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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

6 Ways to Protect Yourself Financially In Case of Serious Injury

By Sabado Domingo

If you have been seriously injured, you're no doubt feeling overwhelmed with the number of decisions that need to be made. It can be helpful to keep a list of items that need to be addressed and cross them off one at a time. Regardless of your ...

Continue reading 6 Ways to Protect Yourself Financially In Case of Serious Injury

5 Comments December 11, 2020

A Guide on How to Earn Money with P2P Bitcoin Trading

By Sabado Domingo

Peer-to-peer (P2P) cryptocurrency trading is on the rise across bitcoin, tether, ethereum and litecoin. Unlike other assets and the regular exchanges where people have to be active all the time, P2P trading allows a person to have a passive option ...

Continue reading A Guide on How to Earn Money with P2P Bitcoin Trading

Leave a Comment December 10, 2020

3 Smart Financial Moves Everyone Should Consider Before the New Year

By Sabado Domingo

This year has been unique, stressful and scary at times. Unfortunately, isn't over yet. But while 2020 has thrown a curve ball in many Americans' finances, there's still time to make some smart money moves and end the year on a better note. If ...

Continue reading 3 Smart Financial Moves Everyone Should Consider Before the New Year

1 Comment December 4, 2020

6 Good Reasons Why the Holiday Season Is a Great Time for Recruiting

By Sabado Domingo

Recruiting as a profession has elements in common, but who you do the recruiting for is as varied as can be. For example, there are military, pharmaceutical, finance, management, sales and sports recruiters. Some recruiters work very specifically ...

Continue reading 6 Good Reasons Why the Holiday Season Is a Great Time for Recruiting

1 Comment November 27, 2020

3 Short but Savvy Winter Season Shopping Tips

By Sabado Domingo

December typically begins a three- or four-month period where household and personal bills can skyrocket, largely due to heating and winter prepping. As a result, it's important to get smarter with the resources you have in order to ensure you're not ...

Continue reading 3 Short but Savvy Winter Season Shopping Tips

5 Comments November 25, 2020

A Step-by-Step Guide for Using Most Money Management Software

By Sabado Domingo

When you are new to personal finance, you might rush to buy the best, most robust money management tools. After all, as a rookie, you will need as much help as possible to keep your finances organized and your spending and saving on ...

Continue reading A Step-by-Step Guide for Using Most Money Management Software

Leave a Comment November 20, 2020

8 Great Ways to Make Money Online

By Sabado Domingo

There are many ways to make money online. Believe it or not, there are plenty of great alternatives out there. Best of all, most of them can easily be set up and run in your spare time, and with little or no initial financial investment. Here are ...

Continue reading 8 Great Ways to Make Money Online

2 Comments November 17, 2020

5 Clever Ways to Improve Google Shopping Results

By Sabado Domingo

Almost immediately after Google Shopping evolved into a revolutionary monetized service, professional marketers from many different industries have searched for ways to get the most value from it. Google Shopping basically is a comparison shopping ...

Continue reading 5 Clever Ways to Improve Google Shopping Results

Leave a Comment November 11, 2020

What Is Forex and Why Is It So Popular?

By Sabado Domingo

With a daily turnover of $6.6 trillion, forex trading is by far the largest financial market in the world. There is a lot of money to be made in the forex market and you can even start your own forex journey without using your own money by utilizing ...

Continue reading What Is Forex and Why Is It So Popular?

8 Comments November 4, 2020

How to Prepare for Retirement Medical Costs in 4 Easy Steps

By Sabado Domingo

How much should a person save for healthcare and medical expenses in retirement? To give you an idea, a 65-year-old couple retiring in 2020 could expect to spend nearly $300,000 throughout their retirement on these expenses alone. This does not ...

Continue reading How to Prepare for Retirement Medical Costs in 4 Easy Steps

2 Comments October 27, 2020

5 Ways to Avoid Outspending Your Income in Retirement

By Sabado Domingo

Everyone looks forward to their golden years as a wonderful time of relaxation and enjoyment. It's a time to revel in the fruits of your labor, or volunteer if you feel like it. The last thing you want to do is to outspend or outlive your income in ...

