• About
  • $40K Challenge
  • Aunt Doris
  • Grandfather Says
  • Privacy
  • Archives
  • Disclaimer

Len Penzo dot Com

The offbeat personal finance blog for responsible people.

bullion star banner

Saving Made Easy: How I Saved $36,000 in 12 Years by Doing This Simple Trick

By Marie C. Franklin

Want to know a trick for saving made easy? I want everyone to pull up a chair and get comfortable because I'm about to tell you a story that may seem hard to believe. But it is the absolute truth. Awhile back, I made a decision that forever changed ...

Continue reading Saving Made Easy: How I Saved $36,000 in 12 Years by Doing This Simple Trick

22 Comments May 5, 2025

Black Coffee: It’s Almost Tuesday

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I've got another busy weekend ahead of ...

Continue reading Black Coffee: It’s Almost Tuesday

6 Comments May 3, 2025

Grandfather Says: The Continuing Chronicles of Elaine, Part 66

By RD Blakeslee

The following was written by my late wife Elaine. She wrote a long book, a diary really, from which this is one passage: E-Mails: Why I think they’re great and why I think they’re not They’re easy, although Dave has to “set it up” for me, and he ...

Continue reading Grandfather Says: The Continuing Chronicles of Elaine, Part 66

Leave a Comment May 8, 2025

Why Strategic Career Planning Leads to Long-Term Life Flexibility

By Corazon Gritar

Strategic career planning is generally thought to lead to goal setting, promotion, and financial success. And those are all great things, but the true value of setting and following your career goals, in a structured way, is the flexibility it will ...

Continue reading Why Strategic Career Planning Leads to Long-Term Life Flexibility

Leave a Comment May 7, 2025

Why It Pays to Start Saving Early for Retirement

By Sabado Domingo

No one is suggesting it's easy for someone in their 20s to imagine retirement but the day does come. Saving early for retirement is important because for every year you delay it, time becomes an increasing enemy. With life expectancy increasing ...

Continue reading Why It Pays to Start Saving Early for Retirement

5 Comments May 7, 2025

Millennials Aren’t Using Credit Cards, But Experts Think They Should

By Corazon Gritar

Seven in ten Americans have at least a single credit card in their name. Often times they have more, but most have at least one. However, this doesn't apply to all generations equally, and once again millennials are the exception to the rule; ...

Continue reading Millennials Aren’t Using Credit Cards, But Experts Think They Should

10 Comments May 6, 2025

How to Improve Your Credit Score

By Len Penzo

Your credit score is one of the most important factors that determine your financial future. It affects everything from getting a loan for a new car to renting an apartment or even landing a job. But improving your credit score isn't just about ...

Continue reading How to Improve Your Credit Score

Leave a Comment May 2, 2025

How to Keep Up With Financial Trends Without Getting Lost in the Jargon

By Sabado Domingo

The world of finance moves quickly. And if you’re not careful, it can feel like trying to keep up with a different language. Between inflation rates, interest hikes, cryptocurrency swings and market volatility, it’s easy to get overwhelmed and switch ...

Continue reading How to Keep Up With Financial Trends Without Getting Lost in the Jargon

Leave a Comment May 2, 2025

Is Your Rental Property Profitable? How to  Maximize ROI Without Raising Rent

By Tex Freitag

Owning rental property can be a wise long-term investment—but what happens when rent increases aren't an option? With rising expenses and economic uncertainty, many landlords are searching for ways to increase their return on investment (ROI) without ...

Continue reading Is Your Rental Property Profitable? How to  Maximize ROI Without Raising Rent

Leave a Comment May 2, 2025

The Overlooked Financial Strategy That Can Strengthen Your Business

By Sabado Domingo

When it comes to managing business finances, most owners focus on the obvious priorities: covering expenses, boosting revenue, and maintaining steady cash flow. But there’s another overlooked financial strategy: finding smarter ways to make your cash ...

Continue reading The Overlooked Financial Strategy That Can Strengthen Your Business

1 Comment May 1, 2025

Why Should You Buy Mushroom Chocolate From Reliable Vendors?

