• About
  • $40K Challenge
  • Aunt Doris
  • Grandfather Says
  • Privacy
  • Archives
  • Disclaimer

Len Penzo dot Com

The offbeat personal finance blog for responsible people.

bullion star banner

Selecting Life Insurance: Here’s How to Do It the Right Way

By Enero Febrero

Selecting the right kind of life insurance is important for anyone ready to make this financial step. So is there a big secret for selecting life insurance? Well ... as with all things regarding your financial life, the person who can give you the ...

Continue reading Selecting Life Insurance: Here’s How to Do It the Right Way

January 3, 2024

6 Good Financial Habits That Will Improve Your Bottom Line

By Anum Yoon

Did you make a New Year's resolution to improve your bottom line? Fortunately, it only takes a few good financial habits to meet that noble goal. Even better, most good financial habits are so easy to implement that it's just a matter of getting ...

Continue reading 6 Good Financial Habits That Will Improve Your Bottom Line

January 2, 2024

The Top 40 Ways to Improve Your Credit Score

By Len Penzo

One of the first and most important tasks most everybody should tackle as an adult is establishing and improving their credit score. That's because people with great credit enjoy lower loan rates that can result in serious monetary savings. After ...

Continue reading The Top 40 Ways to Improve Your Credit Score

January 1, 2024

Black Coffee: Buckling Up for the New Year

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Another busy week is crossed off the ...

Continue reading Black Coffee: Buckling Up for the New Year

December 30, 2023

You Don’t Always Get What You Pay For

By Len Penzo

One of the most popular financial tips that people routinely dispense to others is, "You get what you pay for." Perhaps that's why many folks erroneously believe they can't go wrong by paying more for something -- whether it's a fancy meal, designer ...

Continue reading You Don’t Always Get What You Pay For

December 28, 2023

Need a Wedding Singer? Here are Booking Rates for 120 Famous Bands

By Len Penzo

Looking for some booking rates for famous bands? Well ... just keep in mind that, according to St. Louis Bride and Groom magazine, couples spend an average of 5.2% of their wedding budget on music. That seems about right. The Honeybee and I spent ...

Continue reading Need a Wedding Singer? Here are Booking Rates for 120 Famous Bands

December 27, 2023

The Pros and Cons of Investing in Gold Bullion vs. Gold Stocks

By Tex Freitag

Gold investment in South Africa has a rich history deeply ingrained in the country's economic landscape. Gold has long been revered as a valuable asset and a hedge against economic uncertainty in this region. Its allure stems from its historical ...

Continue reading The Pros and Cons of Investing in Gold Bullion vs. Gold Stocks

December 26, 2023

Do Vaccines Save Money?

By Corazon Gritar

Vaccines are arguably one of the greatest human inventions of all time. Every year, vaccines prevent more than 2.5 million unnecessary deaths. Additionally, the US Centers for Disease Control and Prevention (CDC) estimates that among children born ...

Continue reading Do Vaccines Save Money?

December 26, 2023

Infographic: Sneaky Tricks Retailers Use to Make You Buy Stuff

By Len Penzo

It's not just the holidays when the competition among retailers for your hard-earned dollars is fierce; they compete hard all year long. As a result, they have more than a few sneaky tricks up their sleeves to help manipulate shoppers into buying ...

Continue reading Infographic: Sneaky Tricks Retailers Use to Make You Buy Stuff

December 25, 2023

Black Coffee: The Merry Christmas Edition

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had a wonderful week. ...

Continue reading Black Coffee: The Merry Christmas Edition

December 23, 2023

Grandfather Says: The Continuing Chronicles of Elaine, Part 30

By RD Blakeslee

The following was written by my late wife Elaine. She wrote a long book, a diary really, from which this is one passage: In the middle of my "college days," before going to the campus of Mary Washington College, and while fitting in extension ...

Continue reading Grandfather Says: The Continuing Chronicles of Elaine, Part 30

December 21, 2023

Understanding the Math Behind the Mortgage

By Len Penzo

Last month, interest rates reached the psychological 8% barrier for the first time in more than a decade, and there is speculation that they will continue to rise. But do homeowners know the math behind the mortgage? After all, buying a home is a big ...

Continue reading Understanding the Math Behind the Mortgage

December 20, 2023

How to Invest In Yourself

By Mikey Rox

Are you trying to figure how you can invest in yourself? You should be. The good news is there are ways we can invest in ourselves that don't always require cash; sometimes the best ROI happens when we bet on ourselves by continually trying to be ...

Continue reading How to Invest In Yourself

December 19, 2023

5 Ways You Can Plan For Retirement

By Sabado Domingo

Starting the retirement planning process is crucial in ensuring your financial stability. Strategic and thoughtful preparation is crucial, regardless of your employment status or impending retirement. With that in mind, here are five essential ways ...

Continue reading 5 Ways You Can Plan For Retirement

December 18, 2023

Condition Yourself to Hate Paying Interest

By Len Penzo

God, do I hate paying interest! To anyone. For anything. I abhor paying interest, and I avoid it like the plague! You should too. I think that most people who currently enjoy a life of financial freedom have this distaste of interest payments ...

Continue reading Condition Yourself to Hate Paying Interest

December 18, 2023

Black Coffee: The Great Unwashed

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Well ... another busy week is behind ...

Continue reading Black Coffee: The Great Unwashed

December 16, 2023

6 Reasons to Take Out a Reverse Mortgage

By Sabado Domingo

reasons to get a reverse mortgage

Home equity is a powerful tool for many homeowners, particularly as they approach retirement. It represents a significant portion of their financial resources and can be a key factor in ensuring financial stability. A striking statistic highlights ...

Continue reading 6 Reasons to Take Out a Reverse Mortgage

December 14, 2023

Donating to Charity and the Company Charity Drive

By Erin Baker

The holiday giving season is upon us and many people are thinking about donating to charity. If your company sponsors a specific charity, the decision to give as an employee can be a tricky one. Is this an organization you might give to anyway? Is ...

Continue reading Donating to Charity and the Company Charity Drive

December 14, 2023

How to Reestablish Credit Quickly

By Sabado Domingo

Your credit score is one of the most influential factors when it comes to your ability to achieve approval for a loan or credit card. In addition, your credit score can impact employment and ability to obtain insurance, as well as your living ...

Continue reading How to Reestablish Credit Quickly

December 13, 2023

How to Lower Your Heating Bill This Winter

By Corazon Gritar

Whether your home is heated by electricity or natural gas, a high heating bill can sometimes be a huge shock. Thankfully, there are plenty of low cost or free changes you can make in your home or apartment. Here's how you can save money on heating, ...

Continue reading How to Lower Your Heating Bill This Winter

December 12, 2023

  • « Previous Page
  • 1
  • …
  • 23
  • 24
  • 25
  • 26
  • 27
  • …
  • 146
  • Next Page »

Copyright © 2025 Len Penzo dot Com · All Rights Reserved · Designed by Nuts and Bolts Media

© Len Penzo dot Com 2008–2025