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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

What To Consider When Shopping Around for a Small Business Lender

By Tex Freitag

You're no longer living in a day and age where a standard bank loan is your only option if you're in the market for business funding. These days, there are plenty of alternatives that offer much better solutions, especially if you actually run a ...

Continue reading What To Consider When Shopping Around for a Small Business Lender

1 Comment October 30, 2019

16 Extreme Ways to Increase Your Monthly Savings

By Tex Freitag

So you've seen your monthly bills and have a bit of a headache. After all, it's often tough keeping up with the utilities and other expenses. The good news is you can almost always resolve your financial woes with a bit of planning -- and some ...

Continue reading 16 Extreme Ways to Increase Your Monthly Savings

6 Comments October 10, 2019

Here’s One Way to Earn Money While You Sleep

By Tex Freitag

When people hear about 'frugal living,' they often misconstrue it as a life of deprivation or being cheap. However, the truth is far away from that. When you are frugal, it means you are more resourceful, less wasteful and consciously working towards ...

Continue reading Here’s One Way to Earn Money While You Sleep

4 Comments October 9, 2019

Everything You Need to Know About Life Insurance & Life Settlement Companies

By Tex Freitag

A number of people are still reluctant when it comes to life insurance, mainly because they don't know too much about it. Life insurance doesn't directly benefit oneself. However, it is one of the most important things you need to set up for your ...

Continue reading Everything You Need to Know About Life Insurance & Life Settlement Companies

1 Comment October 8, 2019

Take Control of Your Finances: A Few Simple Steps to a More Secure Future

By Tex Freitag

So many of us struggle to keep track of our spending and balance fun and excitement with the need for long term security. The good news is that you don't have to sacrifice your hobbies or interests in order to be a master saver. All you need to do is ...

Continue reading Take Control of Your Finances: A Few Simple Steps to a More Secure Future

2 Comments October 1, 2019

Back to School: How to Get a Student Loan

By Tex Freitag

The average price of tuition for a public university is $9410 for in-state students and $23,890 for out-of-state students. That doesn't include all the other expenses that come along with going to college, such as rent, meals, and the cost of ...

Continue reading Back to School: How to Get a Student Loan

Leave a Comment September 25, 2019

How A Gold Backed IRA Can Help Protect Your Retirement

By Tex Freitag

The stock market made great gains over the last several years. This year alone, we've seen the Dow Jones Industrial Average and the S&P 500 break multiple records. Even so, if you have a traditional IRA or 401k, your retirement funds could be at ...

Continue reading How A Gold Backed IRA Can Help Protect Your Retirement

2 Comments September 25, 2019

5 Ways to Cut Costs with the Latest Technology

By Tex Freitag

Some of the best things in life are free, right? Unfortunately, not a lot of things can be free but they can cost a little bit less. Some may look at technology and see it as a black hole for your money. For example, televisions always seem to be ...

Continue reading 5 Ways to Cut Costs with the Latest Technology

Leave a Comment September 11, 2019

Reasons Why You Should Hire a Motor Vehicle Accident Lawyer

By Tex Freitag

I wanted to race cars. I didn't like school, and all I wanted to do was work on cars. But right before I graduated, I got into a really bad car accident, and I spent that summer in the hospital thinking about where I was heading. I decided to take ...

Continue reading Reasons Why You Should Hire a Motor Vehicle Accident Lawyer

4 Comments September 6, 2019

If You Want to Succeed in Forex Trading, Then Treat It as a Business

By Tex Freitag

Should forex trading be viewed as a business? There are probably a few people out there who would dispute that assertion. They might argue that in any kind of financial trading there are no guarantees that you'll actually make money. After all, if ...

Continue reading If You Want to Succeed in Forex Trading, Then Treat It as a Business

1 Comment August 29, 2019

Why Having A Good Credit Score Is Important

By Tex Freitag

How well are you taking care of your financial health? Your credit score tells a lot about how you manage your money, which is why there are several important reasons it's absolutely crucial to maintain a good -- if not excellent -- credit ...

Continue reading Why Having A Good Credit Score Is Important

1 Comment August 28, 2019

What Is a Debt Consolidation Loan (and Should You Get One)?

By Tex Freitag

What's trickier than having a debt? Answer: having to juggle multiple debts. Whenever you owe numerous creditors, keeping up with your debts becomes that much more complicated. Suddenly you're dealing with varying deadlines, interest rates, ...

Continue reading What Is a Debt Consolidation Loan (and Should You Get One)?

2 Comments August 21, 2019

6 Ways to Keep Growing Your Business by Lowering Outsourcing Costs

By Tex Freitag

The biggest worry most companies have when it comes to lowering outsourcing cost is the quality of the output. Larger blue chip companies such as Apple Inc. and Nike may not care much about the quality of things such as customer support when it's ...

Continue reading 6 Ways to Keep Growing Your Business by Lowering Outsourcing Costs

Leave a Comment August 16, 2019

What is Gap Insurance and How Does it Work?

By Tex Freitag

You know that there are different types of car insurance policies that are available. It will be a bit complicated to make a choice especially when you do not know what you are looking for. One of the things that you may have heard about is gap ...

Continue reading What is Gap Insurance and How Does it Work?

Leave a Comment August 14, 2019

How To Responsibly Invest In Cryptocurrency

By Tex Freitag

Investing in cryptocurrencies has become somewhat of a craze of the last few years, with many rushing to try and earn their millions by pumping money into bitcoin and the like. However, investing in any form of cryptocurrency shouldn't be considered ...

Continue reading How To Responsibly Invest In Cryptocurrency

1 Comment August 13, 2019

How to Add Art to Your Investment Portfolio

By Tex Freitag

Investing in art isn't anything new. Timeless pieces of work are around the world for generation after generation. To this day, people continue to auction off these artifacts for hundreds of thousands, and even deep into the millions of ...

Continue reading How to Add Art to Your Investment Portfolio

2 Comments August 2, 2019

5 Simple Ways to Avoid Online Fraud

By Tex Freitag

You are just setting out in your online business venture or research work, and falling prey to online scams is the last thing on your mind. We know the Internet is a beehive of all sorts of information you could ever imagine. And as a beginner in the ...

Continue reading 5 Simple Ways to Avoid Online Fraud

1 Comment July 26, 2019

Why You May Want to Consider an Investment In Online Casino Stocks

By Tex Freitag

Online casinos open up a whole new world of opportunity. We're not just talking about the chance to sit down and have fun, playing a variety of games from casino classics like Blackjack or Roulette to popular slots; there's also the potential to win ...

Continue reading Why You May Want to Consider an Investment In Online Casino Stocks

3 Comments July 25, 2019

5 Things You Need to Know About Your Mortgage When Getting a Divorce

By Tex Freitag

You finally have your dream home, but not your dream marriage; and getting a divorce could mean losing it. What happens with your mortgage during a divorce? Can you keep your home? Do you split the costs? Or should you sell? Here is everything you ...

Continue reading 5 Things You Need to Know About Your Mortgage When Getting a Divorce

1 Comment July 24, 2019

5 Strategies to Help You Save Money for Your Next Vacation

By Tex Freitag

When you're on vacation, the last thing you need is to worry about money. Going away is meant for relaxation and forgetting about reality, not stressing about what's going on back home or if you can afford a souvenir. Planning out your trip also ...

Continue reading 5 Strategies to Help You Save Money for Your Next Vacation

1 Comment July 3, 2019

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