By Enero Febrero

When it comes to buying mushroom chocolate, the vendor you choose plays a crucial role in ensuring a quality experience. With so many options available, it’s important to trust a reliable vendor who prioritizes quality, consistency, and transparency. ...

Continue reading Why Should You Buy Mushroom Chocolate From Reliable Vendors?

1 Comment May 1, 2025

How Should I Choose a Credit Card?

By Len Penzo

It's only natural to wonder: "How should I choose a credit card?" That's because not all credit cards are created equal. In fact, when choosing a card, you'll quickly discover that there are hundreds of options for you to choose from so it makes ...

Continue reading How Should I Choose a Credit Card?

3 Comments May 1, 2025

Finding Affordable Car Insurance: What It Took to Get a Quote 25 Years Ago

By Tex Freitag

Auto insurance can be expensive. Of course, everyone wants affordable car insurance. But if you don't take the time to find a better deal on your car insurance premiums, you're likely to pay even more than you're currently paying. Car insurance ...

Continue reading Finding Affordable Car Insurance: What It Took to Get a Quote 25 Years Ago

3 Comments April 30, 2025

7 Tips for Finding a Reliable Used Car at the Lowest Price

By Anum Yoon

It used to be if you wanted a new vehicle for cheap, the best option was to buy a reliable used car - but that's no longer a slam dunk today. Even so, used cars are still subject to lower taxes, registration fees and dealer fees. You also can't ...

Continue reading 7 Tips for Finding a Reliable Used Car at the Lowest Price

7 Comments April 29, 2025

How Smart Menu Planning Can Reduce Your Annual Grocery Bill by $1000

By Len Penzo

If you google the term "world's toughest question" you'll come across a panoply of potential candidates: What is the meaning of life? What is the secret of happiness? How can I get rich quickly? Why does the line you're in always move ...

Continue reading How Smart Menu Planning Can Reduce Your Annual Grocery Bill by $1000

34 Comments April 28, 2025

Black Coffee: Buy Now. Pay Later.

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had a wonderful week. ...

Continue reading Black Coffee: Buy Now. Pay Later.

18 Comments April 26, 2025

How Enterprise Workflow Automation Saves Companies Big Money

By Sabado Domingo

You’re running an enterprise, and inefficiencies are bleeding your budget dry; manual data entry, endless email chains, and approvals that take weeks. It’s chaos, and it’s costing you. Enterprise workflow automation tools are your way out, ...

Continue reading How Enterprise Workflow Automation Saves Companies Big Money

Leave a Comment April 24, 2025

Grandfather Says: The Continuing Chronicles of Elaine, Part 65

By RD Blakeslee

The following was written by my late wife Elaine. She wrote a long book, a diary really, from which this is one passage: Miscellaneous Thoughts About Life I Want to Share With You My children are more demonstrative than I and my parents and ...

Continue reading Grandfather Says: The Continuing Chronicles of Elaine, Part 65

2 Comments April 24, 2025

How to Manage a Personal Loan Property

By Sabado Domingo

So, you’ve taken out a personal loan - whether it's a standard loan, a car loan, or even, say, a title loans in Arizona. But the real work is only just beginning - especially if you are managing a personal loan property. But if you don't know how to ...

Continue reading How to Manage a Personal Loan Property

Leave a Comment April 23, 2025

The Pros and Cons of 7 Popular Student Loan Refinancing Options

By Enero Febrero

It's a sad reality that most students still can't graduate from a four-year university without being saddled with thousands of dollars of debt. And if you choose to stick with your standard loan repayment plan without looking into other options, you ...

Continue reading The Pros and Cons of 7 Popular Student Loan Refinancing Options

1 Comment April 23, 2025

  • 1
  • 2
  • 3
  • …
  • 145
  • Next Page »

Copyright © 2025 Len Penzo dot Com · All Rights Reserved · Designed by Nuts and Bolts Media

© Len Penzo dot Com 2008–2025

Get Len Penzo dot Com delivered weekly!

Join our family of more than 40,000 happy subscribers!

Invalid email address
We promise we'll never spam you. You can unsubscribe at any time. 
Thanks for subscribing!