Planning how to fund your business at various stages is part of being a business owner. Most companies need external capital at some point in the life of the company. There are two main ways to raise capital: debt and equity.
With debt, you borrow ...
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6 Personal Finance Tools for College Students
As kids head off to college, they face a range of new temptations that can drain their financial resources. For many parents, the fear of a child falling into financial trouble is as deep as concern over academic performance. Unlike a semester of ...
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5 Steps to Securing a Small Business Loan
It's tough out there in the business sector; especially when you're just starting out. To this end, a small business loan can be a great relief -- but only if you have a meticulous plan for securing the best one for your fledgling company. You can ...
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7 Tips to Help Ensure Your Bills Are Always Paid On Time and In Full
As you probably already realize, you're going to run into significant problems if you're unable to get your bills paid in full. Late payments will cause your bills to double, if not quadruple. Simultaneously, there is a good chance that your credit ...
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How to Buy a Great Mattress Without Spending a Fortune
If you want to be as productive and healthy as you possibly can, you need to ensure that you get a good night's sleep; for most adults this is between seven and nine hours each night. You may not realize it, but if you want to make sure that you get ...
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How to Know Which Bankruptcy Chapter Is Best for You
Nobody ever truly starts out dreaming of going bankrupt one day -- but sometimes it's a necessary evil. If the day finally comes when you decide to file for bankruptcy, the next decision is to understand the type of bankruptcy that best suits your ...
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How to Find the Cheapest Broadband So You Can Save a Small Fortune
The days when only a few people had access to the Internet are long gone. The Internet now provides us with endless information and has near endless uses -- so having reliable access is a must in today's world. But what do you really need in an ...
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How Smart Entrepreneurs Manage Business Risk
Not too long ago, Len wrote about ways to manage personal finance risks. Evaluating risk is an important facet of being entrepreneur; the key is in understanding how to properly manage those entrepreneurial risks and how much of a risk you should be ...
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4 Alternatives to Cashing Out Your 401k When You Need Money
When you need money, whether it's to pay for your child's education, purchase a new home, or to pay your bills, it can be tempting to turn to your 401k. However, even if you think that you have plenty of time to pay back the money you borrow from it, ...
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The Do’s and Don’ts of Building an Outdoor Fire Pit
Sitting before a fire under the stars on a cool summer night is, without a doubt, what life is all about; life's about enjoying the simple things. And whether you're roasting marshmallows with the kiddos or sipping hard cider with friends, a backyard ...
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4 Smart Home Improvement Projects That Save Money in the Long Run
There are some things you can purchase or install in your home that will help save you money over the long run. Planning ahead for these opportunities can give you the best perspective on what will save you money in the future -- even if there is an ...
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A Homeowners Insurance Primer for Newbies
Most people understand the necessity of purchasing homeowners insurance to protect one of the largest investments they will make during their lives. But it is also vital to understand the types of coverage that are available, what is -- and is not -- ...
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Evaluating the Pros and Cons of 4 Common Car Loan Alternatives
In an ideal world we all want to be debt-free; and borrowing money is something that we all should approach with caution. However, when it comes to living a real life, very few of us will be able to escape borrowing money to finance a larger ...
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5 Side Businesses You Can Start from Home
If you're one of the few people who can walk into your work and demand a raise, good for you! Most of us can't do that, but almost everyone wishes they had some more money in their pockets -- especially at the end of the month.
Luckily, there are ...
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6 Cheeky Ways Frugal People Save Money
Hands up if you love budgeting.
The odds are, most of you will be shaking your heads, rolling your eyes, or perhaps even thinking about moving on. Seriously, who wants to read any more crap about how to budget?
But wait!
We know you've heard ...
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What Influences Your Credit Report Score?
If you've ever gotten a free credit report score, you've probably wondered exactly what factors influence your overall credit score. Unfortunately, your credit score is a complicated number that is influenced by a variety of factors that differ from ...
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How to Find and Evaluate the Best Home Warranty Insurance Providers
Every home is subject to wear and tear over its lifetime; both due to the normal process of aging and as a result of other risks such as fires, bad weather or earthquakes among others.
Depending on the magnitude of repairs needed at any given ...
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4 Things Every Homeowner Should Look for in a Pest Control Company
Like it or not, pests in the home are a fact of life. And the truth is, most people will end up having to call a professional pest control service -- no matter whether it's to get rid of a serious bug problem in the kitchen, rats in the attic, or ...
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5 Ways to Jumpstart Your Investing
Investing is essential for laying the foundation to your future. Wise investing will help provide the retirement dream that you've always wanted. Luckily, there are dozens of different ways that you can kick start your investing to get where you want ...
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If You Love Finance Then Maybe a Career in Insurance Is for You!
Woody Allen famously said, "There are worse things in life than death. Have you ever spent an evening with an insurance agent?"
If you love the challenge of creating a budget, are fascinated with market fluctuations and arent put off by a few ...
Continue reading If You Love Finance Then Maybe a Career in Insurance Is for You!
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