Despite claims to the contrary from Wall Street financial service hucksters and statist economists the world over, there is no better money than gold. In fact, as JP Morgan famously noted, gold is money; everything else is credit. Of course, Morgan's ...
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Black Coffee: The American Dream … Reimagined!
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Well ... another busy week is behind ...
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Grandfather Says: The Continuing Chronicles of Elaine, Part 34
The following was written by my late wife Elaine. She wrote a long book, a diary really, from which this is one passage:
Final Move, to Union, West Virginia
Warrenton was growing fast, as more people moved farther out from the city (Washington, ...
Continue reading Grandfather Says: The Continuing Chronicles of Elaine, Part 34
How to Save Money By Living Like You’re Broke
There are blogging websites dedicated to showing people how to save money and live frugally.
Housing costs usually take up a large chunk of the expenditure for most individuals and families and so it makes sense to check a mortgage calculator to ...
Continue reading How to Save Money By Living Like You’re Broke
Looking for Sushi Deals? Here Are 12 Ways to Save Money on Your Order
Does your stomach growl at you when you drive by your favorite sushi place? Chances are your wallet growls right back once you splurge on that indulgence. The good news is you can find great sushi deals by following a few simple tips.
So ... How ...
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My Teenage Son, His Cell Phone, and the Bill for $1,055.20
We held out for as long as we could. We really did.
Despite an intense and relentless lobbying effort from my son, the Honeybee and I stayed strong and denied his repeated requests for a cell phone.
And, boy, were there a lot of requests.
I ...
Continue reading My Teenage Son, His Cell Phone, and the Bill for $1,055.20
Black Coffee: The Love & Money Edition
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had an enjoyable week. ...
Continue reading Black Coffee: The Love & Money Edition
Why You Should Never Cosign A Loan for Anyone
Cosigning for a loan is one of the dumbest financial moves you could ever make. By cosigning, you not only assume liability for the borrowed money, but you also make it tougher on yourself to qualify for large loans -- regardless of your payment ...
Continue reading Why You Should Never Cosign A Loan for Anyone
Beware: A Credit Card for Excellent Credit That Doesn’t Fit the Bill
You might think that credit cards for people with excellent credit are universally the best products available, and that the quality of a credit card naturally rises in accordance with the credit level required to get it. And you might believe that ...
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How To Improve Your Workplace Efficiency
The new year is fully underway, and with the start of a new fiscal year often comes changes to the workplace. These goals often include how to improve workplace efficiency and productivity, but they aren't always the most successful, depending on ...
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What’s the Difference Between Currency vs. Money?
Most people use the terms "currency" and "money" interchangeably. However, there is a very subtle -- but significant -- difference between them.
If you're one of the few folks out there who understand the difference between currency and real ...
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Black Coffee: Labor Pains
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I've got another busy weekend ahead of ...
Continue reading Black Coffee: Labor Pains
Grandfather Says: The Continuing Chronicles of Elaine, Part 33
The following was written by my late wife Elaine. She wrote a long book, a diary really, from which this is one passage:
I have a folder of prints of famous paintings in the Washington National Gallery of Art, which I collected as 35-cent ...
Continue reading Grandfather Says: The Continuing Chronicles of Elaine, Part 33
5 Indispensable Tips for Using Your Credit Responsibly
Your creditworthiness is a representation of how well you manage your finances. It's essentially the first impression for everything from buying a home to getting decent rates on your car insurance. So using your credit responsibly is an absolute ...
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How to Eliminate Credit Report Errors That Often Get Overlooked
Financial institutions rely on one major factor when deciding whether or not to give you a loan: your credit report.
Credit reports contain a lot of information, including your name, address, place of employment, credit lines, balances, payment ...
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16 Reasons Why Whirlpool Tubs Are For Suckers
Once again, I thought I'd pass on a little advice and save a serious case of buyer's remorse for the six people left in America who are still looking to buy a home.
No, no. I'm not going to tell you why corner lots are for suckers again.
This ...
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Black Coffee: Where There’s Smoke …
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had a wonderful week. ...
Continue reading Black Coffee: Where There’s Smoke …
Why Grandma Was Smarter Than You About Money
Yes; Grandma was smarter than you about money. Is that a crazy thought? Well ... Grandma may not pay bills with a smartphone or trade stocks on her computer -- but the fact is she can teach a few lessons about saving money that you can take to the ...
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QuickBooks or Xero: Which Online Accounting Software Is Better?
Does your small business need accounting software to keep track of its finances, but you don't like dealing with all of the usual technology mumbo-jumbo? Then try focusing on what are arguably the two most important factors: price and number of ...
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A Guide to Retirement Budgeting on a Fixed Income
So you're planning to quit work soon and will be facing retirement on a fixed income? First of all: congratulations! Now, it's time to ensure that your money outlasts your life and that there's some left over for your children.
You can do that by ...
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