• About
  • Archives
  • Aunt Doris
  • Grandfather Says
  • Privacy
  • Disclaimer

Len Penzo dot Com

The offbeat personal finance blog for responsible people.

How to File an Insurance Claim After a Home Fire

By Corazon Gritar

Here's a frightening fact: a house fire breaks out in the US every 86 seconds. If you've ever experienced this kind of terrible and tragic event, then you know how overwhelming the aftermath can be. Homeowners whose property has been destroyed or ...

Continue reading How to File an Insurance Claim After a Home Fire

April 9, 2024

Why You Should Care About Digital Currencies

By Tex Freitag

Digital money, cybercash, space bucks - whatever you call it, virtual currency is here to disrupt finances for good! While cryptos confuse some and enthuse others, ignorance won't inoculate average folks from emerging econo-realities. As blockchain ...

Continue reading Why You Should Care About Digital Currencies

April 8, 2024

6 Giant Ads That Can Be Seen from the Sky

By Len Penzo

Remember when daredevil skydiver Felix Baumgartner jumped from a perfectly good balloon more than 128,000 feet above Earth -- and lived to tell about it? To give you an idea of just how high that is, commercial jet airplanes typically fly at an ...

Continue reading 6 Giant Ads That Can Be Seen from the Sky

April 8, 2024

Black Coffee: The Gaslighters

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I've got another busy weekend ahead of ...

Continue reading Black Coffee: The Gaslighters

April 6, 2024

Tips for Budgeting for Surrogacy

By Corazon Gritar

It's not a secret that the process of surrogacy can be a costly one, but it's well worth it for people who want to be parents. That said, you can budget for the surrogacy process so that you get it done with minimal hassle from start to finish. Here ...

Continue reading Tips for Budgeting for Surrogacy

April 4, 2024

Why Inflation Is Taxation Without Representation

By Len Penzo

Inflation is a tax that doesn't require legislative approval. In other words, inflation is taxation without representation. Let's look at an example. Assume your savings account earns a very modest 3% interest. Whether that interest is taxed at 100% ...

Continue reading Why Inflation Is Taxation Without Representation

April 4, 2024

7 Ways to Save on a Wedding Without Busting Your Bank Account

By Sabado Domingo

How much have you budgeted for your upcoming nuptials? Hopefully, you've set aside about $30,119 because that's the average cost of a wedding in the US. Yep! The total cost to get hitched has grown steadily over the years -- and that's without even ...

Continue reading 7 Ways to Save on a Wedding Without Busting Your Bank Account

April 3, 2024

14 Cooking Hacks for People Who Can’t Boil Water

By Mikey Rox

Being dependent on fast food and other restaurant meals can lead to all kinds of issues, like obesity and an empty wallet, respectively. Unfortunately, feeding yourself hot, healthy, delicious meals that you've made with your own two hands isn't ...

Continue reading 14 Cooking Hacks for People Who Can’t Boil Water

April 2, 2024

Teaching Kids Money Management Skills

By Len Penzo

Before my kids, Matthew and Nina, became teenagers I conducted a little experiment in order to ascertain their sophistication level regarding money by conducting a loan interview with the Bank of Dad. Not surprisingly, I learned that my kids were ...

Continue reading Teaching Kids Money Management Skills

April 1, 2024

Black Coffee: Time to Pedal Harder

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Another busy week is crossed off the ...

Continue reading Black Coffee: Time to Pedal Harder

March 30, 2024

Grandfather Says: The Continuing Chronicles of Elaine, Part 37

By RD Blakeslee

The following was written by my late wife Elaine. She wrote a long book, a diary really, from which this is one passage: All the doors in this house, except the front door - which came from Grandpa Miller’s home in Saginaw, Michigan - came from ...

Continue reading Grandfather Says: The Continuing Chronicles of Elaine, Part 37

March 28, 2024

4 Good Reasons to Own Business Insurance

By Enero Febrero

There are many good reasons to own business insurance. For example, if you want your business to be successful, it's important that you have adequate insurance. Even if you're a small business that's just starting out, you still need it. And while ...

Continue reading 4 Good Reasons to Own Business Insurance

March 27, 2024

10 Tips for Making Your First Budget

By Anum Yoon

Landing your first real job and bringing in a steady paycheck each month is an exciting time. However, if you're like most people, that's shortly followed by a myriad of expenses. It's difficult to keep track of all your bills and expenses -- and if ...

Continue reading 10 Tips for Making Your First Budget

March 26, 2024

Mailbag: Should I Contribute to the 401k or Save for a Home?

By Len Penzo

I have been doing financial research and would love your opinion. I'm a young stay-at-home mom, and my husband just graduated from college. He got a great job within a few months of graduating, and we are looking toward buying a home. His job, also ...

Continue reading Mailbag: Should I Contribute to the 401k or Save for a Home?

March 25, 2024

Black Coffee: Look Who’s Manning Their Battle Stations

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had a wonderful week. ...

Continue reading Black Coffee: Look Who’s Manning Their Battle Stations

March 23, 2024

Don’t Feel Guilty: Getting a Tax Refund Is OK

By Len Penzo

Getting a tax refund is OK, right? Well ... from a financial perspective, there's no doubt that it's better to maximize the withholding exemptions on your W-4 form. Why? Because the resulting additional take-home pay can be invested or placed in an ...

Continue reading Don’t Feel Guilty: Getting a Tax Refund Is OK

March 21, 2024

4 Coupon Survey Results that May Change Your Thoughts About Them

By Enero Febrero

Despite the widespread use of coupons today, they came from very humble beginnings. In 1887, Coca-Cola offered a free glass of coke as part of a paper-based promotion; that paper scrip was the first known coupon! That led to the creation of the ...

Continue reading 4 Coupon Survey Results that May Change Your Thoughts About Them

March 20, 2024

6 Ways to Save Money on a Basement Remodel

By Corazon Gritar

Basements have a knack for being that eerie place in the house where old toys and outdated hand-me-downs live. However, basements have the potential to become anything you want them to be. A spare bedroom, a laundry room, or perhaps even a wine ...

Continue reading 6 Ways to Save Money on a Basement Remodel

March 19, 2024

Gas or Charcoal Grill: Which Is More Cost Effective?

By Len Penzo

With warmer weather finally here and the recent demise of my old grill, I once again find myself considering one of the great debates of all time: Is a gas or charcoal grill better? When it comes to the question of grilling with propane or ...

Continue reading Gas or Charcoal Grill: Which Is More Cost Effective?

March 18, 2024

Black Coffee: Double Indemnity

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Well ... another busy week is behind ...

Continue reading Black Coffee: Double Indemnity

March 16, 2024

  • « Previous Page
  • 1
  • …
  • 25
  • 26
  • 27
  • 28
  • 29
  • …
  • 148
  • Next Page »

Copyright © 2025 Len Penzo dot Com · All Rights Reserved · Designed by Nuts and Bolts Media

© Len Penzo dot Com 2008–2025