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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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5 Features Every Car Insurance Comparison Website Must Have

By Tex Freitag

There's no denying that car insurance is getting more and more expensive, which is why car insurance comparison websites have become so popular over recent years. Using the websites, you'll be able to find all the information you need to know about ...

Continue reading 5 Features Every Car Insurance Comparison Website Must Have

December 27, 2018

Tips on How to Better Manage Your Financial Risks

By Tex Freitag

Personal financial management is about maintaining a healthy cash flow, planning for the future, and achieving your financial objectives. It also means managing the financial risks you face every day, which is why insurance policies and other forms ...

Continue reading Tips on How to Better Manage Your Financial Risks

December 6, 2018

100 Words On: When High Car Insurance Deductibles Make Sense

By Len Penzo

While most people strive to keep their car insurance deductibles as low as possible, the downside is those deductibles result in higher premiums. But for folks who drive limited miles, safe motorists, and those who drive older vehicles that have lost ...

Continue reading 100 Words On: When High Car Insurance Deductibles Make Sense

October 25, 2018

The Pros and Cons of Paying for an Aging Life Insurance Policy

By Tex Freitag

A universal life insurance policy can be complicated; if you look at policy documents you might get lost in the rules and jargon. Unfortunately, some insurance carriers actively try to maintain this unfair advantage by keeping clients in the dark, ...

Continue reading The Pros and Cons of Paying for an Aging Life Insurance Policy

October 19, 2018

In Plain Terms: What Are the 5 Main Advantages of Term Life Insurance?

By Enero Febrero

Your loved ones are, and should be, one of your most important priorities. If something were to happen to you, rendering you unable to take care of them, would you truly be comfortable with the very idea of such a scenario unfolding? Term insurance ...

Continue reading In Plain Terms: What Are the 5 Main Advantages of Term Life Insurance?

September 5, 2018

How Drivers with Tickets Can Keep Their Insurance Rates as Low as Possible

By Len Penzo

When shopping for car insurance, there are plenty of factors that affect rates including your age and gender, your car's make and model, where you live, and your coverage. Another factor is your driving history, which includes accidents and traffic ...

Continue reading How Drivers with Tickets Can Keep Their Insurance Rates as Low as Possible

August 21, 2018

The Top 5 Health Insurance Shopping Secrets

By Sasha Novelli

It's no secret that health insurance is expensive. Not only is it costly, but it's complicated and confusing. It's understandable to be frustrated about how to choose the best coverage and what to look for. While shopping for health insurance will ...

Continue reading The Top 5 Health Insurance Shopping Secrets

August 2, 2018

5 Reasons to Carry Life Insurance in Retirement

By Sabado Domingo

When you are close to reaching retirement, you start thinking of ways to reduce your expenses. The lack of a steady monthly income means that you will have to make certain changes to your lifestyle. Even if you have planned your retirement in ...

Continue reading 5 Reasons to Carry Life Insurance in Retirement

July 27, 2018

Will Any Insurance Company Risk Covering the ‘Deadliest Catch’ Crew?

By Sabado Domingo

Millions of viewers tune in each week to watch the exploits of the Deadliest Catch crew as they face off against the unforgiving seas in search of their vaunted treasure, the rare and valuable Alaskan King Crab. Their high market value makes reeling ...

Continue reading Will Any Insurance Company Risk Covering the ‘Deadliest Catch’ Crew?

May 16, 2018

Don’t Get Zapped: 3 Ways the Right Insurance Limits Electrician Expenses

By Enero Febrero

Unsurprisingly, electricians face severe risks in their line of work. The tiniest mishap can lead to significant bodily harm, not to mention massive financial losses. As an electrician, therefore, protecting yourself with proper insurance is as ...

Continue reading Don’t Get Zapped: 3 Ways the Right Insurance Limits Electrician Expenses

May 9, 2018

A Primer on Long Term Care Insurance

By Enero Febrero

Have you ever sat down and looked at all the different types of insurance that are available? There are insurance plans for almost anything: house insurance, vehicles, renters, life insurance. You can even get pet insurance. No matter what type of ...

Continue reading A Primer on Long Term Care Insurance

March 15, 2018

Smart Tips for Protecting Your Personal Assets

By Enero Febrero

We live in litigious times and it's an unfortunate reality that you need to take steps to ensure your personal assets are protected from anything that may happen. It's also unfortunate that there are rather a lot of ways in which you could be put in ...

Continue reading Smart Tips for Protecting Your Personal Assets

December 7, 2017

6 Money-Saving Tips for Getting the Best Price on Life Insurance

By Len Penzo

Although everyone prays they'll never have to use it, buying insurance is something that we all have to do as responsible adults. Life insurance, in particular, is especially important because it protects your family by providing for your dependents ...

Continue reading 6 Money-Saving Tips for Getting the Best Price on Life Insurance

November 28, 2017

A Comparison of Concealed-Carry and Self-Defense Insurance Options

By Len Penzo

After receiving my license to carry a concealed weapon, I decided that it was prudent to make sure that I also had insurance to cover any potential criminal- and civil-defense costs that could arise from an unthinkable situation where I'm forced to ...

Continue reading A Comparison of Concealed-Carry and Self-Defense Insurance Options

October 18, 2017

9 Ways to Make Sure You’ll Always Get the Best Deal on Car Insurance

By Tex Freitag

At some point, we all realize that although car insurance seems purely precautionary, it's absolutely necessary because accidents can be extremely costly. Smart people make car insurance work for them. Save your money and be astute when buying ...

Continue reading 9 Ways to Make Sure You’ll Always Get the Best Deal on Car Insurance

August 16, 2017

A Homeowners Insurance Primer for Newbies

By Sabado Domingo

Most people understand the necessity of purchasing homeowners insurance to protect one of the largest investments they will make during their lives. But it is also vital to understand the types of coverage that are available, what is -- and is not -- ...

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May 17, 2017

How to Find and Evaluate the Best Home Warranty Insurance Providers

By Sabado Domingo

Every home is subject to wear and tear over its lifetime; both due to the normal process of aging and as a result of other risks such as fires, bad weather or earthquakes among others. Depending on the magnitude of repairs needed at any given ...

Continue reading How to Find and Evaluate the Best Home Warranty Insurance Providers

March 29, 2017

100 Words On: The Trouble With Whole Life Insurance (vs. Term)

By Len Penzo

The key difference between term and whole life insurance is simple. Term life pays the face amount of the policy in the event of your death, while whole life combines a term policy with an added investment component. Yes, whole life may sound like a ...

Continue reading 100 Words On: The Trouble With Whole Life Insurance (vs. Term)

February 16, 2017

If You Love Finance Then Maybe a Career in Insurance Is for You!

By Sabado Domingo

Woody Allen famously said, "There are worse things in life than death. Have you ever spent an evening with an insurance agent?" If you love the challenge of creating a budget, are fascinated with market fluctuations and arent put off by a few ...

Continue reading If You Love Finance Then Maybe a Career in Insurance Is for You!

December 21, 2016

How Much Does It Cost to Add a Teen Driver to Your Auto Insurance?

By Len Penzo

There was a time when teenagers actually chomped at the bit when it came to getting their driver's license. In fact, I think it's safe to say that most of us born before 1980 spent at least a small part of our sixteenth birthday standing in line at ...

Continue reading How Much Does It Cost to Add a Teen Driver to Your Auto Insurance?

February 25, 2015

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