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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

Why Cutting Expenses to the Bone Isn’t Always Enough

By Len Penzo

The other day I was fueling up my car at the local gas station. While I was waiting for the tank to fill, I thought it would be a good idea to get rid of the remains of a ridiculously large bug that was splattered on the windshield. Unfortunately, ...

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August 12, 2024

12 Affordable Ways to Upgrade a Kitchen That’s Outdated

By Kaitlyn Krull

iIf your house is anything like ours, the kitchen is the most popular room in your home. However, the room is looking a bit dated and inflation has left a major dent in your wallet. But now is not the time for despair, because there are many easy and ...

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August 7, 2024

Top Tips for Discussing Finances With Your Significant Other

By Corazon Gritar

Did you know that in the US and other Western countries, over 90% of people get married before the age of 50? Regardless of age, marriage often entails merging lives, and with it, merging finances. Despite the commonality of marriage, the intricacies ...

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August 6, 2024

My 16th Annual Cost Survey of 10 Popular Brown Bag Sandwiches

By Len Penzo

If you're like most people, it's been hard not to notice the increase in your monthly grocery bill over the past three years. After a huge run-up in prices for everything from gasoline to food - and despite the latest consumer price index showing ...

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August 5, 2024

Overwhelmed? Here’s How to Downsize Your Life in 9 Easy Steps

By Mikey Rox

When you're feeling stressed out, overwhelmed, and can't seem to strike the right balance, it might be time to downsize your life. But that doesn't just mean getting rid of tangible things. Sometimes you need to eliminate other variables that are ...

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July 30, 2024

Money Saving Home Improvement Projects

By Corazon Gritar

Summer is here, but that doesn't mean you don't have any more time to improve your home. In fact, this time of year is one of the best to make some serious home improvements. But if you don't want to break the bank, here are a few money saving home ...

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July 23, 2024

Grocery Auctions: A Fun Way to Lower Your Food Bill!

By Len Penzo

In these times of economic uncertainty, many people are looking to cut costs wherever possible. So as pressure on pocket books continues to mount, highly resourceful household CEOs have begun visiting local auction houses for great deals on ... ...

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July 22, 2024

Behind on Your Bills? Here Is How to Handle It

By Corazon Gritar

There's no denying that the coronavirus pandemic had significant effects on the US economy. Understandably, many Americans were forced to make drastic budgetary changes during that time; more than a few found themselves behind on the bills. And now ...

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July 16, 2024

Dear Diary: What I Did On My Summer Vacation

By Len Penzo

My family and I just got back from a whirlwind two-week vacation to the East Coast to see the Honeybee's family in Connecticut and do some sightseeing. We also managed to set aside a little time to visit some of my tax money in our nation's capital. ...

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July 11, 2024

9 Tips for Getting the Most From a Tight Grocery Budget

By Mikey Rox

If there's one resolution you should always stay on top of, spending less on groceries and reducing food waste should be it. To help you get started, and to keep you on track throughout the year, consider these tips for maximizing a tight grocery ...

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July 9, 2024

Thinking About a Neon Wedding Sign? You Should!

By Sabado Domingo

neon wedding sign

Weddings are always special, and couples are constantly seeking different ways to personalize their special day. One such trend that has begun recently is the neon wedding sign. These radiant, personalized signs add a touch of modern elegance and ...

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July 4, 2024

A Look at the Benefits of Italian Dual Citizenship

By Antonio Fortunato

Many of us remember as children being immersed in Italian culture within our families and communities. We had parents, grandparents, or great grandparents from Italy. Some of us inherited their houses and lands and the right to Italian citizenship by ...

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July 2, 2024

6 Ways to Reduce the Cost of Raising Kids

By Anum Yoon

Even if you do your best to be frugal and find deals, the cost of raising children isn't cheap. Infants need special equipment, such as car seats, strollers and carriers. Older children come with education costs. The US government's most recent study ...

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July 2, 2024

5 Cheap Water Activities for Families in Summertime

By Corazon Gritar

Summer is the perfect time for families to dive into refreshing cheap water activities that not only cool off but also create lasting memories without breaking the bank. From natural swimming holes to innovative backyard fun, there are plenty of ...

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June 27, 2024

What Are the Most Common Birthdays?

By Len Penzo

According to Wikipedia, more people are born during the months of September and October than any other time of the year. Anecdotal evidence seems to back up Wikipedia's claim on the most common birthdays -- at least when it comes to my experience. ...

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June 24, 2024

How to Budget For Your Ideal Bathroom Remodel Project

By Corazon Gritar

The bathroom may not be your home's biggest room, but it is one of the most important. It ranks in importance directly after your kitchen. Many house buyers base their purchasing decisions on the state of the bathroom. So, if yours does not measure ...

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June 6, 2024

Exploring the Benefits of a Modern Ceiling Fan with Light

By Tex Freitag

When equipped with integrated lighting, modern ceiling fans offer a host of benefits that cater to both practical needs and aesthetic preferences. From enhancing illumination to improving air circulation, these dual-purpose fixtures have become ...

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May 30, 2024

5 Clever Ways to Save on Pet Care

By Anum Yoon

If you're like most pet owners, you consider your animal companions part of the family. But pet-care costs can strain a household budget -- so it's important to evaluate how we care for the animals we love without dropping our hard-earned money into ...

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May 28, 2024

Couples: Here’s How to Avoid Fighting About Money

By Mikey Rox

Ask almost any couple what they fight about and "money" is bound to be chief among the issues. Indeed, it's difficult for many couples with vastly different spending habits to figure out how to avoid fighting about money. We all have our own ideas ...

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May 21, 2024

How to Spot House Problems Before You Buy

By Corazon Gritar

Searching for a new home, whether you're a first-time homebuyer or moving for the third time, can be exciting. That being said, it can also be a bit more than you bargained for if you don't know how to look for a few real estate red flags. If you ...

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May 14, 2024

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