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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

How Not Having A Budget Can Affect Your Finances

By Sabado Domingo

The past couple of years has been extremely tough for most of us, as many people have struggled financially with all the lockdown orders, travel restrictions, managing the fear of getting sick, and scrambling for vaccines. But if there is one ...

Continue reading How Not Having A Budget Can Affect Your Finances

November 25, 2021

The Top 6 Businesses You Can Start with Low Investment Capital

By Sabado Domingo

Whenever we hear about the idea of starting a small business, the thought that usually comes to our mind is to invest a sufficient or high amount of money for kickstarting any lucrative venture one could imagine. However, high investment capital is ...

Continue reading The Top 6 Businesses You Can Start with Low Investment Capital

November 20, 2021

6 Mistakes to Avoid When Looking for Black Friday Deals

By Sabado Domingo

Making online purchases during Black Friday is a great idea, especially if you don't have a car or hate fighting crowds -- but if you're not careful, there are shopping mistakes you can make that are just as bad. In fact, there are plenty of online ...

Continue reading 6 Mistakes to Avoid When Looking for Black Friday Deals

November 17, 2021

3 Productivity Hacks That Everybody Needs to Know

By Sabado Domingo

With the hustle culture of the 21st century being more prominent than ever, more and more people are feeling the pressure to take on larger workloads. We're told that if we want to achieve success, we need to put in a lot of hard work and ...

Continue reading 3 Productivity Hacks That Everybody Needs to Know

November 4, 2021

How to Find Temporary Housing Between Moves

By Sabado Domingo

Picture this: Your new lease ends on the same day your old one ends or, your new home is ready for occupation the same day the people who bought your home move in. Unfortunately, things often just don't work out that way. Instead, many people find ...

Continue reading How to Find Temporary Housing Between Moves

November 3, 2021

The Connection Between Web Conferencing and Personal Finance

By Sabado Domingo

Saving every penny is something even the most financially stable corporate companies would be interested in at this time of recession. Hence managers are forced to come up with alternative business solutions to reduce costs involved in operation and ...

Continue reading The Connection Between Web Conferencing and Personal Finance

November 3, 2021

The Top 5 Technology Trends in the Insurance Industry

By Sabado Domingo

The way insurance companies create and deliver value has evolved dramatically, and the global pandemic has further hastened that process. In order to fulfill the changing needs of today's customers, insurers have been challenged to rethink their ...

Continue reading The Top 5 Technology Trends in the Insurance Industry

November 2, 2021

The Benefits of Buying Real Estate in Today’s Competitive Market

By Sabado Domingo

When you look at the real estate market today, you probably notice that buyers are clamoring over each other to buy properties, and sellers are getting well over the asking price. And although the summer of 2021 frenzy cooled down a bit, buyers are ...

Continue reading The Benefits of Buying Real Estate in Today’s Competitive Market

October 28, 2021

Why You Should Stop Getting Takeout from Food Delivery Services

By Sabado Domingo

Over the last five years, the market revenue of food delivery apps has skyrocketed by 200%. According to data analyst Business of Apps this amounted to $26.5 billion in revenue in US food delivery as of 2020. Given the widespread appreciation for ...

Continue reading Why You Should Stop Getting Takeout from Food Delivery Services

October 26, 2021

Should You Pursue a Career as an Independent Trader?

By Sabado Domingo

The huge daily development in trading markets has made trading one of the most attractive professions in the world. Despite it being around for quite a long time, the forex market has become popular over the last decade. A lot of new market ...

Continue reading Should You Pursue a Career as an Independent Trader?

October 26, 2021

How to Increase the Odds that Your First Property Flip Will Be a Success

By Sabado Domingo

Property can be a great investment long-term, and many people buy one or more investment homes over the years and hold onto them to build capital growth and income. However, these days flipping houses is popular, too. This is where you buy a home ...

Continue reading How to Increase the Odds that Your First Property Flip Will Be a Success

October 25, 2021

A Guide to No-Check Credit Loans

By Sabado Domingo

You might have heard of no-credit-check loans before now. These can be used in the case that you need fast access to cash for an emergency, this could be a car repair, a medical procedure, and so on, in spite of what your credit is like. With ...

Continue reading A Guide to No-Check Credit Loans

October 18, 2021

4 Financial Problems That All Freelancers Need to Think About

By Sabado Domingo

If you're thinking of jumping into freelancing, you need to consider more financial matters than how much you should charge clients and what to spend on your equipment. Here are four financial problems that all freelancers need to think ...

Continue reading 4 Financial Problems That All Freelancers Need to Think About

October 15, 2021

The Best Reasons to Fund Your Business With a Personal Loan

By Sabado Domingo

Having sufficient working capital is essential for every business. But for many business owners, taking out loans is the best way to build enough working capital, buy necessary equipment for daily operations, or cover customer orders and supplier ...

Continue reading The Best Reasons to Fund Your Business With a Personal Loan

October 8, 2021

Car Insurance: How to Find the Best Offer

By Sabado Domingo

Finding the best auto insurance provider can be a daunting process. After all, insurance companies seem to always make generous claims that don't always match the reality. When checking offers and policies, you may feel overwhelmed by the number of ...

Continue reading Car Insurance: How to Find the Best Offer

October 6, 2021

Top Career Opportunities for Accountants

By Sabado Domingo

Accounting is a pretty competitive career choice; the field is generally associated with high annual incomes, substantial job security, and, of course, a particular level of prestige. But not just that; we all know accountants earn their keep with ...

Continue reading Top Career Opportunities for Accountants

October 5, 2021

How to Use Bitcoin While Traveling

By Sabado Domingo

We all love to travel, but exploring a new country with fiat currency can take a lot of effort. Coins and cash weigh down your pockets and on top of that, you need to convert your money. That's why traveling with bitcoin (BTC) is a great option. You ...

Continue reading How to Use Bitcoin While Traveling

October 4, 2021

5 Valuable Tips to Help You Achieve Financial Freedom

By Sabado Domingo

Are you constantly worried about money? Do you struggle to make ends meet from one month to the next? If so, you may benefit from taking a few steps to help improve your financial habits and health. You can start your quest for financial freedom ...

Continue reading 5 Valuable Tips to Help You Achieve Financial Freedom

September 30, 2021

4 Ways to Squeeze Extra Cash Out of a House Sale

By Sabado Domingo

Selling your house can be a pretty stressful thing to go through; theres so much to think about and so much to do. Sometimes, it's easy to forget that it's a transaction, and you want to make as much money from the sale as possible. When were talking ...

Continue reading 4 Ways to Squeeze Extra Cash Out of a House Sale

September 29, 2021

Great Ways to Save on Your Home Loan

By Sabado Domingo

Mortgages can eat you alive. That's because even after you decide upon all of the home loan particulars you're looking for, there's still that process of finding the best deal for you and your family. For example, you may know that you are looking ...

Continue reading Great Ways to Save on Your Home Loan

September 22, 2021

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Disclaimer

This site is for informational and entertainment purposes only, and the content herein should not be mistaken for professional financial advice. In fact, making investment decisions based on information published here, or any other website for that matter, is more than unwise; it is folly. This website accepts advertising in the form of monetary and other compensation; as such, topics of discussion are occasionally influenced by these advertisers. Sometimes, an article may also include affiliate links, meaning, at no additional cost to you, this blog earns a commission if you click through and make a purchase (for example, as an Amazon Associate I earn from qualifying purchases). Remember, you and you alone are responsible for the decisions you make in life, so please contact an independent financial professional for advice regarding your unique personal situation.

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