A universal life insurance policy can be complicated; if you look at policy documents you might get lost in the rules and jargon. Unfortunately, some insurance carriers actively try to maintain this unfair advantage by keeping clients in the dark, ...
Continue reading The Pros and Cons of Paying for an Aging Life Insurance Policy
Grandfather Says: Sophistication is Overrated
Grandfather says "sophistication" is overrated.
It has been fashionable for snoots to say that you lack sophistication if you don't happen to share their taste for this-or-that school of art, music, or science. Good for you!
On the other hand, ...
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The Best Ways to Save Money on Vacation Cruises
A cruise can be one of the most exciting vacations for people of all ages. To enjoy this type of getaway experience, some individuals may choose to join unique travel clubs that specialize in cruises. Instead of making reservations for individual ...
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How to Make Your Dreams Come True — Even on a Tight Budget
Do you have a plan for the future? How about a set of goals? If you could do anything at all, what would it be?
Many of us are so busy with day-to-day life that we don't have time to think about what we really want for the future. In fact, even if ...
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Black Coffee: A Financial Market Storm Front Warning
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
There's a lot to cover this week, so ...
Continue reading Black Coffee: A Financial Market Storm Front Warning
How to Financially Recover From a Car Accident
Car accidents are always bad; the most minor accidents usually result in outsized costs, as even replacing paint is expensive. But, of course, you're very fortunate if scraped paint is all you need to worry about because accidents can easily result ...
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100 Words On: The Best Time to Start a New Business
It's not unusual for budding entrepreneurs to fret over the best time to start a new business, especially during economic downturns when even the most self-assured impresarios often become paralyzed with doubt. They shouldn't. After all, there are ...
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Black Coffee: Is the National Debt About to Spin Out of Control?
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everyone is enjoying their ...
Continue reading Black Coffee: Is the National Debt About to Spin Out of Control?
Trading Trends From the 1990s to the 2010s
The 1990s through the early years of the 2000s are remembered as a time of tremendous economic growth. The investment indices climbed steadily throughout these years, dipping in 2003 and 2004 before rising modestly again in advance of the credit ...
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Grandfather Says: The Meaning of Life
Grandfather sees where someone wrote Len that the best thing about getting old is just getting there.
Grandfather says, "Amen!"
In Grandfather's opinion, Jean-Paul Sartre's philosophy "Existentialism" boils down to: "The meaning of life is what ...
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How to Use Cryptocurrency to Improve Your Business Finances
Business owners around the globe have turned to cryptocurrency to improve their finances. When you consider the fact that cryptocurrency is gaining popularity at a very fast pace, it is no wonder why some businesses are beginning to accept it as a ...
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3 Steps to Help You Prepare When Retirement Is Just Around The Corner
If looking ahead to retirement makes you a little nervous, you're not alone.
Nearly half of Americans who haven't reached retirement predict that they won't be financially comfortable once they get there, according to a Gallup survey.
For some, ...
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How I Live on $40,000 Annually: Ryan from North Carolina
My name is Ryan and I'm a 38-year-old teacher. I'm married to my wife, Louise, who is in retail management. We have three kids, ages 2, 7 and 9.
I manage the majority of the finances, but communicate with my wife about financial planning because ...
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Black Coffee: What Goes Up Must Come Down
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
It's an abbreviated espresso edition ...
Continue reading Black Coffee: What Goes Up Must Come Down
An Introduction to Select Economic Data Releases
It seems as if the government is always releasing economic data that is then dutifully reported on the local news channels. But what does it all mean?
This article will focus on a select few key economic data releases that traders and laymen alike ...
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The Top 5 Credit Card Deals to Watch For
In this era of fast-growing economies, the market is brimming with plastic money. While the credit card usage trend is increasing, credit card bonus signup deals are providing valuable help for consumers who are having trouble choosing between the ...
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3 Tips for Reducing Stock Trading Risks
Investing in the stock market has always offered better returns on your savings compared to a traditional savings account. However, do to some of the risks, many feel that it isn't worth the risk. Thankfully, with a bit of practice -- and some stock ...
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Mailbag: What Happens to Stocks After a Currency Reset?
Hello Len, I'm a long time reader of your blog. I love your stuff. I agree wholeheartedly with your assessment of the coming dollar collapse leading to a reset. I cashed out of my 401k years ago and devote my extra money into precious metals as well ...
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Black Coffee: Smoke ‘Em If You Got ‘Em
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Well ... another glorious week comes ...
Continue reading Black Coffee: Smoke ‘Em If You Got ‘Em
5 Strategies to Help You Start Investing Today
For beginners, investing in the stock market can seem scary and overwhelming. You may think you need loads of money to begin with or that investing involves way too many inherent risks. By choosing a smart and diligent strategies, however, you can ...
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