• About
  • Mortgage Basics
  • $40K Challenge
  • Aunt Doris
  • Grandfather Says
  • Privacy
  • Archives

Len Penzo dot Com

The offbeat personal finance blog for responsible people.

Reverse Mortgages as Payment for Elderly Care

By Tex Freitag

Typically, elderly care can be expensive. If you have an elderly family member, it's one of the concerns you have to think about as they age and experience physical and cognitive decline. No matter how independent they are when they're young, it'll ...

Continue reading Reverse Mortgages as Payment for Elderly Care

January 14, 2022

How To Avoid Fees On Your Cash App

By Tex Freitag

Cash App is the name of a popular mobile payment service that lets you send money electronically to friends and family with just a smartphone. The Cash App is free and accepts debit cards, credit cards and bitcoin. Acclaimed by many, this app has ...

Continue reading How To Avoid Fees On Your Cash App

December 23, 2021

How to Invest in the Best Cryptocurrency Exchanges

By Tex Freitag

Ten years ago now, people had no idea that cryptocurrencies would transform into a prosperous financial market. Bitcoin, the first-ever cryptocurrency, was developed to revolutionize the current financial system. It gave rise to thousands of altcoins ...

Continue reading How to Invest in the Best Cryptocurrency Exchanges

December 20, 2021

The Benefits of Taking a Reverse Mortgage Now vs. Later

By Tex Freitag

There isn't a right or wrong time to get a reverse mortgage but, depending on your personal retirement goals, the earlier you choose to get a reverse mortgage, the greater the potential gain may be down the road. Reverse mortgages allow homeowners ...

Continue reading The Benefits of Taking a Reverse Mortgage Now vs. Later

November 24, 2021

Trucking 101: 9 Tips to Reduce Detention Time

By Tex Freitag

If you're a trucker, one of the most frustrating things that can happen while you're on the road is getting your truck detained while you're loading. It can be even more frustrating when you feel like there's nothing you can do to stop the ...

Continue reading Trucking 101: 9 Tips to Reduce Detention Time

November 19, 2021

3 Credit Score Myths that Can Keep You from Growing Financially

By Tex Freitag

You learn how critical credit scores are to your quality of life from the moment you enter adulthood. Whether you apply for student loans, credit cards, auto loans, rent, mortgage, and in some cases, a job, your scores play a significant role, as ...

Continue reading 3 Credit Score Myths that Can Keep You from Growing Financially

November 17, 2021

Selecting Currency Pairs to Trade on the Forex Market

By Tex Freitag

A currency pair in forex trading refers to a quotation of two different currencies, specifically, it is the amount that you would pay in one currency for a unit of the other currency. Therefore, when one currency's value within the pair changes, it ...

Continue reading Selecting Currency Pairs to Trade on the Forex Market

November 2, 2021

8 Expert Money Management Tips for Responsible Online Gambling

By Tex Freitag

The expanded availability of Internet gambling has been one of the most important shifts in the gaming landscape in the last 15 years. In fact, gambling on the Internet -- including mobile gambling -- is the fastest growing kind of gambling, and it ...

Continue reading 8 Expert Money Management Tips for Responsible Online Gambling

October 26, 2021

Should the Government Regulate Cryptocurrency?

By Tex Freitag

With every crypto bull cycle, general interest in cryptocurrencies inevitably rises. The incredible profit opportunities of these digital assets bring in increased media attention. Thus, the awareness of governments about cryptocurrencies grows. This ...

Continue reading Should the Government Regulate Cryptocurrency?

October 22, 2021

What Is an Independent Sales Organization?

By Tex Freitag

As you start a small business, one of the integral parts will be merchant services. This includes how you will be processing your payments. You will have to find ways to add the options for accepting credit card payments that are provided by ...

Continue reading What Is an Independent Sales Organization?

October 12, 2021

Bullish Market or a Bubble? Three Historic Lessons We Can Learn From

By Tex Freitag

It's no secret that there has been an incredible increase in interest in the stock market lately. Unlike the nearly-record lows of the first and second quarters in 2020, today's stock market has been dubbed a super bull market by many analysts. ...

Continue reading Bullish Market or a Bubble? Three Historic Lessons We Can Learn From

October 1, 2021

4 Good Reasons Why You’re Overspending (and How to Curb It)

By Tex Freitag

During the second quarter of 2021, household debt in the United States jumped from $313 billion to $15 trillion. Credit card debt, in particular, rose to $787 trillion -- $17 billion higher than the previous quarter. This spike shows that it's ...

Continue reading 4 Good Reasons Why You’re Overspending (and How to Curb It)

September 15, 2021

The Trick to Making Smarter Spending Decisions

By Tex Freitag

We all have our own ways of justifying purchases, whether we're trying to convince ourselves that a new car is essential, or that new boots are a just requirement with winter around the corner. However, what if there was a way you could look at your ...

Continue reading The Trick to Making Smarter Spending Decisions

September 1, 2021

5 Things to Ask Before Opening a Business on Tribal Land

By Tex Freitag

If you are allowed to apply to open a business on tribal land, there are a few aspects that you will need to take into consideration first. Operating a business on tribal land in America comes with a unique set of requirements because of tribal ...

Continue reading 5 Things to Ask Before Opening a Business on Tribal Land

August 17, 2021

8 Reasons Why You Should Consider Getting a Secured Credit Card

By Tex Freitag

It's normal to be wary of traditional credit cards. You might be trying to avoid debt or rebuild your credit from the ground up. Fortunately, you have options. Secured credit cards, for example, can be a smart alternative to the other plastic in ...

