Until 1912, the United States Postal Service delivered mail on Sundays -- and prior to 1950, the mailman came twice a day. Now, with the USPS expected to suffer a $160 billion deficit over the next decade, maybe Saturday delivery is on the verge of ...
Continue reading 100 Words On: Why the US Postal Service Should Take Saturdays Off
3 Credit Score Myths that Can Keep You from Growing Financially
You learn how critical credit scores are to your quality of life from the moment you enter adulthood. Whether you apply for student loans, credit cards, auto loans, rent, mortgage, and in some cases, a job, your scores play a significant role, as ...
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6 Mistakes to Avoid When Looking for Black Friday Deals
Making online purchases during Black Friday is a great idea, especially if you don't have a car or hate fighting crowds -- but if you're not careful, there are shopping mistakes you can make that are just as bad. In fact, there are plenty of online ...
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15 Things That Are Better to Rent Than Buy
Want to enjoy life's finer things without the big investment? Then instead of spending cash to own them outright, consider renting -- especially if you'll only use them infrequently.
Renting can often fill a temporary void without creating a new ...
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How to Find the Perfect Insurance Policy for Your Home
Imagine the worst-case scenario. You return from work one crazy day to discover that your home burned to the ground, and nothing was spared. And while your house may not burn to the ground, many other factors can make a house unlivable, or severely ...
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The 4 Biggest Ways to Stretch Your Income
The other day I was talking to an acquaintance who shall remain nameless. Anyway, he was lamenting that he couldn't find enough discretionary income for an annual family vacation.
I found that fascinating considering Eddie (oops!) drives a brand new ...
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Black Coffee: Smooth Criminals
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had an enjoyable week. ...
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How to Save Money at Home
These days, any big or small way that homeowners can save a few dollars is a good thing. As a homeowner, there are many ways you can save money at home, with two of the easiest being smart budgeting and smart home improvements.
Make a Budget and ...
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Grandfather Says: A Lesson on the Benefits of Working Smartly
Grandfather says he has some experience working hard and working smart.
In 1949, he worked for the Ford Motor Company on the 8N farm tractor assembly line. The 8N had a transmission cover that a hoist operator lowered onto the transmission as the ...
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The Big Problem with Cryptocurrencies
As the dollar price of bitcoin continues its seemingly inevitable ascent to $100,000, more and more people are jumping on the cryptocurrency train. After all, who can blame them? Yes; there are problems with cryptocurrencies. Despite this, many ...
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Black Coffee: Onward and Upward
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I've got a busy weekend to attend to, ...
Continue reading Black Coffee: Onward and Upward
Is Liquidating My Company a Good Idea?
Times have been rocky, and it takes a lot for a business, regardless of its scale, to succeed. Traditional retail storefronts are doing terribly given the rise of online consumerism, and there are many factors working against most companies given the ...
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3 Productivity Hacks That Everybody Needs to Know
With the hustle culture of the 21st century being more prominent than ever, more and more people are feeling the pressure to take on larger workloads.
We're told that if we want to achieve success, we need to put in a lot of hard work and ...
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100 Words On: A Guaranteed Way to Preserve Your Wealth
Fiat-based paper currencies facilitate commerce by acting as a medium of exchange that's far preferable to bartering. Unfortunately, governments that wish to spend beyond their means can -- and do -- print fiat with impunity, thereby leading to ...
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How to Find Temporary Housing Between Moves
Picture this: Your new lease ends on the same day your old one ends or, your new home is ready for occupation the same day the people who bought your home move in.
Unfortunately, things often just don't work out that way. Instead, many people find ...
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The Connection Between Web Conferencing and Personal Finance
Saving every penny is something even the most financially stable corporate companies would be interested in at this time of recession. Hence managers are forced to come up with alternative business solutions to reduce costs involved in operation and ...
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The Top 5 Technology Trends in the Insurance Industry
The way insurance companies create and deliver value has evolved dramatically, and the global pandemic has further hastened that process. In order to fulfill the changing needs of today's customers, insurers have been challenged to rethink their ...
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Selecting Currency Pairs to Trade on the Forex Market
A currency pair in forex trading refers to a quotation of two different currencies, specifically, it is the amount that you would pay in one currency for a unit of the other currency. Therefore, when one currency's value within the pair changes, it ...
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How to Convince Friends and Family Members to Lend You Money
I'll be the first person to warn you about borrowing money from family and friends, but if you really must turn to your pals and relatives for some quick cash, here are a few tips that will help you do it right and keep your relationships ...
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5 Personal Finance Tenets That Aren’t as Smart as They Used to Be
When I was a kid I used to love the fun houses found at summer carnivals and local fairs.
I loved the sense of twisted reality provided by image-distorting mirrors and the wacky side-rooms where water appeared to flow uphill and it was nearly ...
Continue reading 5 Personal Finance Tenets That Aren’t as Smart as They Used to Be
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