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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

Are There Benefits to Cosigning a Loan?

By Enero Febrero

Have you been invited by a family member or a friend to be a cosigner for their loan? Or have you ever experienced the need to have a cosigner to be approved for a loan? Everyone who is suffering from a bad credit score might already have ...

Continue reading Are There Benefits to Cosigning a Loan?

May 10, 2021

Starting a Business? Then You Need to Read This

By Enero Febrero

There is no doubt that the economy has been under a lot of pandemic-related pressure in the last year. As a result, many people are financially struggling to get back on their feet. It also means that some people try new, different ways to make a ...

Continue reading Starting a Business? Then You Need to Read This

March 30, 2021

How to Save Money On DIY Home Improvement Projects

By Enero Febrero

When making home improvements, savvy household CEOs employ an effective year-round strategy to help beautify their home and increase its value by using coupons, promo codes, and cash-back sites to help save money. Whether it's weather-stripping a ...

Continue reading How to Save Money On DIY Home Improvement Projects

March 10, 2021

Love Gaming? Here’s How to Stay Money-Smart In Your Betting Adventure

By Enero Febrero

Everyone likes to get an extra buck on a buck invested, right? And isn't that what the fundamental idea of betting is? Earning more than you invested, and all you have to give is a prediction! Well, it sounds simple -- and it is -- but there is a ...

Continue reading Love Gaming? Here’s How to Stay Money-Smart In Your Betting Adventure

December 11, 2020

Do Payday Loans Have Any Benefits?

By Enero Febrero

Many people take out a payday loan when they have no other way of getting urgent cash. Whether it's a sudden medical bill or overdue rent, payday loans are often the only way to get that financial cushion, short of borrowing from a friend or ...

Continue reading Do Payday Loans Have Any Benefits?

November 20, 2020

The Time to Reap Returns Depends on the Investment Type

By Enero Febrero

About half of Americans never invest at all. At least that's what the headlines say. In reality, if you're living and breathing, and have the power of decision-making, you're an investor; you invest your time and money in stuff and pursuits. ...

Continue reading The Time to Reap Returns Depends on the Investment Type

November 18, 2020

7 Tips University Students Can Take Advantage of to Save Money

By Enero Febrero

College time is an expensive period of life. Lots of students have to pay for their tuition or repay credits. In addition, the rental fees are going up from year to year. Even if you are not a party person and dedicate all the time you have to study, ...

Continue reading 7 Tips University Students Can Take Advantage of to Save Money

October 23, 2020

What Is a Trademark and Why Is It Important?

By Enero Febrero

As the world becomes more digitized, it is important for everyone to protect their identity. This means not only taking the steps to ensure that sensitive personal information is protected, but also information concerning creations. Whether you ...

Continue reading What Is a Trademark and Why Is It Important?

October 9, 2020

How to Successfully Invest in Sustainable Housing

By Enero Febrero

As we continue to move forward in the future, more and more thought is put into whether housing is sustainable or not. We also expand investment sectors to include more than just traditional housing, as cities and states reconsider regulations around ...

Continue reading How to Successfully Invest in Sustainable Housing

September 25, 2020

Tennessee Sees Title Loan Application Surge: “Fed Subsidy Isn’t Enough!”

By Enero Febrero

To say that the novel coronavirus COVID 19 has devastated the US economy would be an understatement. While the country has been enjoying fantastic economic growth for years prior to the pandemic, it didn't take long for public health and safety ...

Continue reading Tennessee Sees Title Loan Application Surge: “Fed Subsidy Isn’t Enough!”

September 24, 2020

3 Ways to Ensure Your Mortgage Loan Gets Approved

By Enero Febrero

Buying a home is a significant financial investment and it could be potentially stressful because of the long processes involved. Getting your dream house is often a major hassle in itself -- sometimes you'll find a house you love but it won't be ...

Continue reading 3 Ways to Ensure Your Mortgage Loan Gets Approved

September 9, 2020

Common Mishaps to Avoid When Holding a Video Conference

By Enero Febrero

In order to be successful, every business meeting should be planned in advance; and a virtual meeting held by video conference is no different than a traditional meeting. This is more important than ever now that COVID has forced most business ...

Continue reading Common Mishaps to Avoid When Holding a Video Conference

August 28, 2020

Is It Possible to Keep Your Finances in Check During COVID?

By Enero Febrero

Finances are usually a fickle subject for many. Some live paycheck to paycheck while others can't even make it that far. Regardless of where you fall on the spectrum, it's probably safe to say that your finances have completely changed from what ...

Continue reading Is It Possible to Keep Your Finances in Check During COVID?

August 21, 2020

How to Launch Your Own Business as a Student

By Enero Febrero

Many of the most successful businesses we know started in colleges; Facebook, Dell, Insomnia Cookies, and dozens of world-class brands were once just random ideas written down into a textbook on a campus. Starting your business as a student may be ...

Continue reading How to Launch Your Own Business as a Student

August 14, 2020

5 Ways to Enjoy Free Family Travel with Credit Cards

By Enero Febrero

Using your credit cards to earn reward points for travel is a legitimate and easy way to see the world with your family. In addition to flying, the reward points can help families cut costs with their hotel, rental car and meals. Here are several ...

Continue reading 5 Ways to Enjoy Free Family Travel with Credit Cards

August 13, 2020

The Top 10 Ways to Save Money in College

By Enero Febrero

Many parents with kids in college cover their dormitory fees, living, tuition costs, and sometimes, even their 'write my essay' requests for essay services. But at this age, students want more freedom, and for many of them, it consists of a ...

Continue reading The Top 10 Ways to Save Money in College

August 7, 2020

4 Positive Financial Habits to Develop Right Now

By Enero Febrero

Whether you're managing your own money or your business's resources, good financial habits take time to build. Indeed, developing and then carrying out a sound financial plan is often the product of months or even years of hard work and dedication. ...

Continue reading 4 Positive Financial Habits to Develop Right Now

July 31, 2020

Is Early Retirement Worth It? How to Know If You Really Should

By Enero Febrero

Who doesn't dream of having the freedom to retire well before you hit your twilight years? After all, the dream is a good one; you work very hard while you're young and able, and then, while you are still youngish, you quit your job and enjoy an ...

Continue reading Is Early Retirement Worth It? How to Know If You Really Should

July 14, 2020

4 Questions to Ask Yourself Before You Make Any Purchase

By Enero Febrero

We live in a consumption-based society. That is, the economy and, by extension, most businesses depend on individuals to make purchases on a regular basis. Unsurprisingly, the average person is bombarded with ads everywhere they go on the bus, on TV, ...

Continue reading 4 Questions to Ask Yourself Before You Make Any Purchase

July 3, 2020

5 Cost-Effective Ways to Deal With Common Problems

By Enero Febrero

Money can solve many problems. Plain and simple, the more capital you have available, the more resources you can draw on and the more help you can get when you encounter difficult issues. The bad news is that many people can't afford to throw money ...

Continue reading 5 Cost-Effective Ways to Deal With Common Problems

June 26, 2020

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Disclaimer

This site is for informational and entertainment purposes only, and the content herein should not be mistaken for professional financial advice. In fact, making investment decisions based on information published here, or any other website for that matter, is more than unwise; it is folly. This website accepts advertising in the form of monetary and other compensation; as such, topics of discussion are occasionally influenced by these advertisers. Sometimes, an article may also include affiliate links, meaning, at no additional cost to you, this blog earns a commission if you click through and make a purchase (for example, as an Amazon Associate I earn from qualifying purchases). Remember, you and you alone are responsible for the decisions you make in life, so please contact an independent financial professional for advice regarding your unique personal situation.

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