As a college student, managing money can be a challenge, but developing healthy financial habits can set you up for long-term success. With the right mindset and strategies, you can avoid financial pitfalls and build a solid foundation for your ...
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What is an ARM Loan?
An adjustable rate mortgage, otherwise known as an ARM mortgage, is a home loan that uses the property being purchased as collateral. Unlike a fixed-rate mortgage where the interest rate never changes, an adjustable rate mortgage has a fixed rate for ...
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6 Questions Insurers Ask Before Giving a Car Insurance Quote
Car insurance is an integral, yet expensive part of everyday life. The world is a very unpredictable place, and you should always make sure you have a backup plan for unforeseen times. When getting a quote, there are certain documents you must have. ...
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4 Important Small Business Tax Tips
Decisions about your business tax return can have a huge impact on your company profit. If you do some planning, you can reduce the amount of taxes you need to pay. Planning also helps you avoid any penalties and interest on your tax return. Use ...
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How to Stay Employed: 7 Ways to Immunize Yourself from the Layoff Bug
During tough economic times, it's only natural to wonder how to stay employed. Very few of us are immune from the specter of receiving a pink slip. In fact, I know of one married couple who both got laid off on the same day.
I've seen lots of ...
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Black Coffee: Let Them Eat Cake
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had an enjoyable week. ...
Continue reading Black Coffee: Let Them Eat Cake
How to Budget For Your Ideal Bathroom Remodel Project
The bathroom may not be your home's biggest room, but it is one of the most important. It ranks in importance directly after your kitchen. Many house buyers base their purchasing decisions on the state of the bathroom. So, if yours does not measure ...
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Grandfather Says: The Continuing Chronicles of Elaine, Part 42
The following was written by my late wife Elaine. She wrote a long book, a diary really, from which this is one passage:
The Funny Bunch
The Union Firehouse had frequent dances, sponsored mostly by the Fire Chief, and they “passed the hat” for ...
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Horse Racing Stocks: Is It Wise To Invest Now?
Horse racing is one of the world’s most popular sports, with millions wagered on the action across the globe throughout the year. However, many fans that have an interest in the sport will typically see it as a perfect opportunity to invest in horse ...
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How Eating Donuts Can Help You Stay on Budget
Occasionally, my hubby picks up a donut for a breakfast treat. I usually refrain from this particular indulgence; too fattening, too many calories, etc. Yesterday, since it was such a lean sweet day, I decided to join him for a donut.
I selected a ...
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20 Ways to Save $5 a Day
Need $100 this month? Who doesn't! The trick is in finding an easy way to save that cash in small increments. The good news is you can add an extra benjamin or two to your bank account by taking advantage of these simple ways to save $5 a ...
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Is Your Spending Out of Control? Here Are 5 Signs
Even if you're rich, wasting money is criminally stupid. With that in mind, it's important to recognize when you're spending out of control. Sit down for a minute and think of all the things you could do with the money you waste that would otherwise ...
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Black Coffee: Rich Men, Poor Men
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I've got another busy weekend ahead of ...
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Exploring the Benefits of a Modern Ceiling Fan with Light
When equipped with integrated lighting, modern ceiling fans offer a host of benefits that cater to both practical needs and aesthetic preferences. From enhancing illumination to improving air circulation, these dual-purpose fixtures have become ...
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What are Mortgage Points?
Mortgage points -- commonly referred to as simply "points" -- are the fee that a borrower pays to the lender for a lower interest rate; one point equals 1% of the loan amount. Points are also tax deductible.
Homebuyers can typically reduce their ...
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How to Buy Cheap Eyeglasses Without Compromising Quality
For most people, there is little doubt that the economy is swiftly changing and it's negatively affecting almost everyone. As a result, most people today are forced to operate on very tight budgets. But, there are some items that always need to be ...
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5 Clever Ways to Save on Pet Care
If you're like most pet owners, you consider your animal companions part of the family. But pet-care costs can strain a household budget -- so it's important to evaluate how we care for the animals we love without dropping our hard-earned money into ...
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How to Avoid a Mandatory Gratuity for Bad Service
It used to be that tipping was meant to reward and encourage your server for exemplary service. Unfortunately, with the advent of tipping pools, mandatory gratuities, and general tip inflation, that's clearly the exception now. As such, I adhere to ...
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Black Coffee: You Have Two Cows …
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had a wonderful week. ...
Continue reading Black Coffee: You Have Two Cows …
Documenting Injuries and Losses: A Crucial Part of Bicycle Accident Claims
We all know the joy of cruising down a scenic path on a bike. Unfortunately, bicycle accidents are more common than we'd like. Over 130,000 people in the United States are treated for bicycle-related injuries annually. Injuries and losses sustained ...
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