It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Okay, let's get right to it this week ...
Continue reading Black Coffee: Painting the Town Red
How to Determine How Much Rent You Can Really Afford
Moving to a new home is almost always an exciting time. And when it comes to finding a new place to live, affordability is usually one of the top considerations for any renter. Frankly, when you stop to think about it, "How much rent can I reasonably ...
Continue reading How to Determine How Much Rent You Can Really Afford
A Simple Test to Know If It’s Better to Rent or Buy a House
This weekend my friend and I got into a discussion regarding the housing market; he was wondering whether current prices were still cheap enough to justify buying a new home.
"That's a good question," I told him, "We could ask my Magic 8-Ball, but ...
Continue reading A Simple Test to Know If It’s Better to Rent or Buy a House
Black Coffee: Enter the Dragon
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Here's hoping I don't get banned from ...
Continue reading Black Coffee: Enter the Dragon
The Best Personal Finance Book I’ve Ever Read
It seems like every week I get at least one note in my inbox asking me about personal finance books and a suggestion for which one to buy.
Well ... The other day somebody asked me to recommend a personal finance book they could give to their ...
Continue reading The Best Personal Finance Book I’ve Ever Read
My Cola Taste Test: Is Coke Really Better Than Pepsi?
People have been enjoying cola-flavored soft drinks ever since 1886 when the first glasses of Coca-Cola were being served up for five cents each (about $1.44 in today's dollars) at a local Atlanta pharmacy.
Today, soft drinks are a key part of a ...
Continue reading My Cola Taste Test: Is Coke Really Better Than Pepsi?
Black Coffee: A Thief In the Night
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Well ... the New Year is here -- but ...
Continue reading Black Coffee: A Thief In the Night
What is a Rewards Credit Card?
A rewards credit card is specifically targeted at people who want a bonus in exchange for using the card; so the more you purchase, the more rewards you earn. Common rewards include:
Cash dividends. With these cards, for every dollar you spend, ...
Continue reading What is a Rewards Credit Card?
Black Coffee: When Zero Is Your Hero
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had a joyous ...
Continue reading Black Coffee: When Zero Is Your Hero
Are Gas Clothes Dryers Worth the Extra Money?
People looking to save money on appliances quickly learn that gas dryers typically cost between $75 to $150 more than their electric counterparts, primarily because the components are more expensive; for folks on tight budgets, that price premium can ...
Continue reading Are Gas Clothes Dryers Worth the Extra Money?
Black Coffee: The Beginning of the End
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
It's hard to believe that Christmas -- ...
Continue reading Black Coffee: The Beginning of the End
What Is a Student Credit Card?
Student credit cards are specifically targeted at younger people who want to build their credit. These cards usually have higher interest rates than other cards because the people who use them have a limited credit history. Even so, by law, all ...
Continue reading What Is a Student Credit Card?
5 Things Nobody Tells You About Being Poor – And for Good Reason
I'm sorry, folks, but I'm just a little surly right now.
I just finished reading an article at Cracked.com that my son showed me entitled: 5 Things Nobody Tells You About Being Poor.
Apparently, the piece was written by a self-professed member ...
Continue reading 5 Things Nobody Tells You About Being Poor – And for Good Reason
Black Coffee: Bulls and Crocodiles
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had a good week. ...
Continue reading Black Coffee: Bulls and Crocodiles
Caught Ya! My Teenager’s Sly Attempt to Get His Own Credit Card
Last month we found a letter in our mailbox from Discover credit cards that was addressed to my teenage son, Matthew.
Now why would Discover be contacting my son?
You know, the mere thought of a credit card in my 14-year-old son's hands really ...
Continue reading Caught Ya! My Teenager’s Sly Attempt to Get His Own Credit Card
Black Coffee: Racing to the Bottom
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Let's get right to this week's ...
Continue reading Black Coffee: Racing to the Bottom
How Do I Choose the Best Rewards Credit Card?
A rewards credit card is specifically targeted at people who want a bonus in exchange for using the card; so the more you purchase, the more rewards you earn!
There is no magic to selecting the right reward cards. In fact, it basically comes down ...
Continue reading How Do I Choose the Best Rewards Credit Card?
12 Good Reasons Why You Should (and Shouldn’t) Use a Credit Card
When I was a kid I used to have a Ouija board.
Thankfully, my nerdy friends and I were never possessed by evil spirits while conjuring up our dead relatives to see how they were doing (they're fine, thanks); or getting answers to burning questions ...
Continue reading 12 Good Reasons Why You Should (and Shouldn’t) Use a Credit Card
Black Coffee: Gradually, Then Suddenly
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I'm really excited that the Christmas ...
Continue reading Black Coffee: Gradually, Then Suddenly
100 Words On: Why You Should be a Parent, Not a Best Friend
Whether they know it or not, children depend on their parents to say "no" and make tough or unpopular decisions for their benefit. Unfortunately, it's impossible to effectively enforce rules and boundaries without running your household like a ...
Continue reading 100 Words On: Why You Should be a Parent, Not a Best Friend
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