Even if you're rich, wasting money is criminally stupid. With that in mind, it's important to recognize when you're spending out of control. Sit down for a minute and think of all the things you could do with the money you waste that would otherwise ...
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Black Coffee: Rich Men, Poor Men
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I've got another busy weekend ahead of ...
Continue reading Black Coffee: Rich Men, Poor Men
Exploring the Benefits of a Modern Ceiling Fan with Light
When equipped with integrated lighting, modern ceiling fans offer a host of benefits that cater to both practical needs and aesthetic preferences. From enhancing illumination to improving air circulation, these dual-purpose fixtures have become ...
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What are Mortgage Points?
Mortgage points -- commonly referred to as simply "points" -- are the fee that a borrower pays to the lender for a lower interest rate; one point equals 1% of the loan amount. Points are also tax deductible.
Homebuyers can typically reduce their ...
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How to Buy Cheap Eyeglasses Without Compromising Quality
For most people, there is little doubt that the economy is swiftly changing and it's negatively affecting almost everyone. As a result, most people today are forced to operate on very tight budgets. But, there are some items that always need to be ...
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5 Clever Ways to Save on Pet Care
If you're like most pet owners, you consider your animal companions part of the family. But pet-care costs can strain a household budget -- so it's important to evaluate how we care for the animals we love without dropping our hard-earned money into ...
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How to Avoid a Mandatory Gratuity for Bad Service
It used to be that tipping was meant to reward and encourage your server for exemplary service. Unfortunately, with the advent of tipping pools, mandatory gratuities, and general tip inflation, that's clearly the exception now. As such, I adhere to ...
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Black Coffee: You Have Two Cows …
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had a wonderful week. ...
Continue reading Black Coffee: You Have Two Cows …
Documenting Injuries and Losses: A Crucial Part of Bicycle Accident Claims
We all know the joy of cruising down a scenic path on a bike. Unfortunately, bicycle accidents are more common than we'd like. Over 130,000 people in the United States are treated for bicycle-related injuries annually. Injuries and losses sustained ...
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7 Reasons Why an Insurance Adjuster Might Reject a Compensation Claim
Getting fair compensation from the insurance company is the end goal for any individual or organization filing a claim. However, insurance companies are in business to make a profit. For this reason, they'll try reject a compensation claim if they ...
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Justice Through Representation: The Impact Lawyers Have on Car Accident Claims
Thousands of car accident victims file claims annually, and their success depends on their legal representation. True to that, the average pay for a car accident claim is an impressive $25,000, while minor crashes or personal injury cases range ...
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Grandfather Says: The Continuing Chronicles of Elaine, Part 41
The following was written by my late wife Elaine. She wrote a long book, a diary really, from which this is one passage:
The best surprise for me about our move to Union was that although we knew about the beautiful scenery, we did not know about ...
Continue reading Grandfather Says: The Continuing Chronicles of Elaine, Part 41
Navigating Insurance Claims After a Motorcycle Accident: Dos and Don’ts
In 2022, California witnessed 10,597 motorcycle accidents, resulting in numerous claims for damages and compensation. Dealing with insurance claims after such incidents, especially in places like Bakersfield, can be complex and frustrating, given the ...
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How to Fix a Broken iPhone: 4 Hacks That Apple Won’t Tell You
Are you wondering how to fix a broken iPhone by yourself? Is it even possible? To be sure, however big the damage on your iPhone, it's definitely frustrating to see your prized possession a little worse for wear.
Usually, people worry about the ...
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Couples: Here’s How to Avoid Fighting About Money
Ask almost any couple what they fight about and "money" is bound to be chief among the issues. Indeed, it's difficult for many couples with vastly different spending habits to figure out how to avoid fighting about money.
We all have our own ideas ...
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Bulk Buying Cons: It Pays to Always Pay Attention
Despite the conventional wisdom, buying more of something in not always better. Trust me; there are bulk buying cons out there. Here's just one example that I recently encountered:
Last month I was shopping online for razor blades from my favorite ...
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Black Coffee: French Toast, Waffles & Nest Eggs
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Well ... another busy week is behind ...
Continue reading Black Coffee: French Toast, Waffles & Nest Eggs
Tailoring Your Brand: Customized Print-on-Demand Shirt Printing for Restaurants
A high-quality aesthetic can genuinely set your restaurant apart when it comes to enhancing its image. Eating establishments are now turning to customized merchandise, specifically print-on-demand t-shirt printing, to make an impression on their ...
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How Do Mortgage Fees Work?
The mechanics behind how mortgage fees work are really quite simple. Mortgage fees are service charges that the lender imposes on a borrower to process the loan. When you apply for a loan, the lender is required to give you a document known as a Good ...
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The Basics of Business Credit: What You Need to Know
Business credit is key to a company's financial health and growth potential. It impacts the ability to secure financing, obtain favorable terms from suppliers, and manage cash flow effectively.
It's essentially a track record that demonstrates a ...
Continue reading The Basics of Business Credit: What You Need to Know
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