Once you have achieved some basic financial goals, such as paying off all debts except for perhaps your mortgage, building up an emergency fund and contributing to a retirement account, it is time to start thinking about achieving financial ...
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7 Reasons Why You Should Use a Roth IRA for Retirement Savings
Are you thinking about fortifying your retirement savings with a Roth IRA?
Sure, Roth IRAs have their disadvantages -- but there are some really good reasons why you may want to consider one too. Here are the seven best:
Qualified distributions ...
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The Martingale Roulette System: Does It Work?
Casino gambling games have always been inextricably linked to chance and probability, with any kind of success often being attributed to concepts such as fate. While the inner mechanics of games such as roulette or blackjack are dictated by chance, ...
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How to Tell If an Online Car Review Is Trustworthy
When you're shopping for a new car, it's important to do your research. One of the best places to start is by reading online car reviews. But how can you tell if these reviews are trustworthy?
Today we will discuss some tips for determining ...
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Dear Diary: How I Fixed My Water Heater Without a Plumber and Saved $400
The Honeybee alerted me to the fact that our hot water heater was making popping and cracking sounds that she had never heard before.
This got me a bit worried because the heater was 12-years-old and I knew it was on its last legs. When a water ...
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Black Coffee: Cancelled Due to COVID
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Well ... another busy week is behind ...
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Grandfather Says: The DIY Harpsichord
Grandfather built a harpsichord once; in 1970.
It was an "expressive" double-manual, incorporating many of the traditional French/Flemish characteristics, but with some modern materials, like Delrin plastic for the plectra.
It was a kit, but ...
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10 Reasons Why I Hate Bottle Redemption Fees (and You Should Too)
Currently, ten states have some form of bottle bill on their books that require deposits on certain aluminum and glass beverage containers that can be returned later for a refund. In addition to my home state of California, the other states that have ...
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Black Coffee: The Hair of the Dog
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had an enjoyable week. ...
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100 Words On: Why You Should Never Ever Be Afraid of Failure
Most of us learn to fear failure and avoid it at all costs. During our quest for financial freedom, however, well encounter plenty of failures. Usually, we learn from them and move on. Sadly, the fear of failure is also used as a convenient excuse ...
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How to Retire Five Years Earlier Than You May Think You Can
Who wants to work 'til they're 75? Not me. That's why I'm constantly thinking of ways to make a little more or spend a little less in order to save more for the future.
If you have the same priority, then there is one change that you can make in ...
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11 Dollar Store Bargains You’d Be Crazy to Buy Anywhere Else
Thanks to rampant inflation, most dollar stores today are actually "$1.25 stores." But that doesn't mean you still can't find ridiculous bargains there that you'd be crazy to buy anywhere else!
For control purposes, I compared dollar store items ...
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What to Look for When Purchasing a Medical Alert System
As our loved ones get older it's only natural to worry about their safety. This is particularly true if your loved one wants to stay in their own home as they get older. You're bound to feel worried about them being on their own and without help ...
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What Everyone Should Know Before Depositing Their Money In a Bank
In case you're wondering, only 10% of all humans have an "outie" belly button. At least that's what Wikipedia claims.
For what it's worth, like most folks, I have an "innie."
By the way, belly buttons don't have a monopoly on innies and outies; ...
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Black Coffee: Born on the 4th of July
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I've got another busy weekend ahead of ...
Continue reading Black Coffee: Born on the 4th of July
How To Start Investing In Cryptocurrencies
According to the most recent data, there are 18,000 different cryptocurrencies, with a total market value of $2.1 trillion. This growing popularity has led to a surge in interest from investors looking to get into the market for the first ...
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Grandfather Says: The Travails of Working with Stone
Stone. Grandfather says he thinks it's one of the substances that's been intertwined with everything mankind has done from time immemorial.
There was the interaction of the Alps, elephants and Hannibal in 218 BC. Somewhat later, there was ...
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5 Expert Tips for Saving Money with a Credit Card
For many people, a credit card offers a flexible way to access funds when they're needed. However, credit cards can do much more than this when they're used properly -- and can in fact end up saving you money in the long run.
Selecting the right ...
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How to Implement Strategic Planning Processes
Whether concerning personal finance, education, or the minutiae of day to day life, there are certain basic principles that, when applied, can be used to better ensure success and mitigate the impact of unforeseen events as we set goals and strive to ...
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When It Doesn’t Pay to Buy Big-Ticket Items on Sale
Not too long ago a twentysomething friend of mine was telling me all about the brand new big-screen high-definition television he bought.
According to him, it was a great deal.
"How much was it?" I asked.
"I paid $2000 after I got the guy to ...
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