Imagine being so rich you never had to borrow money! Sadly, most of aren't that fortunate, which is why many people endeavor to discover how to get a higher credit score.
If you're wealthy enough to pay cash for any car or home you like, then you ...
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Why Buying Gasoline In the Morning Can Save Money
I’ve already written about the folly of trying to save a few cents per gallon when shopping for gas. But did you know there are times when you don’t get exactly what you pay for when you fill up your gasoline tank at the local station? It’s not ...
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Black Coffee: How Not to Do It
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had a wonderful week. And ...
Continue reading Black Coffee: How Not to Do It
What Defines Financial Success?
What defines financial success? Of course, many people believe that all their financial problems would disappear if they made more money. But high incomes can't guarantee financial freedom; there are countless examples of people who earn millions and ...
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Drive-By Movie Review: The Taking of Pelham 123
This is a movie review of the 2009 remake of The Taking of Pelham 1 2 3 starring Denzel Washington and John Travolta.
Plot Summary: Armed men hijack a New York City subway train, holding the passengers hostage in return for a ransom, and turning ...
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What is the ‘Pink Tax’?
Ladies: Watch out for the Pink Tax. What is the pink tax? You probably won't see any news about it in the papers, as it's nothing Congress has passed or proposed. If you're a woman, though, chances are you've experienced it or maybe even noticed it ...
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Can You Get a Personal Loan Online? Here’s What You Should Know
Personal loans are a helpful way to finance something. It is flexible; so almost whatever it is you need, they can cover it. There are different lenders you can get one from, but the more popular ones as of recently being online lenders. They provide ...
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Debit or Credit: Which One Is Better?
"What kind of dressing would you like on your salad?"
For most people, it's a simple decision -- but not for me.
I don't know why, but when my server presents that question I usually tense up and act like I've just been asked the million-dollar ...
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Black Coffee: It’s Your Nickel
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Well ... another busy week is behind us. ...
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The Continuing Chronicles of Elaine, Part 8
The following was written by my late wife Elaine. She wrote a long book, a diary really, from which this is one passage:
The Detroit Institute of Art staff took an interest in me, their youngest co-worker, and enjoyed hearing about "my fiance's ...
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A Few Thoughts from Aunt Doris: Well … It Didn’t Seem Funny at the Time!
Every once in awhile, almost everyone says or does something so goofy or dumb that they wish the floor would just open and swallow them whole.
When that happens to you, don't despair; it will eventually become an amusing incident. Lord knows I've ...
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Wondering How to Teach Your Kids About Taxes? Consider the ‘Parent Tax’
Paying taxes is something your kids will have to deal with as adults. So why wait to teach your kids about taxation and earning money until after they get their first job?
You shouldn't. Teach your kids by charging them the "Parent Tax."
The Parent ...
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18 Personal Finance Facts You Didn’t Know About US Presidents
Sitting US presidents may be considered the most powerful men in the free world, but they still put their pants on one leg at a time. And while some American presidents were financially successful during their lives, there were others who encountered ...
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Black Coffee: The Love & Money Edition
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had an enjoyable week. ...
Continue reading Black Coffee: The Love & Money Edition
Why You Should Never Put Miracle Whip on a Tuna Sandwich
You should never put Miracle Whip on a tuna sandwich. Why? Because while mayonnaise is considered a condiment, any decent chef knows that, technically, it's a sauce. Beautiful in its simplicity, mayo is nothing more than egg whites, oil, lemon juice, ...
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How to Earn More: 4 Tips That Can Help You Get a Salary Raise
If you’re struggling with your daily expenses, it may be time to re-assess your salary. A survey by Bankrate.com reveals that 55% of employees have incomes that have not kept up with rising household expenses, despite the high inflation rates. Though ...
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Divorce Can Not Only Hurt Your Heart, But Your Credit Score Too
Marriage is considered to be a rite of passage for most Americans -- although it's not all wedded bliss. The unfortunate truth is that 40% to 50% of marriages in the US end in divorce. In fact, approximately 827,000 divorces happen every year. And ...
Continue reading Divorce Can Not Only Hurt Your Heart, But Your Credit Score Too
What Is an IRS Offer in Compromise?
Are you facing a mountain of unpaid tax debts? If so, you might consider working with a tax attorney to apply for an offer in compromise (OIC) with the IRS.
This tax settlement option allows debt holders and the IRS to agree on a manageable ...
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8 First-Time Investing Tips for Couples
There are milestones to which most couples look forward and for which they prepare -- such as getting married -- but the same can't always be said for making joint investments. What you do with your money is an important and impactful consideration ...
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How to Know If You’re Dating a Deadbeat
Are you afraid you may be romantically attached to a financially irresponsible person? Or maybe you're unsure about how to know if you're dating a deadbeat. These are both serious situations that require immediate attention.
I'm very fortunate that ...
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