Although I haven't conducted a scientific study, I suspect that most people of modest means who are successfully managing their money understand the importance of patience in personal finance.
Let's face it: Most debt-free people aren't impulsive ...
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Your Christmas Fund: 12 Ways to Save $2000 Before the Holidays
September is here and the holidays are less than three months away, so if you don't yet have enough cash stashed in your Christmas fund to cover all the upcoming expenses -- like hosting family dinners, gifts, and all that extra gas you'll use ...
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How to Budget For Unexpected Home Repairs
Owning a home is still very much part of the American Dream. But it's one that comes with a cost. Not only are housing prices on the rise across the US, but the hidden costs of owning property - especially unexpected home repairs - can often be more ...
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Personal Finance for Kids: My 12-Year-Old Daughter Explains Her Strategy
My daughter, Nina, turned 25 years old last month. I know it's cliche, but I truly do remember the day she was born like it was yesterday.
I'm happy to say that Nina has always been a natural saver and good at managing her money -- and when it ...
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6 Expert Rental Negotiation Tips
If you're moving into a new apartment and need to mind your budget, there are a few tactics you can employ to score a better deal on your new digs. In fact, by learning just a few key lease and rental negotiation tips, you'll be in a better position ...
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How to Lower Your Smartphone Bill: 3 Ideas to Consider
Smartphones are ubiquitous these days, but they aren't always cheap to use. So you'll be forgiven if you're the type who is always looking at how to lower your smartphone bill. After all, a typical plan-based contract could set you back $150 a month ...
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How to Save for a New Home With Spotty Income
Some of the most important things in life are always taken for granted. After all, most of us drawing a steady salary never consider how fortunate we are to get a regular paycheck. On the other hand, those who work on commission or depend on tips for ...
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Why Cutting Expenses to the Bone Isn’t Always Enough
The other day I was fueling up my car at the local gas station. While I was waiting for the tank to fill, I thought it would be a good idea to get rid of the remains of a ridiculously large bug that was splattered on the windshield.
Unfortunately, ...
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12 Affordable Ways to Upgrade a Kitchen That’s Outdated
iIf your house is anything like ours, the kitchen is the most popular room in your home. However, the room is looking a bit dated and inflation has left a major dent in your wallet. But now is not the time for despair, because there are many easy and ...
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Top Tips for Discussing Finances With Your Significant Other
Did you know that in the US and other Western countries, over 90% of people get married before the age of 50? Regardless of age, marriage often entails merging lives, and with it, merging finances. Despite the commonality of marriage, the intricacies ...
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My 16th Annual Cost Survey of 10 Popular Brown Bag Sandwiches
If you're like most people, it's been hard not to notice the increase in your monthly grocery bill over the past three years. After a huge run-up in prices for everything from gasoline to food - and despite the latest consumer price index showing ...
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Overwhelmed? Here’s How to Downsize Your Life in 9 Easy Steps
When you're feeling stressed out, overwhelmed, and can't seem to strike the right balance, it might be time to downsize your life. But that doesn't just mean getting rid of tangible things. Sometimes you need to eliminate other variables that are ...
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Money Saving Home Improvement Projects
Summer is here, but that doesn't mean you don't have any more time to improve your home. In fact, this time of year is one of the best to make some serious home improvements. But if you don't want to break the bank, here are a few money saving home ...
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Grocery Auctions: A Fun Way to Lower Your Food Bill!
In these times of economic uncertainty, many people are looking to cut costs wherever possible. So as pressure on pocket books continues to mount, highly resourceful household CEOs have begun visiting local auction houses for great deals on ... ...
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Behind on Your Bills? Here Is How to Handle It
There's no denying that the coronavirus pandemic had significant effects on the US economy. Understandably, many Americans were forced to make drastic budgetary changes during that time; more than a few found themselves behind on the bills. And now ...
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Dear Diary: What I Did On My Summer Vacation
My family and I just got back from a whirlwind two-week vacation to the East Coast to see the Honeybee's family in Connecticut and do some sightseeing. We also managed to set aside a little time to visit some of my tax money in our nation's capital. ...
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9 Tips for Getting the Most From a Tight Grocery Budget
If there's one resolution you should always stay on top of, spending less on groceries and reducing food waste should be it. To help you get started, and to keep you on track throughout the year, consider these tips for maximizing a tight grocery ...
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Thinking About a Neon Wedding Sign? You Should!
Weddings are always special, and couples are constantly seeking different ways to personalize their special day. One such trend that has begun recently is the neon wedding sign. These radiant, personalized signs add a touch of modern elegance and ...
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A Look at the Benefits of Italian Dual Citizenship
Many of us remember as children being immersed in Italian culture within our families and communities. We had parents, grandparents, or great grandparents from Italy. Some of us inherited their houses and lands and the right to Italian citizenship by ...
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6 Ways to Reduce the Cost of Raising Kids
Even if you do your best to be frugal and find deals, the cost of raising children isn't cheap. Infants need special equipment, such as car seats, strollers and carriers. Older children come with education costs. The US government's most recent study ...
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