Responsible folks love the plastic in their wallets because credit card benefits simply can't be matched by cash. However, there are several places where credit cards should never be used. Financially speaking, one of the most expensive mistakes any ...
Continue reading 100 Words On: The Dumbest Place Where People Use Credit Cards
18 Facts You Probably Wish You Never Knew About Black Friday
What's not to love about Friday?
I mean, really ... if Saturday didn't exist, Friday would be the best day of the week, bar none.
Let's face it, on any given Friday, it's hard to find anyone in a bad mood; especially after lunch time.
My ...
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Black Coffee: Beware of False Profits
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I see another week has come and gone ...
Continue reading Black Coffee: Beware of False Profits
3 True Loan Stories: How to Lend Money to Family & Friends
Giving out a loan is always a dicey proposition. After all, once you lend the money, there's no guarantee it will be repaid.
The stakes are even higher when we lend money to our friends and family -- or even cosign a loan -- because we not only ...
Continue reading 3 True Loan Stories: How to Lend Money to Family & Friends
Black Coffee: The Chorus of Cassandras Continues to Grow
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everyone is enjoying their ...
Continue reading Black Coffee: The Chorus of Cassandras Continues to Grow
100 Words On: The Most Valuable Subject Taught In Grade School
If you're looking to earn the biggest annualized net return on your college investment, studies consistently show that your best bet is via a science- or math-based technical degree. With that in mind, one would assume science or math is the most ...
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Mailbag: Buy a New Car With a Loan or a Used One With Cash?
Hi Len, I am an avid reader of your website. Thanks for all the great information you share. It's helping my friends become smart with our resources. I'm planning on buying a car soon. I'd like a decent car that won't give me too many problems. I'm ...
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Drop the Guilt: How To Splurge Without Breaking the Bank
Is it just me, or do I come off at times as a real financial stick in the mud? Uh huh. That's what I thought.
Look back at my archives and you'll notice I've written plenty of articles about the importance of saving money and spending less than ...
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Black Coffee: Lollipops and Rainbows
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Well ... another glorious weekend is ...
Continue reading Black Coffee: Lollipops and Rainbows
Debt Elimination: The Pros and Cons of Dave Ramsey’s Baby Steps
Many folks looking for a way to get out of debt and achieve financial freedom eventually gravitate to financial expert Dave Ramsey's Baby Steps program.
One thing is certain: There is no denying Ramsey's seven-step plan has helped many people get ...
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Black Coffee: The Perils of Sailing a Red-Ink Sea
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everyone is enjoying their ...
Continue reading Black Coffee: The Perils of Sailing a Red-Ink Sea
100 Words On: Why Programmable Thermostats Rarely Save People Money
For most folks who find themselves away from home for a good portion of the day, a programmable thermostat offers many benefits. Conventional wisdom says one of the biggest is lower energy bills resulting from more efficient heating and air ...
Continue reading 100 Words On: Why Programmable Thermostats Rarely Save People Money
How to Find a Low-Priced Plumber Who Won’t Rip You Off
I'm not a plumber. In fact, I'm not very handy around the house at all.
If I can't fix something with a hammer or screwdriver I prefer to pay somebody else to do the work. That's why I decided to consider a professional plumber to reroute and ...
Continue reading How to Find a Low-Priced Plumber Who Won’t Rip You Off
Black Coffee: The Fed’s Latest Cock-and-Bull (Market) Story
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Wow! Another week has come and gone -- ...
Continue reading Black Coffee: The Fed’s Latest Cock-and-Bull (Market) Story
10 Unique Halloween Treats That Kids Love, But Rarely Get!
(Readers: Please enjoy this classic Halloween post from the Len Penzo dot Com archives ...)
When it comes to Halloween treats I consider my 10-year old daughter, Nina, to be the ultimate authority. Nobody loves sweets and desserts like her -- ...
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Black Coffee: A Matter of Trust
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everyone is enjoying their ...
Continue reading Black Coffee: A Matter of Trust
Outrageous Pizza Delivery Fees Are Here to Stay (and It’s Your Fault)
I love sleight of hand tricks.
Occasionally, a coworker of mine named Fred will stop by my office and regale me with some truly amazing acts of prestidigitation.
I'm always left in awe every time he seemingly pulls a coin out of thin air -- or ...
Continue reading Outrageous Pizza Delivery Fees Are Here to Stay (and It’s Your Fault)
Black Coffee: And the Band Played On
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Well ... another glorious weekend is ...
Continue reading Black Coffee: And the Band Played On
100 Words On: Why It Pays to Never Give Up
Believe it or not, JK Rowling's manuscript for Harry Potter and the Philosopher's Stone was rejected by the first 12 publishers she approached.
Walt Disney was fired from the Kansas City Star because his boss thought he lacked creativity.
RH ...
Continue reading 100 Words On: Why It Pays to Never Give Up
Don’t Be a Wimp! Here Are 22 Things You Should Always Haggle For
Last weekend I was at a barbecue with a buddy who told me a good-news bad-news story regarding a deal he got from DirecTV for their extremely popular NFL Sunday Ticket service that allows him to watch every out-of-market game during the entire ...
Continue reading Don’t Be a Wimp! Here Are 22 Things You Should Always Haggle For
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