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The offbeat personal finance blog for responsible people.

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If You’re Going to Bet on Sports, Here’s How to Do It Responsibly

By Tex Freitag

For better or worse, sports betting sometimes gets a bad wrap -- especially from personal finance gurus. Some even like to compare gambling with burning money. As with most things, the actual truth is somewhere in the middle. While gambling isn't ...

Continue reading If You’re Going to Bet on Sports, Here’s How to Do It Responsibly

December 19, 2020

A Guide on How to Earn Money with P2P Bitcoin Trading

By Sabado Domingo

Peer-to-peer (P2P) cryptocurrency trading is on the rise across bitcoin, tether, ethereum and litecoin. Unlike other assets and the regular exchanges where people have to be active all the time, P2P trading allows a person to have a passive option ...

Continue reading A Guide on How to Earn Money with P2P Bitcoin Trading

December 10, 2020

A Step-by-Step Guide for Using Most Money Management Software

By Sabado Domingo

When you are new to personal finance, you might rush to buy the best, most robust money management tools. After all, as a rookie, you will need as much help as possible to keep your finances organized and your spending and saving on ...

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November 20, 2020

Pigly: My New One-Stop Shop for Free Personal Finance Tools & Calculators

By Len Penzo

Last month, with interest rates plumbing all-time lows, I decided to refinance my home mortgage. As you might expect, a good portion of my pre-refinance research required me to map out the various combinations of loan periods and interest rates and ...

Continue reading Pigly: My New One-Stop Shop for Free Personal Finance Tools & Calculators

September 29, 2020

Common Mishaps to Avoid When Holding a Video Conference

By Enero Febrero

In order to be successful, every business meeting should be planned in advance; and a virtual meeting held by video conference is no different than a traditional meeting. This is more important than ever now that COVID has forced most business ...

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August 28, 2020

How Much Does a Money Counting Machine Cost?

By Sabado Domingo

Businesses that deal with a lot of cash daily need a cash counter to do the job efficiently. A money counting machine makes your cash opening, counting, and closing procedures quick, saving your staff time that can be spent on other productive ...

Continue reading How Much Does a Money Counting Machine Cost?

July 2, 2020

Personal Computer Requirements: How to Make Sure You Don’t Overpay

By Tex Freitag

Depending on where you live, as many as 92% of your neighbors own at least one computer. Unfortunately, many people who are in the market for a laptop or desktop computer find themselves overwhelmed by the sheer volume of computer configurations on ...

Continue reading Personal Computer Requirements: How to Make Sure You Don’t Overpay

May 12, 2020

Pinpoint Your Home Energy Hogs and Replace Them with These

By Jennifer Tuohy

Keeping it cool or warm used to be far and away the biggest energy expense a home could claim. However, according to the U.S. Energy Information Administration over the last 25 years, the percentage of energy the average household uses on heating and ...

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March 31, 2020

Review: H&R Block Tax Pro Review

By Len Penzo

With the tax deadline right around the corner, many people are diligently gathering their financial papers and documents so they can begin the arduous process of filing their tax returns, which is why many people ultimately prefer the convenience ...

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February 25, 2020

5 Best Robo Advisors of 2020

By Tex Freitag

Robo-advisors are software programs that investors can use to manage their investment portfolios. They utilize computer algorithms and require minimal human intervention to take care of your venture. Traditionally, if you wanted to grow your ...

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January 29, 2020

Grandfather Says: The Rise of the Machines

By RD Blakeslee

Already computers are more powerful than humans in some cases ... Technology is just another means of evolution. We are changing the definition of what it is to be human. - roboticist Hiroshi Ishiguro Grandfather thinks back sixty ago, in a young ...

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January 9, 2020

10 Things Most of Us Can’t Live Without Today – But Our Grandmas Did!

By Len Penzo

Last week my Gen Z kids and I were discussing modern conveniences that my grandparents didn't have. I think most people today would agree that life would still go on if we didn't have consumer products and services like GPS devices, plastic sandwich ...

Continue reading 10 Things Most of Us Can’t Live Without Today – But Our Grandmas Did!

December 23, 2019

Grandfather Says: The Little Engine That Couldn’t

By RD Blakeslee

Not all of Grandfather's escapades were a great success. Grandfather set out to build a miniature steam engine, which he did alright, but just look at it! The boiler proved to be "marginal" (as the engineers say) meaning: "about to explode" ...

Continue reading Grandfather Says: The Little Engine That Couldn’t

October 3, 2019

5 Ways to Cut Costs with the Latest Technology

By Tex Freitag

Some of the best things in life are free, right? Unfortunately, not a lot of things can be free but they can cost a little bit less. Some may look at technology and see it as a black hole for your money. For example, televisions always seem to be ...

Continue reading 5 Ways to Cut Costs with the Latest Technology

September 11, 2019

Grandfather Says: My Adventures With Model Airplanes

By RD Blakeslee

From about age 12 or so, Grandfather has built and flown model airplanes. These were free-flight models, before technological progress made radio control inexpensive enough for anybody except the military. In his teens, grandfather ...

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September 5, 2019

Sex Sells: Why College Students Shouldn’t Waste Money on a MacBook

By Byron Gould

I get it; MacBooks are sexy, they're sleek, they're polished, and "research" just looks better on Retina displays. It's been shoved down the throats of students that once they graduate high school they need a MacBook under their arm to help them ...

Continue reading Sex Sells: Why College Students Shouldn’t Waste Money on a MacBook

August 27, 2019

The Trick to Running a Business Across International Borders

By Enero Febrero

With the US Department of Commerce reporting imports and exports ringing in at right under $2 trillion a year and covering more than 150 countries, it's no surprise that companies are going global with their operations at record rates. However, this ...

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July 31, 2019

Grandfather Says: The Discovery of Argobrite’s Cave

By RD Blakeslee

Grandfather says there is a natural cave on his property: Argobrite's Cave, named after an itinerant physician who made calls on horseback to local subsistence farmsteads in the early nineteenth century. Local legend has it that he discovered the ...

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July 25, 2019

3 Big Advantages of Robo-Advisors

By Sabado Domingo

Robo-advisors are the latest talk of the town in the investment world. For a novice, this conversation would sound like some science fiction story that is unlikely to happen anytime soon. WealthSimple Vs Questrade sounds more like Alien vs. Predator ...

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July 10, 2019

Good Personal Finance Habits Everyone Should Follow

By Len Penzo

There are good habits and there are bad habits - and I have a lot of bad habits. For example, I tend to bite my nails when I get stressed out. I also have a penchant for opening the cupboard to get a drinking glass -- then walking away and leaving ...

Continue reading Good Personal Finance Habits Everyone Should Follow

April 29, 2019

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