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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

The Pros and Cons of Do It Yourself Appliance Repair

By Sabado Domingo

Let's face it: Home ownership has its share of ups and downs. One minute you're flying high as you kick back with your feet up on the porch swing and the next minute youre covered in muck that your dishwasher just spewed all over you in an angry, ...

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May 13, 2021

Grandfather Says: Impressions In Charcoal

By RD Blakeslee

Grandfather says nowadays, illustrations in printed publications are mostly done with photo-processors. In the 1940s, they were done by commercial artists. In his teens, Grandfather studied to become one, at Cass Technical High School in ...

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April 29, 2021

How to Use Line Shopping as a Financial Tool When Betting on Sports

By Tex Freitag

Line shopping is quite possibly a bettor's greatest tool to mitigate their risks and increase their bankroll. It is something you should know before you join one of the best sportsbooks available online and start wagering on sports. To help you ...

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April 15, 2021

Here’s How Solar Power Can Save You Money

By Sabado Domingo

Over the last decade, the price of solar power has dropped 82% worldwide. Now is the best time to get solar panels put on your home to save money and help the environment. If you would like to know more about how solar can save you money in the ...

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April 8, 2021

Are Gas Clothes Dryers Worth the Extra Money?

By Len Penzo

People looking to save money on appliances quickly learn that gas dryers typically cost between $75 to $150 more than their electric counterparts, primarily because the components are more expensive; for folks on tight budgets, that price premium can ...

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December 21, 2020

If You’re Going to Bet on Sports, Here’s How to Do It Responsibly

By Tex Freitag

For better or worse, sports betting sometimes gets a bad wrap -- especially from personal finance gurus. Some even like to compare gambling with burning money. As with most things, the actual truth is somewhere in the middle. While gambling isn't ...

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December 19, 2020

A Guide on How to Earn Money with P2P Bitcoin Trading

By Sabado Domingo

Peer-to-peer (P2P) cryptocurrency trading is on the rise across bitcoin, tether, ethereum and litecoin. Unlike other assets and the regular exchanges where people have to be active all the time, P2P trading allows a person to have a passive option ...

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December 10, 2020

A Step-by-Step Guide for Using Most Money Management Software

By Sabado Domingo

When you are new to personal finance, you might rush to buy the best, most robust money management tools. After all, as a rookie, you will need as much help as possible to keep your finances organized and your spending and saving on ...

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November 20, 2020

Pigly: My New One-Stop Shop for Free Personal Finance Tools & Calculators

By Len Penzo

Last month, with interest rates plumbing all-time lows, I decided to refinance my home mortgage. As you might expect, a good portion of my pre-refinance research required me to map out the various combinations of loan periods and interest rates and ...

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September 29, 2020

Common Mishaps to Avoid When Holding a Video Conference

By Enero Febrero

In order to be successful, every business meeting should be planned in advance; and a virtual meeting held by video conference is no different than a traditional meeting. This is more important than ever now that COVID has forced most business ...

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August 28, 2020

How Much Does a Money Counting Machine Cost?

By Sabado Domingo

Businesses that deal with a lot of cash daily need a cash counter to do the job efficiently. A money counting machine makes your cash opening, counting, and closing procedures quick, saving your staff time that can be spent on other productive ...

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July 2, 2020

Personal Computer Requirements: How to Make Sure You Don’t Overpay

By Tex Freitag

Depending on where you live, as many as 92% of your neighbors own at least one computer. Unfortunately, many people who are in the market for a laptop or desktop computer find themselves overwhelmed by the sheer volume of computer configurations on ...

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May 12, 2020

Pinpoint Your Home Energy Hogs and Replace Them with These

By Jennifer Tuohy

Keeping it cool or warm used to be far and away the biggest energy expense a home could claim. However, according to the U.S. Energy Information Administration over the last 25 years, the percentage of energy the average household uses on heating and ...

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March 31, 2020

Review: H&R Block Tax Pro Review

By Len Penzo

With the tax deadline right around the corner, many people are diligently gathering their financial papers and documents so they can begin the arduous process of filing their tax returns, which is why many people ultimately prefer the convenience ...

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February 25, 2020

The Top 5 Robo Advisors

By Tex Freitag

Robo-advisors are software programs that investors can use to manage their investment portfolios. They utilize computer algorithms and require minimal human intervention to take care of your venture. Traditionally, if you wanted to grow your ...

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January 29, 2020

Grandfather Says: The Rise of the Machines

By RD Blakeslee

Already computers are more powerful than humans in some cases ... Technology is just another means of evolution. We are changing the definition of what it is to be human. - roboticist Hiroshi Ishiguro Grandfather thinks back sixty ago, in a young ...

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January 9, 2020

Grandfather Says: The Little Engine That Couldn’t

By RD Blakeslee

Not all of Grandfather's escapades were a great success. Grandfather set out to build a miniature steam engine, which he did alright, but just look at it! The boiler proved to be "marginal" (as the engineers say) meaning: "about to explode" ...

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October 3, 2019

5 Ways to Cut Costs with the Latest Technology

By Tex Freitag

Some of the best things in life are free, right? Unfortunately, not a lot of things can be free but they can cost a little bit less. Some may look at technology and see it as a black hole for your money. For example, televisions always seem to be ...

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September 11, 2019

Grandfather Says: My Adventures With Model Airplanes

By RD Blakeslee

From about age 12 or so, Grandfather has built and flown model airplanes. These were free-flight models, before technological progress made radio control inexpensive enough for anybody except the military. In his teens, grandfather ...

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September 5, 2019

Sex Sells: Why College Students Shouldn’t Waste Money on a MacBook

By Byron Gould

I get it; MacBooks are sexy, they're sleek, they're polished, and "research" just looks better on Retina displays. It's been shoved down the throats of students that once they graduate high school they need a MacBook under their arm to help them ...

Continue reading Sex Sells: Why College Students Shouldn’t Waste Money on a MacBook

August 27, 2019

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