Are you thinking about fortifying your retirement savings with a Roth IRA?
Sure, Roth IRAs have their disadvantages -- but there are some really good reasons why you may want to consider one too. Here are the seven best:
Qualified distributions ...
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6 Ways to Avoid Becoming a Pickpocket Victim
Imagine you're on vacation -- in a foreign country, no less -- and you've been the victim of a pickpocket. Cash, credit cards, passport -- all gone. What do you do? It's a nightmare scenario nobody wants to go through. Thankfully, you can lessen the ...
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8 Ways to Make Money on Your Morning Commute
If you want to get ahead in life, you have to work for it -- even on the way to your job. That's right; one way to stack additional cash is to find an alternative income source -- and a great way to do that is by earning additional money during your ...
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8 Ways to Tame Your Credit Card Debt Fast!
Somebody printed this on a T-shirt: "The holidays are over and all I got was a mountain of debt!"
Sound familiar? Don't feel bad; you're not alone.
According to CBS News, the average credit card balance per US household is now $9600. And with ...
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11 Dollar Store Bargains You’d Be Crazy to Buy Anywhere Else
How do I love the dollar store? Let me count the ways with these mega bargains that you'd be crazy to buy anywhere else!
For control purposes, I compared Dollar Tree items side-by-side to similar products at Walmart. Your shopping habits will ...
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7 Big Reasons Why a Roth IRA Isn’t the Best Way to Save for Retirement
Are you trying to decide whether or not you should be building your retirement savings with a Roth IRA?
It's true; using a Roth IRA has its advantages -- but there are also more than a few reasons that may make you think twice before getting one. ...
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10 Great Ways to Avoid Student Loan Debt
When the average student graduates, she's approximately $37,000 in the hole. That's some education, all right.
According to Forbes, more than 44 million students are up to their caps and gowns in student-load debt -- to the tune of $1.3 trillion. ...
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6 Things That Are Better to Buy Than Rent
I recently wrote a post here that highlighted things that are better to rent than buy. Now it's time to flip it and reverse, a la Missy Elliot. Here are a few items for which you should always shell out full price -- even if you don't want ...
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6 Ways Procrastinating Hurts Your Finances
Lots of people live by the procrastinator's creed: Why do today what you can put off until tomorrow?
You might even be one of them.
But while this practice seems innocuous enough, it's actually costing you an embarrassing amount of money. Here ...
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15 Things That Are Better to Rent Than Buy
Want to enjoy life's finer things without the big investment? Then instead of spending cash to own them outright, consider renting -- especially if you'll only use them infrequently.
Renting can often fill a temporary void without creating a new ...
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How to Convince Friends and Family Members to Lend You Money
I'll be the first person to warn you about borrowing money from family and friends, but if you really must turn to your pals and relatives for some quick cash, here are a few tips that will help you do it right and keep your relationships ...
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8 Tips on How to Love Your Life — and Not Focus on the Joneses
What is the root of all evil? Some think it's greed while others believe it's envy. They often go hand-in-hand, but neither brings personal satisfaction.
To find true happiness, we must look within instead of coveting that of others. Here's ...
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7 Ways to Get the Most for Your Money on a Road Trip
According to AAA, nearly nearly 80% of Americans planning family vacations will hit the open road this summer. Chances are, you are too, and while you may be saving money over costly flights and en route hotel stays, there's still opportunity to ...
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5 Ways to Make Your Final Working Years Before Retirement Really Count
According to leading psychologists, it's important to start planning for the transition to retirement three to five years ahead of your retirement date. You can set yourself up for retirement success by considering these five factors:
Volunteer ...
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The Pros and Cons of Taking Social Security Early
Nobody knows exactly how long Social Security will last, but for the time being you're still entitled to what the government has stashed on your behalf over the course of your life. So at least for now, the dilemma is not if you'll receive the payout ...
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How to Take Advantage of Error Fares for Booking Super Cheap Flights
Flying the friendly skies is an efficient and often necessary way to travel, but the cost of such convenience is often prohibitive. From ticket prices to baggage fees to in-flight purchases, these expenses can take a big chunk out of your vacation ...
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10 Famous People Who Have Gone Bankrupt
Being rich and famous can set you up for life -- and well beyond that -- but it also can make otherwise smart people do really stupid things with their money. Just ask M.C. Hammer, who very famously filed for bankruptcy after spending his estimated ...
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What Should You Do If the IRS Finds a Mistake Made by Your Tax Preparer?
If your accountant or tax preparer makes a mistake on your taxes, guess whose problem it is? Yep -- all yours.
If the IRS comes a-calling, demanding you fix the inconsistencies -- hopefully without a full, nightmarish audit -- then here's what you ...
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Joint vs. Separate Bank Accounts: Which One Is Really Better?
The eternal question for partners who settle down together is and always will be: Do we keep our money separate or open a joint account?
Personally, I'm against joint accounts -- I don't want anybody micromanaging my cash flow.
There are ...
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8 Smart Alternatives to Wasting Your Money on a Lavish Wedding
I don't like weddings.
Call me cold-hearted, but I don't find anything enjoyable about having to put on a suit and tie in the middle of a heat wave in August while two people profess their undying love for one another outdoors. Meanwhile, I'm over ...
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