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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

8 Ways to Stay Motivated When Nothing Is Going Right

By Mikey Rox

Staying motivated when the chips are down isn't easy. You feel deflated, perhaps a failure, and maybe even afraid for your job. The first thing to remember is that nobody is perfect; we all make mistakes. The second thing is that you can turn the ...

Continue reading 8 Ways to Stay Motivated When Nothing Is Going Right

March 30, 2021

4 Ways to Make Saving Fun by Turning It Into a Game

By Mikey Rox

We all want to save money, but for many us, saving is difficult. It may be hard because we don't make enough money to send to our savings accounts, or perhaps we're spending too much of what we earn on frivolous things. Even so, saving isn't ...

Continue reading 4 Ways to Make Saving Fun by Turning It Into a Game

March 16, 2021

How to Get a Good Job Without a College Degree

By Mikey Rox

Earning a college degree will go a long way in helping you land your dream job, but it's not always necessary. In fact, more and more employers today are passing up candidates with expensive degrees in favor of those who come to the table with ...

Continue reading How to Get a Good Job Without a College Degree

March 3, 2021

7 High-Paying Tech Jobs That Desperately Need Women

By Mikey Rox

With male domination in certain corporate sectors, it's nice to know there are still plenty of incredible careers waiting for intelligent, ambitious women of all ages. In particular, tech-based employers are looking for women to diversify their ...

Continue reading 7 High-Paying Tech Jobs That Desperately Need Women

February 23, 2021

The 9 Biggest Rules for Dating on a Budget

By Mikey Rox

For most people, dating is fun. However, dating isn't cheap, and depending on what you two like to do, it can take a sizable toll on your finances. Back in the day, taking your date to a fancy restaurant and an extravagant activity meant you ...

Continue reading The 9 Biggest Rules for Dating on a Budget

February 2, 2021

7 Signs That Tell Smart Stock Market Investors It’s Time to Sell

By Mikey Rox

Nobody wants to be on the losing end of a stock market investment, but it happens. The good news is you can avoid potential financial devastation by recognizing a few key signs that often indicate when it's finally time to sell stock in a company. ...

Continue reading 7 Signs That Tell Smart Stock Market Investors It’s Time to Sell

January 26, 2021

8 Ways to Keep a Family Business From Tearing the Family Apart

By Mikey Rox

Thinking about going into business with a family member? Tread lightly; one disagreement could rip that relationship to shreds. Fortunately, you can give yourself the best chance of success by following a few key tips that are designed to keep a ...

Continue reading 8 Ways to Keep a Family Business From Tearing the Family Apart

December 22, 2020

4 Rules for Cashing Out Your 401k When You’re In a Financial Pickle

By Mikey Rox

There may be times in life that you'll fall into financial hardship, and it's wise to plan ahead for the inevitable. An emergency fund -- that is, a generous amount of cash in your savings or another account -- is ideal for dealing with these ...

Continue reading 4 Rules for Cashing Out Your 401k When You’re In a Financial Pickle

December 15, 2020

6 Ways to Avoid a Holiday Debt Hangover

By Mikey Rox

The holidays come with a host of stressors, the most Xanax-inducing of which is perhaps overspending. Sure, we make our lists and check them twice, but we're still human. Sales, discounts and deals are flashed furiously before your eyes while you're ...

Continue reading 6 Ways to Avoid a Holiday Debt Hangover

December 1, 2020

8 Ways to Save on Dental Care Without Insurance

By Mikey Rox

Do you need to get your grill fixed, but don't have dental insurance? You're not alone. More than 100 million US consumers -- that's nearly one-third of the nation's population -- are without access to dental care because of increased costs that ...

Continue reading 8 Ways to Save on Dental Care Without Insurance

November 10, 2020

7 Ways to Improve Your Financial Outlook Before Winter Sets In

By Mikey Rox

Summertime, with all its outdoor fun and activities, can do a considerable amount of damage to your budget -- but there's no reason to panic because autumn is a great time to concentrate on getting your financial situation back on track. Here are ...

