Despite the conventional wisdom, Black Friday is not the busiest shopping day of the year. Most procrastinators know that honor belongs to the Saturday before Christmas.
Black Friday has changed over the past decade or two, and the Internet has a ...
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Financial Market Outlook: USA Versus UK
Both the United States and the United Kingdom's stock markets have had their share of ups and downs in the last few years, partly due to a shaky global world economy and the real estate bubble burst. While it's impossible to predict exactly how the ...
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Are You Smarter Than a 5th Grader? Which Emotion Is More Powerful?
Those who are concerned with managing financial risk understand that, when it comes to investing, it's especially important to have a diversified portfolio -- at least in theory. It's also important to have an exit strategy in place whenever you take ...
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How I Live on Less Than $40,000 Annually: Calin from Romania
My name is Calin and I am a professional blogger living in Romania. Next year I'll be celebrating my 30th birthday with my beautiful wife and our newborn son. Yes, we still party, even though we live on less that $15,000 per year. (And no, I didn't ...
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How I Live on Less Than $40,000 Annually: Fawn from Illinois
My name is Fawn. I'm a 54-year-old nurse who is a single parent to four children -- a son who is grown and married, a daughter who is away at college, and two teenage boys who are still eating at home.
I've always been responsible with money, but ...
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How I Live on Less Than $40,000 Annually: Ralph from West Virginia
My name is Ralph and I'm a retired US Patent Examiner. I have five kids, all of them in their fifties. Since retiring, I've developed a prize Angus cattle herd. I've also bought and sold real estate that I've held title to, sold timber from time to ...
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How Cheaper Gasoline Ultimately Costs You More
You know, there used to be a guy named Ripley who made a fortune explaining why things aren't always what they seem. For example, a banana tree is not a really a tree at all, but a massive herb that can grow as tall as a four story building.
If ...
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How I Live on Less Than $40,000 Annually: Lynsey from Minnesota
My name is Lynsey and I'm 25-years-old with no children. I'm from Minnesota and have a bachelor's degree in Marketing and Business Management. I am currently employed in the marketing field.
I've always been pretty responsible with my money, ...
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Comparing Tiger Woods’ Home Carrying Costs to Mine
When it comes to holes-in-one, I always tell anyone who will listen that Tiger Woods has got nothing on me.
Did you know I recorded my first ace not long after reaching my 18th birthday, fully two months before Tiger got his first one? I ...
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How I Live on Less Than $40,000 Annually: Kacy from Iowa
My name is Kacy and I'm currently employed full time as a leasing agent and resident manager for a community college property in Central Iowa.
I've always been financially responsible. My dad is very good with finances and he taught me to always ...
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How I Live on Less Than $40,000 Annually: Jeff from Washington
My name is Jeff and I've been reading Len's blog off and on for a couple of years now. I'm 55 years old.
After getting my high school diploma I spent six years in the military, and then followed up my service with a series of various jobs.
My ...
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How I Live on Less Than $40,000 Annually: Jonathan from Ohio
My name is Jonathan. I'm 27 and I've been married to my wife, Kate, for almost four years. We have three girls, ages 3, 1, and a newborn.
After graduating from college, Kate worked for two years at a job that paid $35,000 annually. Then, after our ...
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How I Live on Less Than $40,000 Annually: Tracie from North Carolina
My name is Tracie and I'm 30-years-old. I'm an associate chemist in coastal North Carolina. I have an eight-year-old son and I'm engaged to his dad.
I wasn't always financially responsible -- I was saddled with $10,000 in consumer debt. Twice.
Then ...
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How I Live on Less Than $40,000 Annually: Ruth from Kansas
My name is Ruth and I'm a stay-at-home mom for our four kids. When our first child was born, I vowed to stay home as long as we could afford it. It's been 16 years and three more kids since then, and I'm still here.
I was always very frugal, ...
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How I Live on Less Than $40,000 Annually: Barb from Alberta
My name is Barb and I live in Alberta, Canada. I've been working in retail sales management for ten years. My income is just over $40,000 per year, although the climb to get there was very gradual.
I have a teenage daughter who lives with me. ...
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How I Live on Less than $40,000 Annually: Mary from New Mexico
My name is Mary. I'm 58-years-old and I live in New Mexico. I've been working since I was 16 years old.
I have a bachelor's degree, as well as a master's degree. I was fortunate to attend college in the 1970s and 80s without accumulating any ...
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How I Live on Less than $40,000 Annually: Caine from Colorado
A little about me. On the internet, I usually go by "Caine Volfram." No, that's not my real name. I also go by "Clockwork Gremlin."
I am largely unremarkable. Single white male, just turned 28, Irish descent (among others), living in rural ...
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Are You Smarter Than a 5th Grader? Guess Which Item Costs More.
Last night I was doing a little shopping on Amazon and I came across an item that was being offered for sale by two different vendors. Here was the price summary that appeared on my screen:
So, which item is the better bargain?
On first ...
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How I Live on Less than $40,000 Annually: Jen from Virginia
Readers: Welcome to the first installment of my new series featuring Len Penzo dot Com readers who make ends meet on roughly $40,000 per year -- or less. Originally, I was hoping to run one or two articles per month, but the initial response has been ...
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The Trouble with Buying Movie Tickets Over the Internet
We all come across things in life that are wildly popular, even though it makes little sense to us.
Take "Duck Dynasty" -- going into its fourth season, it's one of the hottest shows on cable television.
I recently watched a couple of episodes ...
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