Continue reading 8 Reasons Why You Should Consider Getting a Secured Credit Card

July 22, 2021

3 Things You Shouldn’t Buy with a Credit Card (and 1 You Always Should)

By Tex Freitag

Credit cards shouldn't scare you; when used correctly, they're actually the most rewarding form of currency available today. Seriously, when's the last time you were rewarded with airline miles for using cash? And while it's highly recommended ...

Continue reading 3 Things You Shouldn’t Buy with a Credit Card (and 1 You Always Should)

July 13, 2021

How To Know If You’ve Been Wrongfully Terminated at Work

By Tex Freitag

Getting fired is a difficult pill to swallow, no matter the circumstances. However, if you've been wrongfully terminated, this can be even more difficult to adjust to. Every day, hundreds of people around the world are fired and many are fired ...

Continue reading How To Know If You’ve Been Wrongfully Terminated at Work

July 12, 2021

How to Find Standout Success as an Online Business

By Tex Freitag

There are plenty of reasons why any eager businessman would benefit from an online business. Considering how many people these days are glued to their smartphones and get everything they need online, it's no wonder why eCommerce is so popular. Even ...

Continue reading How to Find Standout Success as an Online Business

June 25, 2021

8 Good Reasons Why You Should Start Trading With CFDs

By Tex Freitag

More and more people are now becoming financially literate because information about how to save and grow money is already easily available and accessible online. While some are keen on investing in the stock market, others are delving into more ...

Continue reading 8 Good Reasons Why You Should Start Trading With CFDs

June 18, 2021

What Does the ‘Latte Factor’ Teach Us About Saving?

By Tex Freitag

You may have heard of the "latte factor" concept, a money-saving technique that can be adopted by anyone and can lead to incredible results many years down the line. The Latte Factor was written by money-saving expert David Bach, who is the ...

Continue reading What Does the ‘Latte Factor’ Teach Us About Saving?

June 18, 2021

  • « Previous Page
  • 1
  • 2
  • 3
  • 4
  • …
  • 10
  • Next Page »

The Question of the Week:

Are cryptocurrencies a legitimate wealth preservation asset?

View Results

Loading ... Loading ...

Recent Posts

  • How to Improve Your Sports Betting Success
  • Toyota Has Started Accepting Bitcoin for Payment
  • 100 Words On: Why You Need Emergency Savings AND a Rainy Day Fund
  • Why You Should Consider a 203k Mortgage When Buying a Fixer-Upper
  • 6 Ways to Avoid Becoming a Pickpocket Victim
  • What Beginners Should Think of Before Starting Forex Trading
  • The Embarrassing Anatomy of a Phishing Scam
  • Black Coffee: Too Little Too Late
  • Dealing With a Deceased Person’s Money and Property
  • Can You Afford a Home?

Disclaimer

This site is for informational and entertainment purposes only, and the content herein should not be mistaken for professional financial advice. In fact, making investment decisions based on information published here, or any other website for that matter, is more than unwise; it is folly. This website accepts advertising in the form of monetary and other compensation; as such, topics of discussion are occasionally influenced by these advertisers. Sometimes, an article may also include affiliate links, meaning, at no additional cost to you, this blog earns a commission if you click through and make a purchase (for example, as an Amazon Associate I earn from qualifying purchases). Remember, you and you alone are responsible for the decisions you make in life, so please contact an independent financial professional for advice regarding your unique personal situation.

Sign up for the weekly Len Penzo dot Com newsletter
Len Penzo dot Com Delivered Weekly
Join more than 40,000 readers and fans who enjoy personal finance and macroeconomics with an offbeat twist!
Invalid email address
Thanks for subscribing!

Popular Now:

  1. 1. The 6 Most Valuable Grocery Store Products
  2. 2. Series I Savings Bonds Are Now Paying 9.62%; Here Are Their Pros & Cons
  3. 3. 25 Examples of Shrinkflation That No Longer Fool Consumers
  4. 4. 7 Big Reasons Why a Roth IRA Isn’t the Best Way to Save for Retirement
  5. 5. 3 Ways That Great Sleep Helps You Get Richer
  6. 6. What’s the Fastest Way to Pay Down Your Mortgage Early?
  7. 7. How to Save Money on Dental Care So You Won’t Go Broke at the Dentist
  8. 8. Historical Gold & Silver Benchmarks for Wages and Commodity Prices
  9. 9. Tip Inflation: We’ve Got Nobody to Blame But Ourselves
  10. 10. 4 Good Reasons Why Some Quarters Are Painted Red

All-Time Most Popular:

  1. 1. 19 Things Your Suburban Millionaire Neighbor Won’t Tell You
  2. 2. Dear Friend: Here Are 41 Reasons Why I’m NOT Lending You the Money
  3. 3. Why Your Expensive Luxury Car Doesn’t Impress Smart People
  4. 4. If You Can’t Live on $40,000 Annually It’s Your Own Fault
  5. 5. 21 Reasons Why Corner Lots Are for Suckers
  6. 6. 4 Smart Reasons Why College Isn’t for Everyone
  7. 7. 18 Fast Facts About Social Security Numbers
  8. 8. My Ketchup Taste Test: Upset! Guess Which Brand Topped Heinz
  9. 9. Why I Prefer a Spreadsheet to Track Expenses and Manage My Finances
  10. 10. Here’s a Simple Trick for Getting Credit Card Interest Charges Waived

Copyright © 2022 Len Penzo dot Com · All Rights Reserved · Designed by Nuts and Bolts Media

© Len Penzo dot Com 2008–2022