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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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Five Frugal Ideas for Fall Season Family Fun

By Anum Yoon

Just because summer is over doesn't mean you have to stop having family fun. With the kids back at school, bills due and a chill in the air, it feels hard to find affordable activities the whole family will enjoy. But if you're looking for a few ...

Continue reading Five Frugal Ideas for Fall Season Family Fun

September 19, 2023

I’m Not Rich, But I’m Financially Free; Here’s How I Got There

By Len Penzo

Let's face it, the more choices we have in life, the richer and more rewarding it becomes. Fortunately, I'm currently in that coveted sweet spot of financial freedom where I can do pretty much whatever the heck I please, whenever I want. Don't get ...

Continue reading I’m Not Rich, But I’m Financially Free; Here’s How I Got There

September 18, 2023

5 Ways You Can Save Money on Groceries This Week

By Anum Yoon

For many people, the grocery bill is one of their largest monthly expenses. Fortunately, you can easily save money on groceries this week -- and every week after that -- with a little pre-planning and a lot of creative frugality. Nix the ...

Continue reading 5 Ways You Can Save Money on Groceries This Week

September 5, 2023

5 Simple Ways to Avoid Online Fraud

By Tex Freitag

You are just setting out in your online business venture or research work, and falling prey to online scams is the last thing on your mind. As such, it's safe to say thinking about ways to avoid online fraud also isn't one of your top concerns. We ...

Continue reading 5 Simple Ways to Avoid Online Fraud

August 30, 2023

Why I Run My Household Like a Business (and Why You Should Too)

By Len Penzo

Before I started my blog, I spent my free time as a dedicated volunteer for Little League baseball. And although I rose through the ranks over the years to eventually become a league president, looking back, my fondest Little League memories still ...

Continue reading Why I Run My Household Like a Business (and Why You Should Too)

August 28, 2023

Why Making a Good First Impression Is Important

By Len Penzo

Like it or not, when it comes to evaluating others, people tend to form an opinion within 30 seconds of meeting someone for the first time. Unfortunately, that resulting initial impression is generally extremely difficult to reverse should we start ...

Continue reading Why Making a Good First Impression Is Important

August 24, 2023

5 Ways to Make Your Commuter Marriage Work

By Mikey Rox

Most married couples wouldn't dream of living in separate houses, let alone separate states, but this situation is a reality for millions of couples. It doesn't mean they're unhappy. In fact, it has nothing to do with the emotional state of the ...

Continue reading 5 Ways to Make Your Commuter Marriage Work

August 22, 2023

How to Get the Dream Home You Always Wanted

By Sabado Domingo

Maybe you've owned a home for years, or you've just left your parent's home and are looking to get onto the property ladder. Either way, getting the deposit ready for purchasing your dream home is no easy task. For most people, buying a home is the ...

Continue reading How to Get the Dream Home You Always Wanted

August 9, 2023

What the Producers of ‘House Hunters’ Will Never Ever Tell You

By Len Penzo

You know, there are some events that are so momentous, so earth-shaking, that we can remember exactly where we were the moment we first heard the news. For me, last week was one of those times. First, allow me to set the stage. Long time ...

Continue reading What the Producers of ‘House Hunters’ Will Never Ever Tell You

July 24, 2023

When Is the Right Time to Buy Long Term Care Insurance?

By Sabado Domingo

It's amazing how many people fail to plan for the future. It's also amazing how many people deny the reality that we only have a certain number of years before we have outlived our usefulness. We all know that life is short, but how many of us really ...

Continue reading When Is the Right Time to Buy Long Term Care Insurance?

July 19, 2023

The Most Important Power Tool a Household CEO Can Own

By Len Penzo

There are more than eight-million victims of identity theft in the United States every year; on average they lose $750 per incident and spend 59 hours of personal time closing fraudulent accounts. You can reduce your risk of identity fraud by ...

Continue reading The Most Important Power Tool a Household CEO Can Own

June 29, 2023

Is Pet Insurance Worth It?

By Anum Yoon

Pets enrich our lives by providing welcome companionship and loyalty through our toughest days, as well as our happiest ones. What would you do if yours got sick? Are you prepared to bear the financial burdens of veterinary visits and the associated ...

Continue reading Is Pet Insurance Worth It?

June 27, 2023

When Should You Consider a Home Warranty?

By Enero Febrero

A home warranty is a service plan or contract providing coverage for repairing and replacing major appliances and systems in your home. Once you have one, you can have peace of mind when home appliances like freezers, air conditioning (AC), and ...

Continue reading When Should You Consider a Home Warranty?

June 23, 2023

How To Save Money on Moving Expenses

By Corazon Gritar

House prices and rental costs remain incredibly expensive. But whether you're buying a new home or renting, moving costs can be incredibly daunting too. So how can you save money on moving expenses? Here are several ways to cut down on moving costs ...

Continue reading How To Save Money on Moving Expenses

June 20, 2023

Summer Spending Season: How to Take a Vacation from the Stress

By Sabado Domingo

Summer is just around the corner - but are you ready? Not only for the beach weekends, family vacations, 4th of July festivities and kids' camps, but also for all the expenses that tend to heat up over the season? That's because summer is a big ...

Continue reading Summer Spending Season: How to Take a Vacation from the Stress

June 14, 2023

4 Budgeting Tips for Parents

By Corazon Gritar

As a parent, there's no doubt about the fact that one of your top priorities is most likely to save money. This is because raising a family can be quite expensive over time, especially if you want to make sure that you're providing your family with ...

Continue reading 4 Budgeting Tips for Parents

June 13, 2023

Lost Checks: Is Not Stopping Payment Worth the Risk?

By Len Penzo

I wish I was as smart as my kids. They're never wrong. Never. If you don't believe me, just ask them. As a matter of fact, I was reminded of that little "fact" last month after the Honeybee noticed that a couple of checks hadn't been cashed by my ...

Continue reading Lost Checks: Is Not Stopping Payment Worth the Risk?

June 12, 2023

The Ethics of Found Money: Should You Keep It?

By Len Penzo

should you keep money you find on the ground?

Is it okay to keep money found on the ground? I mean ... What are the ethics of found money? The reason I bring this up is because last week, while walking in a parking lot, I found a $10 bill laying on the pavement. And the feeling that came over ...

Continue reading The Ethics of Found Money: Should You Keep It?

June 5, 2023

9 Ways to Ensure Your Road Trip Sucks

By Len Penzo

I love summer. It's my favorite time of the year. Well ... after spring and autumn. I know. That may not sound like a ringing endorsement, but it's true. Anyway, one of my favorite things about summer is our annual family vacation; my favorites ...

Continue reading 9 Ways to Ensure Your Road Trip Sucks

May 29, 2023

6 Ways to Clean Out Your House for Cash This Spring

By Mikey Rox

Spring cleaning time is almost here. With that in mind, before you start tossing out perfectly good, re-sellable items, why not take inventory of all the goodies you've got and determine the best method of sale? After all, you may as well recoup some ...

Continue reading 6 Ways to Clean Out Your House for Cash This Spring

May 23, 2023

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