Continue reading 5 Ways to Avoid Outspending Your Income in Retirement

4 Comments October 14, 2020

Yes, Check Writing Still Has Its Benefits; Here’s Why

By Sabado Domingo

In the old days, people wrote checks for everything from groceries to used cars. Everybody walked around with a checkbook in their purse or back pocket because it was the primary means of conducting transactions. Not any more. Today, most ...

Continue reading Yes, Check Writing Still Has Its Benefits; Here’s Why

3 Comments October 7, 2020

What the Dow Jones Shakeup Says About Market Preferences

By Sabado Domingo

The Dow Jones Industrial Average -- the storied aggregation of 30 blue-chip industrial and manufacturing stocks -- underwent a significant shakeup in late-August. Three of the Dow's constituent members, Exxon Mobile, Pfizer, and Raytheon, were ...

Continue reading What the Dow Jones Shakeup Says About Market Preferences

1 Comment October 2, 2020

Why It’s Important to Insure a Rental Property

By Sabado Domingo

An investment property is likely to initially cost more than a single-family home. Buyers don't get the loan benefits of buying an owner-occupied property. Plus, multiple residents increase the likelihood of accidents and structural damage to the ...

Continue reading Why It’s Important to Insure a Rental Property

3 Comments September 23, 2020

How to Save Money on Your Next Vehicle Upgrade

By Sabado Domingo

In these difficult economic times, you may feel that you have to delay getting any upgrades for your vehicle. If you're struggling to pay the bills or set aside savings, then you're right. You should put off getting upgrades or add-ons until the ...

Continue reading How to Save Money on Your Next Vehicle Upgrade

Leave a Comment September 16, 2020

3 Ways to Save Your Small Business Time and Money

By Sabado Domingo

Nowadays it's not enough to simply offer a good product or service. Small businesses must also be savvy with their finances, learning when to spend and when to save in order to maximize the return on all their investments. If you own a small ...

Continue reading 3 Ways to Save Your Small Business Time and Money

1 Comment September 3, 2020

5 Telltale Signs That You’re Headed for a Credit Crisis

By Sabado Domingo

You don't have bad credit -- yet. However, anyone can make a mistake that leads him or her down the wrong credit path. Fortunately, bad credit isn't usually something that develops overnight; instead, credit errors compile over time to transform a ...

Continue reading 5 Telltale Signs That You’re Headed for a Credit Crisis

3 Comments September 2, 2020

5 Things Everyone Should Do Before Applying for a Mortgage

By Sabado Domingo

Have you checked your credit score? Do you have all of the correct paperwork in order? Are you aware of the market in which you are planning to buy? Applying for a mortgage is never an easy job. You can't change your income or credit history ...

Continue reading 5 Things Everyone Should Do Before Applying for a Mortgage

1 Comment August 13, 2020

4 Ways to Save Money on Social Media Promotion Campaigns

By Sabado Domingo

A good promotion campaign is essential for the growth of any business. But a good campaign doesn't always mean an expensive one. The modern Internet has dozens of ways to create a great promotion without spending your last money and hoping for ...

Continue reading 4 Ways to Save Money on Social Media Promotion Campaigns

Leave a Comment August 12, 2020

Should You Wait to Start a Small Business?

By Sabado Domingo

We live in a fast-paced society based around the ideal of instant gratification. Unsurprisingly, patience is a pretty rare virtue in both consumers and business leaders. People are often most concerned with making progress as quickly as possible. ...

Continue reading Should You Wait to Start a Small Business?

Leave a Comment August 5, 2020

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This site is for informational and entertainment purposes only, and the content herein should not be mistaken for professional financial advice. In fact, making investment decisions based on information published here, or any other website for that matter, is more than unwise; it is folly. This website accepts advertising in the form of monetary and other compensation; as such, topics of discussion are occasionally influenced by these advertisers. Sometimes, an article may also include affiliate links, meaning, at no additional cost to you, this blog earns a commission if you click through and make a purchase (for example, as an Amazon Associate I earn from qualifying purchases). Remember, you and you alone are responsible for the decisions you make in life, so please contact an independent financial professional for advice regarding your unique personal situation.

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