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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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9 Ways to Save Money When Buying a Car

By Sabado Domingo

If you desperately need transportation but are low on cash, there are many ways to save money when buying a car. And some in particular that you may not have considered. In fact, saving money on your next car purchase is easier than you probably ...

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November 29, 2023

Exploring the Benefits and Process of Opening a Foreign Bank Account

By Enero Febrero

In an increasingly interconnected world, having a foreign bank account has become a strategic asset for individuals and businesses alike. Whether for facilitating international transactions, asset protection, or diversification, a foreign bank ...

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November 28, 2023

How to Trim Your Christmas Shopping List

By Anum Yoon

Santa gives Christmas gifts with a "Ho, ho, ho." However, people who don't have a legion of elves to help them often feel like "Ho, ho, NO!" If the expectations of gift-giving have become too much for your budget, consider reducing your Christmas ...

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November 28, 2023

How Joining a Franchise Can Provide Financial Freedom

By Sabado Domingo

Venturing into entrepreneurship often involves navigating a landscape filled with challenges and rewards. For many prospective business owners, the decision to join a franchise is viewed as a tried-and-true route to financial freedom. This article ...

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November 27, 2023

When Is the Right Time to Stop Giving Gifts to Nieces and Nephews?

By Len Penzo

When my daughter, Nina, was still measuring her age in single-digits, I'd tuck her into bed every evening. Then, just before kissing her goodnight, I'd ask her to stop getting older. She didn't listen. The truth is, kids are always in a hurry ...

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November 27, 2023

Black Coffee: Suspicious Minds

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had a wonderful week. ...

Continue reading Black Coffee: Suspicious Minds

November 25, 2023

Grandfather Says: The Continuing Chronicles of Elaine, Part 28

By RD Blakeslee

The following was written by my late wife Elaine. She wrote a long book, a diary really, from which this is one passage: The Widening of Virginia Route 17 After we had lived in Warrenton for a few years, the Virginia Highway Department bought ...

Continue reading Grandfather Says: The Continuing Chronicles of Elaine, Part 28

November 23, 2023

Cut Winter Car Maintenance Costs with These 5 Essential Tips

By Sabado Domingo

Driving in the winter can be a delightful experience. But it also brings unique challenges for your car, from the salt and grime on the roads to the extreme cold temperatures. Making sure your car is well-cared for during the winter months is ...

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November 22, 2023

The Benefits of Conference Calls Instead of Business Travel

By Enero Febrero

Conference calls have their advantages - especially when it comes to using conference calls instead of business travel. Of course, they reduce the need for costly business trips which require participants to secure transportation and lodging to ...

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November 22, 2023

The Handy Dandy Guide of Practical Christmas Gifts Under $25

By Mikey Rox

There are plenty of presents you can give for the sake of giving gifts, but you'll get more mileage out of a practical approach. For all those hard-to-buy-for friends, relatives, and co-workers, consider this list of Christmas gifts under $25 that ...

Continue reading The Handy Dandy Guide of Practical Christmas Gifts Under $25

November 21, 2023

8 Smart Tips for Managing Your Personal Finances

By Sabado Domingo

If you manage your personal finances, it can often seem daunting. But following some smart strategies can help you take control of your money and set yourself up for financial success. Here are eight tips for effectively managing your personal ...

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November 20, 2023

802 Reasons Why Cash Is More Thoughtful Than Gift Cards

By Len Penzo

Did you know that in China it's taboo to give a clock as a gift? Yep. You should also never give your Chinese friends umbrellas or knives. At least you shouldn't if you want to stay in their good graces. The Chinese aren't the only ones who ...

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November 20, 2023

Black Coffee: Food for Thought

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Well ... another busy week is behind ...

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November 18, 2023

How Debt Trouble Is Usually Related to Your Diet

By Len Penzo

Many folks in debt trouble who tally their assets and liabilities after years of modest but steady increases in income often end up scratching their heads, wondering why their net worth is nothing to write home about. Whether those in debt trouble ...

Continue reading How Debt Trouble Is Usually Related to Your Diet

November 16, 2023

News Analysis: The Changing Landscape for Big Corporations

By Enero Febrero

Over the past decade we have started to see a major shift in the landscape for some of the largest corporations in the United States. Ever since the financial crisis of 2008, the country has been torn between wanting the economy to recover, and ...

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November 15, 2023

How Your Home Humidifier Can Save Money This Winter

By Corazon Gritar

Did you know that a home humidifier can save you money? Better yet, it can result in significantly lower costs for multiple living expenses. So how does a humidifier save money for its owner? Well ... let's read on to find out! During wintertime, ...

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November 14, 2023

How To Transform a Room Into a Gaming Paradise

By Sabado Domingo

Gaming is one of the world's most beloved pastimes, with millions of dedicated practitioners all over the world. It's a hobby that allows people to live their dreams and do whatever they want, so it's no surprise that every year, millions more get ...

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November 13, 2023

Try Your Luck with This Money Quotation Quiz

By Len Penzo

Are you ready for a money quotation quiz? Match the following 15 people with their money-related quotations. Just remember that there is only one quote for each person listed. Oh ... and be very careful ; you just may be surprised at some of the ...

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November 13, 2023

Black Coffee: Haves & Have-Nots

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had an enjoyable week. ...

Continue reading Black Coffee: Haves & Have-Nots

November 11, 2023

Grandfather Says: The Continuing Chronicles of Elaine, Part 27

By RD Blakeslee

The following was written by my late wife Elaine. She wrote a long book, a diary really, from which this is one passage: All the experiences of our eventful years in Warrenton would fill another book about the growing up of the children and all ...

Continue reading Grandfather Says: The Continuing Chronicles of Elaine, Part 27

November 9, 2023

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