While scouring the web for the best ways to fix your personal finances I became distracted. In fact, before I knew it I had run into this cool site that is devoted to the wondrous and wacky world of duct tape.
Did you know that duct tape was first ...
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Black Coffee: A Recipe for Disaster
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Another busy week is crossed off the ...
Continue reading Black Coffee: A Recipe for Disaster
Retirement Planning: The Cost of Withdrawing Retirement Funds Too Early
Deciding when to retire, and perhaps more importantly, deciding when to begin withdrawing funds from our retirement accounts is a major financial decision. Unfortunately for some people with retirement assets the only “rule” in place is a tax ...
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Building Your Finances for Meeting Unplanned Healthcare Costs
Healthcare in the US is one of the leading causes of financial stress for citizens. According to the Commonwealth Fund, personal as well as in GDP, money spent on healthcare is higher in the US than in other high-income countries. For this reason, ...
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Mortgage Refinancing Pros and Cons
There are both good and bad reasons why homeowners should - or should not - refinance their mortgage. With that in mind, let's discuss some of the biggest mortgage refinancing pros and cons.
Here are a few of the most common reasons why mortgage ...
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4 Things Everyone Should Know About Corporate Finance Lawyers
Corporate finance is basically what makes the world go around, and every day there are hundreds of thousands of transactions between different corporations and commercial operators. When you have high numbers or transactions and a lot of money ...
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Holiday Parties: 5 Host Gifts That Won’t Break the Bank
The holiday season is upon us, and soon you'll begin receiving invitations for holiday parties. While holiday parties are part of what makes this time of the year so wonderful, they can also take a massive toll on your savings account. From buying ...
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Is Earthquake Insurance Worth It?
When it comes to living in Southern California, earthquakes are a part of life. But don't be fooled: Earthquakes can happen anywhere. With that in mind, many people often ask me: Is earthquake insurance worth it?
Thankfully, after 35 years of ...
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Black Coffee: A Lesson In Creative Accounting
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had a wonderful week. ...
Continue reading Black Coffee: A Lesson In Creative Accounting
Grandfather Says: The Continuing Chronicles of Elaine, Part 54
The following was written by my late wife Elaine. She wrote a long book, a diary really, from which this is one passage:
Trip to Alderney, English Channel Islands; A Dream Come True
Ellen and I planned this trip, studying travel catalogs from ...
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A Day in the Life of a Low Performer
A few months ago I read an interesting analogy in the book Talent is Overrated, by Geoff Colvin. The average low performer runner, says the author, thinks about anything besides than the painful fact that he's running. Elite runners, by contrast, ...
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How to Budget for Comprehensive Home Remodels
Embarking on a comprehensive home remodel is an exciting opportunity to transform your living space into the home of your dreams. However, without proper budgeting, costs can quickly spiral out of control. Knowing what to expect financially and how ...
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How to Find a Low-Cost Pest Control Company That Won’t Rip You Off
Eventually, pests happen. Whether it's a rat or rodent infestation, a serious bug problem or something more serious like termites, you will need to hire a professional pest control company. In most cases, you can rely on them to rid your home of a ...
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5 Tips for Avoiding Buyer’s Remorse (That I Learned the Hard Way)
I think it's safe to say that, like the common cold, almost all of us occasionally suffer from buyer's remorse. Of course, avoiding buyer's remorse is everyone's goal; but nobody's perfect. So today, against my better judgment, I'm going to share my ...
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Black Coffee: Income & Outgo
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Well ... another busy week is behind ...
Continue reading Black Coffee: Income & Outgo
Grandfather Says: The Continuing Chronicles of Elaine, Part 53
The following was written by my late wife Elaine. She wrote a long book, a diary really, from which this is one passage:
I’ve looked back sometimes at minor little road scares and have been thankful that I made it through nine winters on mountain ...
Continue reading Grandfather Says: The Continuing Chronicles of Elaine, Part 53
6 Ways to Save Money Despite Living Paycheck to Paycheck
If you've been living paycheck to paycheck, starting a savings account might seem like an impossible feat. However, there are things you can do to save money, even if it's only a little bit at a time. For example:
Shop Smarter
One major reason why ...
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How to Protect Your Financial Data During the Holiday Shopping Hustle
With all the fun and excitement the holidays bring, the last thing you want on your mind is if somebody is robbing you blind out in cyberspace. Guard yourself when shopping online during the holiday shopping hustle by following these six helpful tips ...
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Audit vs. Review vs. Compilation: Financial Statements Explained
Financial statements are extremely important in understanding whether or not a business has performed according to the standards or expectations. An understandable and accurate statement will also help figure out its financial position, as well as ...
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The Secret to Financial Freedom on a Modest Income
Earlier this summer my teenage son revealed to me and the Honeybee that he has a girlfriend. Yes, it's his first one.
And as every guy who has ever dared to play the game of love knows, courting the fairer sex requires a suitor to spend a little ...
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