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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

5 Cheap Water Activities for Families in Summertime

By Corazon Gritar

Summer is the perfect time for families to dive into refreshing cheap water activities that not only cool off but also create lasting memories without breaking the bank. From natural swimming holes to innovative backyard fun, there are plenty of ...

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June 27, 2024

What Are the Most Common Birthdays?

By Len Penzo

According to Wikipedia, more people are born during the months of September and October than any other time of the year. Anecdotal evidence seems to back up Wikipedia's claim on the most common birthdays -- at least when it comes to my experience. ...

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June 24, 2024

How to Budget For Your Ideal Bathroom Remodel Project

By Corazon Gritar

The bathroom may not be your home's biggest room, but it is one of the most important. It ranks in importance directly after your kitchen. Many house buyers base their purchasing decisions on the state of the bathroom. So, if yours does not measure ...

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June 6, 2024

Exploring the Benefits of a Modern Ceiling Fan with Light

By Tex Freitag

When equipped with integrated lighting, modern ceiling fans offer a host of benefits that cater to both practical needs and aesthetic preferences. From enhancing illumination to improving air circulation, these dual-purpose fixtures have become ...

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May 30, 2024

5 Clever Ways to Save on Pet Care

By Anum Yoon

If you're like most pet owners, you consider your animal companions part of the family. But pet-care costs can strain a household budget -- so it's important to evaluate how we care for the animals we love without dropping our hard-earned money into ...

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May 28, 2024

Couples: Here’s How to Avoid Fighting About Money

By Mikey Rox

Ask almost any couple what they fight about and "money" is bound to be chief among the issues. Indeed, it's difficult for many couples with vastly different spending habits to figure out how to avoid fighting about money. We all have our own ideas ...

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May 21, 2024

How to Spot House Problems Before You Buy

By Corazon Gritar

Searching for a new home, whether you're a first-time homebuyer or moving for the third time, can be exciting. That being said, it can also be a bit more than you bargained for if you don't know how to look for a few real estate red flags. If you ...

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May 14, 2024

5 Ideas That Will Teach Kids to Save Money

By Len Penzo

As a parent of two children, I realized early on that trying to teach them the importance of saving money is a tall order. After all, we should all strive to teach kids to save money. But let's face it, how many 9-year-olds care about stuff like the ...

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May 13, 2024

Cost-Efficient Shopping Tips for Dining Room Furniture

By Ellie Morris

Decorating and furnishing your dining room is essential to completing your home. A well-designed and optimally furnished dining room ensures a warm and homely ambiance where friends and loved ones can dine and spend quality time with each other. ...

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May 6, 2024

How to Lower Your Cable Bill: 9 Great Ideas

By Mikey Rox

Having trouble "cutting the cord"? If so, you can ease the cost of cable TV while still enjoying your favorite shows. With that in mind, here's how to lower your cable bill: Optimize Your Internet Speed If you enjoy cable the old-school way -- by ...

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April 30, 2024

3 Money-Saving Home Improvements

By Corazon Gritar

There's plenty of content out there about how you can save money on your home improvement projects. After all, almost 85% of the nation's homes were built before 1980 and are in need of some kind of improvement. But if you want to make your home ...

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April 23, 2024

5 Ways to See Disney on a Budget

By Anum Yoon

For most people who don't live in California or Florida, a trip to Disney is a rare treat. Even if you only do it once a year, or once every few years, a full Disney vacation can be expensive; sometimes prohibitively so. Thankfully, it is possible to ...

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April 16, 2024

How to Find Discount Plumbers Who Won’t Rip You Off

By Len Penzo

I'm not a plumber. In fact, I'm not very handy around the house at all. If I can't fix something with a hammer or screwdriver I prefer to pay somebody else to do the work. That's why I decided to consider a professional plumber to reroute and ...

Continue reading How to Find Discount Plumbers Who Won’t Rip You Off

April 15, 2024

How to File an Insurance Claim After a Home Fire

By Corazon Gritar

Here's a frightening fact: a house fire breaks out in the US every 86 seconds. If you've ever experienced this kind of terrible and tragic event, then you know how overwhelming the aftermath can be. Homeowners whose property has been destroyed or ...

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April 9, 2024

Tips for Budgeting for Surrogacy

By Corazon Gritar

It's not a secret that the process of surrogacy can be a costly one, but it's well worth it for people who want to be parents. That said, you can budget for the surrogacy process so that you get it done with minimal hassle from start to finish. Here ...

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April 4, 2024

7 Ways to Save on a Wedding Without Busting Your Bank Account

By Sabado Domingo

How much have you budgeted for your upcoming nuptials? Hopefully, you've set aside about $30,119 because that's the average cost of a wedding in the US. Yep! The total cost to get hitched has grown steadily over the years -- and that's without even ...

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April 3, 2024

14 Cooking Hacks for People Who Can’t Boil Water

By Mikey Rox

Being dependent on fast food and other restaurant meals can lead to all kinds of issues, like obesity and an empty wallet, respectively. Unfortunately, feeding yourself hot, healthy, delicious meals that you've made with your own two hands isn't ...

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April 2, 2024

Teaching Kids Money Management Skills

By Len Penzo

Before my kids, Matthew and Nina, became teenagers I conducted a little experiment in order to ascertain their sophistication level regarding money by conducting a loan interview with the Bank of Dad. Not surprisingly, I learned that my kids were ...

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April 1, 2024

6 Ways to Save Money on a Basement Remodel

By Corazon Gritar

Basements have a knack for being that eerie place in the house where old toys and outdated hand-me-downs live. However, basements have the potential to become anything you want them to be. A spare bedroom, a laundry room, or perhaps even a wine ...

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March 19, 2024

Gas or Charcoal Grill: Which Is More Cost Effective?

By Len Penzo

With warmer weather finally here and the recent demise of my old grill, I once again find myself considering one of the great debates of all time: Is a gas or charcoal grill better? When it comes to the question of grilling with propane or ...

Continue reading Gas or Charcoal Grill: Which Is More Cost Effective?

March 18, 2024

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