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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

Weekly Meal Planning: Here’s How Singles On a Tight Budget Do It

By Sabado Domingo

Whether your kids have moved out of the house, or you've just left a relationship, being single doesn't have to mean lonely nights of greasy take-out or microwaved frozen meals. Smart weekly meal planning is a great way to support a tight budget, eat ...

Continue reading Weekly Meal Planning: Here’s How Singles On a Tight Budget Do It

January 15, 2025

Education Spending: How Much Should Parents Spend on Technology?

By Anum Yoon

Back to school shopping isn't what it used to be. Not too long ago, when it came to education spending, the most technologically advanced product that a parent would buy their kid was one of those bulky graphic calculators. Now, that almost seems ...

Continue reading Education Spending: How Much Should Parents Spend on Technology?

January 14, 2025

8 Misleading Claims People Often Make To Close a Deal

By Len Penzo

The other day I came across an old article that suggested a healthy dose of skepticism was essential when you're watching television commercials that make misleading claims for both prescription and non-prescription drugs. No, really. A study ...

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January 6, 2025

4 Money-Saving Tips for New Homeowners

By Corazon Gritar

Buying a home is a huge achievement, but it can leave many first-time homeowners financially scrambling. For new homeowners, this can unfortunately lead to more financial strife than they're prepared for. Fortunately, there are plenty of ways for ...

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December 31, 2024

6 Ways to Stop Stressing Out About Money

By Anum Yoon

Right now, at this moment, how much money do you have? Before you answer: does the mere question begin to stress you out? If so, you probably wish you could stop stressing out about money. Rest assured, you're not alone. According to the number ...

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December 17, 2024

How to Save Money on DIY Remodeling Projects

By Enero Febrero

There is a mountain of good advice on the Internet these days about how to implement DIY home improvement projects. And alongside all of those good ideas inspiration from, there has probably never been a better time to give your home an upgrade. The ...

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December 11, 2024

How to Survive a Financial Crisis in Your Relationship

By Mikey Rox

Relationships are hard enough as it is, but throw money into the mix and it becomes a recipe for certain disaster. It doesn't have to go down like that though. Your relationship can survive a financial crisis -- yes, even a menacing mound of debt -- ...

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December 10, 2024

The Parable of the Mexican Fisherman: A Lesson on Happiness

By Len Penzo

Today I want to share with you a very brief -- but brilliant -- story written by Mark Albion that I recently discovered. It's known as the parable of the Mexican fisherman. I hope it encourages you to reflect on your goals in life -- and the strategy ...

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December 9, 2024

How to Fix Your Personal Finances Using Duct Tape

By Len Penzo

While scouring the web for the best ways to fix your personal finances I became distracted. In fact, before I knew it I had run into this cool site that is devoted to the wondrous and wacky world of duct tape. Did you know that duct tape was first ...

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December 2, 2024

Holiday Parties: 5 Host Gifts That Won’t Break the Bank

By Corazon Gritar

The holiday season is upon us, and soon you'll begin receiving invitations for holiday parties. While holiday parties are part of what makes this time of the year so wonderful, they can also take a massive toll on your savings account. From buying ...

Continue reading Holiday Parties: 5 Host Gifts That Won’t Break the Bank

November 26, 2024

How to Budget for Comprehensive Home Remodels

By Corazon Gritar

Embarking on a comprehensive home remodel is an exciting opportunity to transform your living space into the home of your dreams. However, without proper budgeting, costs can quickly spiral out of control. Knowing what to expect financially and how ...

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November 19, 2024

How to Find a Low-Cost Pest Control Company That Won’t Rip You Off

By Anum Yoon

Eventually, pests happen. Whether it's a rat or rodent infestation, a serious bug problem or something more serious like termites, you will need to hire a professional pest control company. In most cases, you can rely on them to rid your home of a ...

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November 19, 2024

The Secret to Financial Freedom on a Modest Income

By Len Penzo

Earlier this summer my teenage son revealed to me and the Honeybee that he has a girlfriend. Yes, it's his first one. And as every guy who has ever dared to play the game of love knows, courting the fairer sex requires a suitor to spend a little ...

Continue reading The Secret to Financial Freedom on a Modest Income

November 11, 2024

9 Tips For Managing Your Money During the Holidays

By Mikey Rox

It's easy to go overboard during the holidays; parties, travel, decorations, and gifts can all put a sizable dent in your budget if you're not careful. When it comes to managing your money - especially during the holidays - the good news is you can ...

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October 29, 2024

Your Personal Finance Voter Guide

By Len Penzo

I love autumn. I mean really; what's not to love about it? Milder temperatures, cooler evenings, beautiful colors and, um, a never-ending stream of shameless cut-throat political advertisements. At least during election years. And while an ...

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October 28, 2024

How to Save on Home Expenses During the Winter

By Corazon Gritar

As winter approaches, many homeowners brace for the increase in home expenses, particularly energy bills. Heating a home can put a strain on your budget, but with the right strategies, you can stay warm without breaking the bank. Here are some ...

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October 7, 2024

13 Yucky Halloween Treats Kids Would Rather Toss Than Eat

By Len Penzo

Back when I was a kid, every year at Halloween I'd come home from my trip around the neighborhood and eagerly empty the booty I had plundered from my neighbors onto the kitchen table. Most of it was the typical fare like the miniature Halloween ...

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October 7, 2024

Home Projects to Focus Your Renovation Budget On

By Corazon Gritar

Renovating a home can be an exciting yet daunting task, especially when working with a tight budget. With numerous areas to upgrade, homeowners often wonder which projects will yield the most value and satisfaction. This article delves into the key ...

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October 3, 2024

How to Determine Your Housing Budget After a Divorce

By Corazon Gritar

Ending a marriage can dramatically alter your financial landscape, and one of the most pressing matters to address is your housing budget after a divorce. Understanding how to assess your financial situation post-divorce is essential for successfully ...

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October 1, 2024

This Week’s Money Horoscope

By Len Penzo

Obligatory Disclaimer: Okay ... I only had one astrology lesson -- and it was a self-taught one at that -- so these money horoscope predictions may not be 100% accurate. Capricorn - (December 22 - January 20) Neptune is rising which indicates ...

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September 30, 2024

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