Continue reading 7 Ways to Improve Your Financial Outlook Before Winter Sets In

October 27, 2020

Planning a Wedding? Here Are 9 Ways to Ensure You’ll Pay Too Much

By Mikey Rox

For most people, getting married is one of the happiest milestones of their life -- until they get the bill. Last year, the average cost of a US wedding was a whopping $33,901 -- which is why one-third of couples go into debt to afford their big ...

Continue reading Planning a Wedding? Here Are 9 Ways to Ensure You’ll Pay Too Much

October 20, 2020

6 Career Killers and How to Avoid Them

By Mikey Rox

Want to get ahead at work? Here are six big career killers that many people fail to realize will minimize their professional potential in the workforce. Mistaking Volume for Effectiveness Just because you're doing a lot of work doesn't ...

Continue reading 6 Career Killers and How to Avoid Them

October 6, 2020

10 Things You Should Be Doing Now So You Can Retire on Time

By Mikey Rox

Do you have grand plans to spend your golden years lying on a beach, hitting the links on weekdays, or sipping cocktails until the sun goes down? By following a few simple tips you can retire on your own terms -- on time, or even earlier -- and live ...

Continue reading 10 Things You Should Be Doing Now So You Can Retire on Time

September 15, 2020

8 Ways to Prepare for Your Next Job Interview and Walk Away a Winner

By Mikey Rox

You did it! You finally landed that coveted job interview. The hard part is over, but now another major challenge is on the horizon: the actual interview. Here's how to go into it confident, prepared and ready to hire: Before the Interview ...

Continue reading 8 Ways to Prepare for Your Next Job Interview and Walk Away a Winner

September 1, 2020

10 Reasons Why You Don’t Need a College Degree to Succeed

By Mikey Rox

For your whole life you've been told that you won't get very far without a college education. Well, I'm here to break your heart: they lied. Despite your youthful indoctrination to the contrary, here are some really good reasons why you don't need ...

Continue reading 10 Reasons Why You Don’t Need a College Degree to Succeed

August 18, 2020

How to Negotiate a Higher Salary with Potential Employers

By Mikey Rox

Whether you're being considered for a new position at a new company or you're trying to climb the ladder within your current company, the name of the game is a higher salary. Yes, the work is supposed to satisfy us, but for most people it's all about ...

Continue reading How to Negotiate a Higher Salary with Potential Employers

August 4, 2020

11 Ways to Make Your Retirement Savings Grow Faster

By Mikey Rox

Want to retire early? The fastest way to do that is to step up your savings game. So here are some suggestions on how to build up your retirement fund at a quicker pace. Crunch the numbers You don't have to be a math wiz to calculate how much ...

Continue reading 11 Ways to Make Your Retirement Savings Grow Faster

July 22, 2020

How to Survive a Financial Crisis in Your Relationship

By Mikey Rox

Relationships are hard enough as it is, but throw money into the mix and it becomes a recipe for certain disaster. It doesn't have to go down like that though. Your relationship can survive a financial crisis -- yes, even a menacing mound of debt -- ...

Continue reading How to Survive a Financial Crisis in Your Relationship

June 23, 2020

Critical Business Success Secrets From 5 Tuned-In Financial Advisors

By Mikey Rox

Throughout my career as a personal-finance blogger, I've given a lot of advice -- both personal and business related. But the truth is, I don't have any formal training in money matters. What I know comes from everyday living: previous debt, ...

Continue reading Critical Business Success Secrets From 5 Tuned-In Financial Advisors

June 2, 2020

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Disclaimer

This site is for informational and entertainment purposes only, and the content herein should not be mistaken for professional financial advice. In fact, making investment decisions based on information published here, or any other website for that matter, is more than unwise; it is folly. This website accepts advertising in the form of monetary and other compensation; as such, topics of discussion are occasionally influenced by these advertisers. Sometimes, an article may also include affiliate links, meaning, at no additional cost to you, this blog earns a commission if you click through and make a purchase (for example, as an Amazon Associate I earn from qualifying purchases). Remember, you and you alone are responsible for the decisions you make in life, so please contact an independent financial professional for advice regarding your unique personal situation.

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