Knowing how to handle your finances by making the right decision is called financial literacy. It is the set of skills or knowledge that can help you achieve financial success. Many people don't bother to learn how to manage their finances because it ...
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The Financial Benefits of Living in an Apartment
While a lot of people might feel pressured to buy a home with home ownership a major milestone representing stability and the freedom of reaching adulthood to many, home ownership isn't always the right answer; in some cases it makes more sense to ...
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How to Budget Your Discretionary Income for Non-Essential Purchases
After covering basic expenses like rent or mortgage payments, car payments, groceries, utilities, and so on, it can be hard to cut back on more fun discretionary spending such as going out to eat or buying the latest video game. However, by budgeting ...
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How Different Types of Tickets Affect Auto Insurance Quotes
Getting a ticket while driving always has an impact on car insurance rates, but the significance of the impact that is made to car insurance rates differs according to the violation. While it is important to avoid breaking laws while driving, knowing ...
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What Are the Benefits of Investing in a Franchise?
There is an obvious appeal to building your own brand from the ground up, but this is often counteracted by many challenges. New businesses come with many unknowns, which eventually cause them to fail within the first few years of operation. ...
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Financial Records: Which Ones to Keep and for How Long?
Despite the fact that almost every business and service offers paperless options, you can still wind up with a load of paperwork. It's not uncommon for the average household to receive between 30 and 50 pages worth of paperwork in physical or ...
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Money-Savvy Budgeting Tips To Manage Your Disability Insurance Payout
Because no one can predict an injury or illness that leads to a disability, disability cover is a crucial type of insurance policy that everyone should have. And if you have found yourself in the unfortunate position you need to claim your policy, ...
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The Best Homework Planning Apps
Getting all your homework done on time is a tough challenge for students. On some days, the pressure gets so high that students forget about trivial things, ending up studying until late at night to finish their tasks. To avoid such emergencies and ...
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4 Ways to Automate Your Finances
In this day and age, everyone relies on automation to some degree. Many workers have their paychecks automatically deposited into their bank accounts, while many businesses have automated processes for a wide range of tasks -- from emailing clients ...
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4 Sneaky Car Dealer Tricks (and How to Avoid Them)
The majority of car dealers are scrupulous professionals who simply want to sell you the vehicle of your choice. So why is it that taking a trip to the dealership often fills car buyers with dread?
It's an unfortunate fact that many car buyers ...
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The Benefits of Green Washing
Did you know that your home appliances make up a third of your water and energy consumption? Many washing machines are designed to be largely energy and water efficient, so you can rest assured you're helping the environment while reducing your ...
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6 Cheap Ways to Send Money Abroad
Sending money to people or accounts held in foreign countries comes with its own set of complications and costs. Whether you're doing business with a foreign contractor or vendor, sending money to a relative living abroad, or just making sure that ...
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On the Job Training vs. Apprenticeship Programs: Which Is Better?
Many companies are looking at apprenticeships again as a way to train employees. On-the-job training (OJT) is taking a back-seat, as is traditional schooling. Here's what you need to know to make the right choice:
On-The Job-Training ...
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Bitcoin: How to Invest In This Incredibly Speculative Asset
The best way to experiment with any new asset class is by taking a small position in it. Buying bitcoin is a great way to experiment and experience this asset. However, it is also a fact that investments in bitcoin and other cryptocurrencies come ...
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How Much Life Insurance Do You Need? Here Are 4 Big Considerations
Life insurance is essential to provide peace of mind you'll know that in the event of your death your loved ones will be well provided for and financial hardship will not add to their difficulties as they come to terms with your loss.
But how ...
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People Are Now Selling Their Homes For Bitcoin
Bitcoin has continued to gain popularity as a simple value transfer method for any product or service imaginable. As a result, selling real estate for bitcoin has become increasingly popular across the United States and the rest of the world. For ...
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The Young Professional’s Guide to Retirement
As a young professional, retirement may seem like it's something that will happen to you in the far-off future. When you're getting started with your career, it can be hard to imagine what life might look like when you stop working. But rest assured, ...
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How to Talk About Your Weaknesses in a Job Interview
If you've ever taken part in a job interview -- as most people have -- you've probably been asked the following dreaded question: "What are your weaknesses?" It's a bit of a loaded question, as the interviewer wants you to give them reasons why they ...
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Calling Gen Z: 4 Key Financial Tips You Need to Know
With all the focus on millennials, it's hard to believe that the first wave of Gen Z has come of age and is now working and planning for retirement.
Well ... some are. Others could use a nudge.
Financial Finesse found through its Generational ...
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What Is Debt Consolidation and How Can It Benefit You?
Do you pay for several loans at the same time? If so, you should know that it's possible to combine them and pay less by a common financing technique known as "debt consolidation."
Why choose consolidation?
Better than regular refinancing. ...
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