Len Penzo dot Com

Keep it simple, Stupid. That's something we've all been told at one time or another, for any variety of reasons. That's usually sage advice -- especially when it comes to managing your personal finances. There's no need to make things complicated. ...

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Should You Really Buy a Car Online?

The answer in many ways to a consumer's prayers, buying a car online can circumvent many of the unpleasant aspects of purchasing a new vehicle. On the other hand, this method also bypasses a number of factors key to getting the car you need. Thus, ...

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Is It Possible to Retire With a Million Dollars?

By Jeff Desjardins

For those of you still wondering if a million bucks is enough to retire on, this article by Jeff Desjardins from the Visual Capitalist will certainly put the concept of having a million dollars in perspective ... Being a millionaire is ...

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Black Coffee: The Fed Quietly Mans Its Battle Stations

What Is Tissue Engineering?

There are many types of work that make curious people sit up and ask, "What on earth is that all about?" -- perhaps none moreso than "tissue engineering." And although it may sound like some form of oragami, it's not that at all. So what, exactly, ...

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Grandfather Says: Run, Run, Rudolph!

By RD Blakeslee

Back when Grandfather was a young buck, 60 or so, he walked behind a mule train on the Bright Angel trail halfway to the bottom of the Grand Canyon. Grandmother rode a mule named "Rudolph." Grandfather had to walk, because the mule skinners said ...

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Great Tips and Strategies for Successful Mortgage Refinancing

Whenever interest rates are rising, it's essential to be aware that the sooner you make the decision to refinance your mortgage, the better price you can expect to get. But this doesn't mean mortgage refinancing should be taken lightly, as it's a ...

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Black Coffee: Smiling Faces and Reassuring Voices

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Well ... another glorious weekend is ...

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100 Words On: Why Buying in Bulk Is Not Always a Smart Idea

Although it requires extra storage and higher upfront costs, many consumers buy their groceries and other products in bulk to save money. But that strategy can quickly backfire for those who indiscriminately buy massive quantities of ...

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The Importance of Creating Professional Invoices for Your Business

Nowadays, professional invoices are essential for every business to run. Whether you're a startup or already in the industry, you need a proper invoicing system to help you stay in control of all your payments. When you're able to keep track of your ...

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7 Basic Financial Goals Everyone Should Strive For

Financial security is becoming the top priority for people around the globe. Gone are the days when having wealthy parents guaranteed a financially-secure life for their kids. Today, almost everyone has to work hard to ensure their financial ...

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10 Key Characteristics of Debt-Free People

The other day a friend and I were discussing why some people manage to live their lives in complete control of their finances, while others are continually struggling to get out of debt -- no matter how much money they make. Financial freedom can be ...

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Black Coffee: Egg Nog and Seed Corn

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody is having a wonderful ...

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Grandfather Says: The Story of the Cowhide Guitar

By RD Blakeslee

This dissertation aims to introduce to the world a previously unknown luthier and student of Segovia's, Manos de Jamón. Señor de Jamón developed the technique of banging the soundboard while strumming with his knuckles, which ...

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How to Save Money While Helping Your New Business Thrive

One of the hurdles that aspiring business owners must overcome is to raise enough capital to keep their venture solvent during its first months in operation. Fortunately, there are several strategies you can employ to save money while helping your ...

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5 Alternative Lending Options for Funding Your Startup Business

Timely financing is one of the most important factors in the success of any business. After all, many businesses fail to succeed during their first year of operation because of a lack of funding. And since money is the bloodline of any business, it's ...

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Black Coffee: More Signs of an Economy That’s Going to the Dogs

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everyone is enjoying their weekend. ...

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4 Proven Solutions to Help Cut Your Car Insurance Costs