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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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DVDs From Hell: How to Skip DVD Trailers & Ads

By Len Penzo

One recent weekend not too long ago I came home to find out that both my kids happened to be spending the night at neighbors' homes. Heh. Of course, I'm sure all of you who are married with children know what that means. But before that could ...

Continue reading DVDs From Hell: How to Skip DVD Trailers & Ads

April 12, 2023

Are Energy Efficient CFL Bulbs Worth Paying More For?

By Len Penzo

The other day my home's incandescent 60-watt porch light bulb finally gave up the ghost, so I ran down to my favorite hardware store to pick up a new one. Upon arriving, the choice I had to make was whether to buy a new incandescent bulb, or an ...

Continue reading Are Energy Efficient CFL Bulbs Worth Paying More For?

March 20, 2023

Debit or Credit: Which One Is Better?

By Len Penzo

"What kind of dressing would you like on your salad?" For most people, it's a simple decision -- but not for me. I don't know why, but when my server presents that question I usually tense up and act like I've just been asked the million-dollar ...

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February 20, 2023

36 Amazing Uses for Plastic Grocery Bags

By Len Penzo

I've been a big defender of plastic grocery bags for a long time. In fact, last year I challenged readers to tell me why the humble plastic bag is still maligned by so many people. Now I may be just a wee bit biased, but I think I made a very ...

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January 23, 2023

How Video Conferencing Reduces Small Business Costs

By Enero Febrero

Saying that running a small business is a difficult task is like saying the ocean is a little wet. Such understatements aside, the fact of the matter is that any organization have to make the most of its limited budget if it wants to remain viable in ...

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January 11, 2023

4 Ways Social Media Use Makes You Vulnerable to Identity Fraud

By Anum Yoon

Most of us use at least one form of social media to stay in touch with friends and family we don't get to see every day. Whether it's Facebook, Snapchat, Twitter, or Instagram, social media gives us the ability to share updates with all our friends ...

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January 10, 2023

Why You Should Use Comparison Sites

By Sabado Domingo

Shopping online has become increasingly popular in recent years, with consumers able to purchase a wide range of products and services from the comfort of their own homes. While this is convenient and oftentimes easier than shopping in physical ...

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January 4, 2023

The 5 Best Smart Phone Budgeting Apps

By Ahmad Raza

A good smartphone isn't cheap, especially if you care about special features and hardware capabilities. Of course, the better the mobile phone is, the more you'll have to pay. These days a top of the line iPhone can run more than $1000. However, they ...

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January 4, 2023

The Importance of Understanding Energy Tariffs

By Sabado Domingo

Energy is necessary for running our businesses and homes, but it can be costly. Consumers and suppliers alike have borne the brunt of the UK's energy crisis, which has since seen the price of energy skyrocketing thanks to high energy ...

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December 6, 2022

How Does Blockchain Technology Work? Here’s a Simple Example

By Len Penzo

If you want to know how blockchain technology works, it would be helpful to understand how it got started. When looking back at the history of blockchain technology, the initial seeds of its creation were planted in a 1991 research paper entitled ...

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December 6, 2022

The Optimistic Future of Bitcoin in the Oil Industry

By Tex Freitag

With bitcoin, a vulnerability in the oil and gas industry could be mitigated by oil companies using blockchain technology as a means of transacting business on an international level without the need for central banks and foreign exchange ...

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November 21, 2022

Why You Need Point of Sale Equipment for Your Retail Business

By Sabado Domingo

If you want to become a leading player in the retail industry, it is imperative to make the most of last-generation point of sale (POS) equipment. Today, there are many appealing options, enabling users to save time and money while serving their ...

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November 16, 2022

Why Programmable Thermostats Rarely Save People Money

By Len Penzo

For most folks who find themselves away from home for a good portion of the day, a programmable thermostat offers many benefits. Conventional wisdom says one of the biggest is lower energy bills resulting from more efficient heating and air ...

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November 10, 2022

Advantages of Having Your Influencer Marketing Platform

By Sabado Domingo

Influencer marketing improves SEO Increasing the number of backlinks that point to your website through influencer marketing is an excellent way to boost your SEO. More backlinks mean higher rankings in the organic search results. In addition, it ...

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November 9, 2022

How the Recent Surge In E-Commerce Is Affecting Businesses & Consumers

By Corazon Gritar

In years past, the Internet was simply a tool. If you wanted to know the answer to a question or to keep up on current events as they were happening, the World Wide Web was there to help. Now, it's more of an appendage; from social media to ...

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November 8, 2022

A History of Digital Comm: When Was the First Video Conference?

By Sabado Domingo

The history of video conferencing is a long and intriguing one. Just like most complex technologies, it went through numerous phases in fits and starts. Today, this type of business communication has become the norm. So how did this fascinating ...

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October 5, 2022

How to Save Money On Your Online Spending

By Enero Febrero

The Internet has made lots of things easier, including shopping. Gone are the days when you had to leave the house and go to the store to get your groceries. Now you can have them delivered. It's the same for gaming online. You can play without ...

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September 30, 2022

Crypto Volatility: Fewer Myths and More Facts

By Enero Febrero

Cryptocurrencies are grabbing many investors' attention lately, but the high price volatility scares others. The thing is, volatility has been part of the crypto industry since its very beginning, and no one knows when and if it will stop; the key ...

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September 13, 2022

The Best Crypto Exchanges In Australia

By Sabado Domingo

The biggest problem with cryptocurrency is security. With that in mind, we've compiled a list of reliable crypto exchanges in Australia where you can open an account. Best of all, this list takes into account factors such as ease of use, fees, and ...

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September 13, 2022

Do OEM Printer Ink Cartridges Actually Save Money In the Long Run?

By Sabado Domingo

Most people are well aware that buying printer ink can be extremely expensive. As the name suggests, original equipment manufacturer (OEM) cartridges are replacement cartridges that are manufactured by the original printer ...

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August 17, 2022

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