collapse leading to a reset. I cashed out of my 401k years ago and devote my extra money into precious metals as well ...

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Black Coffee: Smoke ‘Em If You Got ‘Em

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Well ... another glorious week comes ...

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5 Strategies to Help You Start Investing Today

For beginners, investing in the stock market can seem scary and overwhelming. You may think you need loads of money to begin with or that investing involves way too many inherent risks. By choosing a smart and diligent strategies, however, you can ...

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Grandfather Says: The Majesty of Trees

By RD Blakeslee

Grandfather says trees are very important to him. Not the kind that's planted to exploit for money; orchards, for example. The ordinary, volunteering kind. First --and maybe foremost -- he says they are beautiful in his mind's eye. Some are truly ...

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How to Invest in Stocks as a Retirement Plan

By Tex Freitag

It doesn't matter how hard you work or how talented you might be, your wealth building is tied by a singular constraint: your time and energy. When you stop performing, the money stops flowing. With retirement looming, it can be uncomfortable ...

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Black Coffee: Does Bitcoin Have Intrinsic Value?

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Okay, away we go ... "Fear the boom, ...

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Quick and Simple Tips for Getting Out of Debt and Saving Money

If you find yourself in a financial hole, take a deep breath -- and then take stock of the unfortunate situation your find yourself in. First and foremost you should collect your recent bills and pay stubs. After you've done that, it's time to do ...

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Money for Nothing? Using Gaming Bonuses to Your Advantage

The online casino scene has skyrocketed in popularity over the past couple of years. It seems that you can't browse a website without seeing yet another ad for the latest gaming site, with all of them offering free spins, no deposit bonuses and other ...

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3 Ways to Pay Off Your Loans Quickly

You never know when you'll get into a financial bind. You can prepare yourself to deal with the mess. You can also get a loan to deal with the situation -- but once it's over, you're obviously still stuck with a the resulting debt ...

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4 Ways To Reduce Risk In Your Retirement Plan

Many people are worried about their retirement from a money perspective. According to a survey by Transamerica, most workers think the financial challenges they'll face in retirement will be harder to overcome than those that prior generations ...

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Black Coffee: Gold and the Unraveling Financial System

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Let's get right to it this week ... "A ...

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What Everyone Should Consider Before Getting an Online Cash Advance