It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Let's get right to it this week ...
In ...
Continue reading Black Coffee: Tea Leaves, Chicken Bones and Animal Entrails
How to Fix Your Finances Without More Money
How many times have you heard somebody lament that all their financial troubles would disappear if only they had a little more money?
The thing is, those are the same people who believe that financial stability is only possible with higher ...
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Black Coffee: The Fed Is Officially In Panic Mode
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
And away we go ...
When a government ...
Continue reading Black Coffee: The Fed Is Officially In Panic Mode
Get Financially “Healthy” in 2019
It's that time of year when we start working to make good on our New Year's resolutions -- and one of the most common ones is to be better about managing our money. In fact, INC reports that one of the top five resolutions is to save more and spend ...
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Why I Prefer a Spreadsheet to Track Expenses & Manage My Finances
I've been diligently managing my personal finances and tracking household expenses for more than 20 years.
How diligent, you ask?
Well, I can tell you that my cable bill in February 1998 was $8.03, and that I spent $141.16 in 2006 for an annual ...
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Black Coffee: A Dozen Eggs and a Kilo of Beef
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Well ... another glorious week comes ...
Continue reading Black Coffee: A Dozen Eggs and a Kilo of Beef
The 9 Biggest Home Repair Scams
I've had numerous people come to my house offering "great deals" on home repair services over the years.
You know the type. Most of these guys wouldn't know what a contractor's license looked like if it hit them in the head.
One hustler knocked ...
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Black Coffee: The Real Consequences of Fake Money and Cheap Credit
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody is having a great ...
Continue reading Black Coffee: The Real Consequences of Fake Money and Cheap Credit
100 Words On: Why Competition Is Good For Everyone
Human nature is such that, if given the chance, most folks would choose to take the path of least resistance by avoiding competition. However, those who lack challengers almost always miss the motivation required to innovate or otherwise stay at the ...
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If I Were King: 10 Features Every Credit Card Should Have
Wouldn't it be great if you could design your own credit card? Imagine a credit card that would be absolutely perfect for you and your finances, down to the very last detail.
So, what are the most important features that every credit card should ...
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Black Coffee: Separating the Sheep from the Goats
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Let's get right to it this week ...
Continue reading Black Coffee: Separating the Sheep from the Goats
What It Really Feels Like to Be a Billionaire
Who doesn't dream about being rich?
I'm certainly not afraid to admit I occasionally wonder how it would feel to be independently wealthy.
The other day I was reviewing a list of the world's billionaires and I saw that Amazon-founder Jeff Bezos ...
Continue reading What It Really Feels Like to Be a Billionaire
Black Coffee: The Needle and the Damage Done
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Happy New Year everybody! Let's get ...
Continue reading Black Coffee: The Needle and the Damage Done
The Only New Year Resolution That Really Matters
Although 2019 is just getting started, I've already read a plethora of personal finance articles from various experts and self-made suburban millionaires who have been espousing their resolutions for the new year.
Of course, all of the usual ...
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Black Coffee: Two Minutes to Midnight
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everyone is enjoying the ...
Continue reading Black Coffee: Two Minutes to Midnight
Black Coffee: ‘Tis the Season to Be Selling
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Merry Christmas, everyone!
Put a ...
Continue reading Black Coffee: ‘Tis the Season to Be Selling
4 Steps to Develop a Personal Budget Plan for the New Year
If you're into traditions, you know it's that time of year when many of us set out with good intentions saving money is often on top of the list.
Tackling your finances is one of the most common New Year's resolutions. But according to US News and ...
Continue reading 4 Steps to Develop a Personal Budget Plan for the New Year
100 Words On: How to Get an Instant Raise – Without Kissing Up!
The US inflation rate last year was "officially" 2.1% -- but arguably higher -- while the average pay hike was just 2.9%. Maybe that's why, when it comes to job complaints, surveys show that employees grouse about their paltry paychecks more than ...
Continue reading 100 Words On: How to Get an Instant Raise – Without Kissing Up!
Black Coffee: More Signs of a Bah-Humbug Economy
It's time to sit back, relax and enjoy a little joe ...-
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Here's a friendly tip: If you're ...
Continue reading Black Coffee: More Signs of a Bah-Humbug Economy
Len Penzo dot Com: Celebrating 10 Years and 10 Million Page Views!
It's hard for me to believe, but today my blog is 10 years old. Yep. Way back on December 11, 2008, yours truly decided to kick off his newfound writing hobby with this modest little entry. At the time, I never dreamed that Len Penzo dot Com would be ...
Continue reading Len Penzo dot Com: Celebrating 10 Years and 10 Million Page Views!
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