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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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5 Ways to Ensure You’ll Always Have Enough Money for Auto Repairs

By Enero Febrero

Preparing for possible car repairs is part of owning a vehicle. But with rising costs, this part of car ownership can become stressful. Even so, it is still possible to cut down on your auto repair expenses. With that in mind, here are some helpful ...

Continue reading 5 Ways to Ensure You’ll Always Have Enough Money for Auto Repairs

April 18, 2022

What Girl Scout Cookies Can Teach Us About Mortgages

By Len Penzo

I love this time of year because the Girl Scouts in my area are out selling their cookies. Of course, that means they'll soon be knocking on my door -- and I'll once again spend 10 minutes agonizing between the Thin Mints, Do-Si-Dos and Caramel ...

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April 18, 2022

Black Coffee: From Soup to Nuts

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Well ... another busy week is behind ...

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April 16, 2022

Replace Your Roof Now and Recoup That Money When You Sell!

By Corazon Gritar

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Research shows that people move an average of 12 times in their lifetime. So, if you are selling your house, replacing your roof can be a great way to recoup some of the money you've invested in your home. Roof replacement costs vary greatly ...

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April 14, 2022

Grandfather Says: The Early Birds

By RD Blakeslee

The following is a true story, only names are changed to protect the guilty. Grandfather used to be visited by Clyde and his wife Penelope, from time to time. They always showed up early, before Grandfather was ready for them and Grandfather had ...

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April 14, 2022

4 Key Points Everyone Should Consider Before Hiring an Attorney

By Sabado Domingo

There are more than one million licensed attorneys within the United States. So having to choose one great reasonably-priced attorney out of such a massive population may seem just as impossible as finding a tiny needle within a tower of haystacks. ...

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April 13, 2022

5 Smart Practices That Will Help Your Small Business Thrive

By Sabado Domingo

The thing that makes many small business owners worry the most is failing within the first few months of operation. When that happens, the owners are usually left wondering how they could have made more money and attracted more customers - and why ...

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April 12, 2022

3 Tips for Getting the Best Price On a Used Car

By Corazon Gritar

When your car starts costing you more money than it's worth, it's probably time to get a new one. You don't necessarily have to get a new car, but it will definitely be new to you. Buying a used car can be a great way to save money and find a ...

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April 12, 2022

7 Questions That Customers Are Rarely Asked Anymore

By Len Penzo

It's hard for me to believe, but I turned 58 years old this year. I know, I don't look a day over 70. When I was a young boy, I thought people in their fifties were ancient. Perhaps they are; but I don't feel ancient. In fact, with only a few minor ...

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April 11, 2022

Black Coffee: Off to the Races

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had an enjoyable week. ...

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April 9, 2022

100 Words On: Why Financial Freedom Requires Very Little Money

By Len Penzo

Don't fall into the trap of thinking that one has to be "rich" to attain financial freedom. There are lots of people earning millions per year who aren't financially free, just as it's also true that there are folks earning less than $50,000 annually ...

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April 7, 2022

Business 101: What Does ‘LLC’ Mean and Why Is It Important?

By Enero Febrero

The inclusion of the letters "LLC" in the name of a company is a public declaration that the company is a type of corporation operating as a legal entity, separated from its owners. Because of this critically important separation, the company's ...

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April 6, 2022

6 Ways Procrastinating Hurts Your Finances

By Mikey Rox

Lots of people live by the procrastinator's creed: Why do today what you can put off until tomorrow? You might even be one of them. But while this practice seems innocuous enough, it's actually costing you an embarrassing amount of money. Here ...

Continue reading 6 Ways Procrastinating Hurts Your Finances

April 5, 2022

Aiming for a College Education? Here Are 3 Ways to Save for It

By Sabado Domingo

If you're a parent thinking of your child's future, then one of the things that you're probably considering right now is your kid's college education. Of course, it depends on their choice whether they want to go to college or not, but preparing for ...

Continue reading Aiming for a College Education? Here Are 3 Ways to Save for It

April 4, 2022

Why Premium Gasoline Is a Lot Like Male-Enhancement Drugs

By Len Penzo

The things I do for this blog in the name of personal finance. One day last month I got into a lunchtime conversation at work with a contractor who tried to convince me he had good reasons for putting premium gasoline in his Toyota Corolla, the ...

Continue reading Why Premium Gasoline Is a Lot Like Male-Enhancement Drugs

April 4, 2022

Black Coffee: War of the Worlds

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I've got another busy weekend ahead of ...

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April 2, 2022

4 Ways to Purchase Your Dream Car While Being Financially Responsible

By Sabado Domingo

A dream car can be a great way to show off your success, and it's a fun perk of being successful. There's no doubt about it; cars are a major expense. In addition to the car's purchase price, there are also costs for registration, insurance, and ...

Continue reading 4 Ways to Purchase Your Dream Car While Being Financially Responsible

April 1, 2022

8 Budgeting Tips to Help You Get the Most Out of Your Social Life

By Enero Febrero

When it comes to budgeting, it can often feel like we have to choose between enjoying our social lives and staying on track with our finances. After all, it's only natural to ask: How can I budget my social life. But that doesn't have to be the case! ...

Continue reading 8 Budgeting Tips to Help You Get the Most Out of Your Social Life

April 1, 2022

House Hunting Tips: Finding The Perfect Starter Home

By Sabado Domingo

If you've just received approval from a lender for a mortgage loan and you're ready to buy your first home, there are several valid reasons why you should consider a starter home. Instead of battling to afford your dream home right away, choosing a ...

Continue reading House Hunting Tips: Finding The Perfect Starter Home

March 31, 2022

Grandfather Says: The Importance of Self-Confidence and Independence

By RD Blakeslee

Grandfather says self-confidence and independence go hand-in-hand. From his earliest days, Grandfather marched to his own drummer. In first-grade at elementary school -- a barracks-like structure with a classroom at each end and a coal furnace in ...

Continue reading Grandfather Says: The Importance of Self-Confidence and Independence

March 31, 2022

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