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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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6 Responsible Ways to Use Your Emergency Funds

By Sabado Domingo

Opening a savings account for emergency funds helps individuals and families weather uncertain financial times. Without careful planning and a personal savings account dedicated to saving for life events, it can be difficult to manage a significant ...

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May 18, 2022

The 6 Most Valuable Grocery Store Products

By Len Penzo

When it comes to utility, not all grocery items are created equal. If value can be defined by versatility then, some grocery items offer a lot more bang for your buck than others. Sure, everybody knows about the incredible and legendary ...

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May 16, 2022

Black Coffee: Out to Lunch

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had an enjoyable week. ...

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May 14, 2022

How to Set Up a Proper Gambling Budget

By Sabado Domingo

When it comes to online gambling, there is usually only one goal in mind: to win money. Yes; it's possible to win thousands of dollars in a single session of online gaming. But if you don't have a solid financial plan in place, things could quickly ...

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May 13, 2022

How to Guarantee a Social Security Disability Claim

By Sabado Domingo

Having an accident at work can be life-changing in all the wrong ways. A once-friendly employer can start heaping the blame on you to save themselves, and dealing with the physical repercussions can leave you heartbroken and exhausted. Not to ...

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May 12, 2022

Grandfather Says: Croc Hunting in Mindanao

By RD Blakeslee

When he was in the army, Grandfather was detailed to the island of Mindanao, serving as cadre for a Filipino surveying company contracted by the US Government to survey and map the Philippines. The Southern part of Mindanao was Moro (Muslim) ...

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May 12, 2022

How to Save Money on Dental Care So You Won’t Go Broke at the Dentist

By Jason Cabler

The Great Len Penzo has asked me - nay, compelled me - to write a post on how to save money at the dentist. Of course, he came to the right guy because I use things like dental forceps and dental wire bending pliers on a regular basis. Yes; I'm a ...

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May 11, 2022

7 Big Reasons Why a Roth IRA Isn’t the Best Way to Save for Retirement

By Mikey Rox

Are you trying to decide whether or not you should be building your retirement savings with a Roth IRA? It's true; using a Roth IRA has its advantages -- but there are also more than a few reasons that may make you think twice before getting one. ...

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May 10, 2022

3 Ways That Great Sleep Helps You Get Richer

By Sabado Domingo

The healthier you are, the richer you get. And the richer you are, the healthier you get. You've certainly heard about vicious cycles - but what about healthy ones? The truth is, getting a great night's sleep can help you reach your financial goals, ...

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May 9, 2022

Black Coffee: Are You Not Entertained?

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I've got another busy weekend ahead of ...

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May 7, 2022

100 Words On: What You Should Always Do Before Buying Stuff Online

By Len Penzo

It's estimated that online sales in the United States was $870 billion in 2021 -- that's a lot of people clicking on website "Buy Now" buttons. I recently saved $25 on a $100 online purchase simply because I spent two minutes searching the ...

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May 5, 2022

5 Pointers to Help You Pick the Right Home Loan

By Enero Febrero

Home loans are the only way that most people around the world today can afford to buy homes. This is especially true for real estate in expensive locales from San Francisco to New York -- and even homes in a city like Mumbai. With the high prices ...

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May 4, 2022

What Is a Home Warranty and Do You Need One?

By Sabado Domingo

Taking care of your home can be tough and many things can go wrong. Home appliances are the first to go and can take large amounts of money to repair and replace. This is where home warranties come in! Home warranties can provide you with the funds ...

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May 3, 2022

8 Ways to Tame Your Credit Card Debt Fast!

By Mikey Rox

Somebody printed this on a T-shirt: "The holidays are over and all I got was a mountain of debt!" Sound familiar? Don't feel bad; you're not alone. According to Wallet Hub, the average credit card balance per US household is now $8590. And with ...

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May 3, 2022

How A Gold Backed IRA Can Help Protect Your Retirement Nest Egg

By Tex Freitag

The stock market made great gains over the last several years. But that trend is clearly changing. As a result, if you have a traditional IRA or 401k, your retirement funds could be at risk. In fact, there is now plenty of evidence to at least ...

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May 2, 2022

Black Coffee: A Fistful of Dollars

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Another busy week is crossed off the ...

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April 30, 2022

Investing in the Metaverse: 9 Tips for Beginners

By Tex Freitag

What is the metaverse? It's a question you may have heard of before but may not know how to answer. Metaverse is a virtual reality platform that is often compared to the Internet. It allows users to create and interact with digital content and ...

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April 28, 2022

Grandfather Says: Grandfather’s House and Custom Built Stairs

By RD Blakeslee

In the first article in this series, Grandfather talked about building your own house. Here's his during the build: And here's where Grandfather lived while his house was being built: When he was younger he and his friends (most now ...

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April 28, 2022

3 Ways to Slow Down the Rate of Aging

By Sabado Domingo

Aging is an inevitable part of life. With every year that goes by, your biological age increases and there's nothing that you can do about it. Despite the biological clock inevitably ticking away every minute of every day, there are things that ...

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April 27, 2022

A Few Thoughts from Aunt Doris: The Same … But Different

By Aunt Doris

When I came to this country I said to myself, "At least I don't have to learn another language!" Well, yes and no. Just like there are difference between American and English hand gestures, our languages are slightly different too. There's the ...

Continue reading A Few Thoughts from Aunt Doris: The Same … But Different

April 27, 2022

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