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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

How to Stretch Your Gaming Dollars via Smart Bankroll Management

By Tex Freitag

When it comes to gambling, managing your money is very important, which is why experienced gamers always have a sound money management system in place. This is especially important when playing real money casino games such as slots, which have no ...

Continue reading How to Stretch Your Gaming Dollars via Smart Bankroll Management

August 17, 2018

Why You Should Teach Your Kids About Money While They’re Young

By Enero Febrero

It is not uncommon to hear older people saying they wish they had learned how to save from an early age. For that reason, such parents will give their children a piggy bank in a bid to encourage them to cultivate this idealistic behavior early on in ...

Continue reading Why You Should Teach Your Kids About Money While They’re Young

August 3, 2018

Broke? Request an Alternative Payment Plan for Your Legal Fees

By Sabado Domingo

Sometimes, after you hire an attorney, you may find that you are unable to make the payments you agreed to. Obviously, that can be quite problematic, particularly since lawyers are good at making their employment contracts hard to break. In this ...

Continue reading Broke? Request an Alternative Payment Plan for Your Legal Fees

July 18, 2018

7 Tips for Ensuring Your Personal Loan Application Gets Approved

By Tex Freitag

Personal expenses such as repair works and hospital bills can take up a considerable amount of money. With a personal loan, you can top up what you have or fund your needs fully. Although not all applications will be approved, here are some tips that ...

Continue reading 7 Tips for Ensuring Your Personal Loan Application Gets Approved

July 5, 2018

5 Frequently Asked Questions About Personal Loans

By Enero Febrero

Used responsibly, a personal loan can be a vehicle for advancing your education, improving your earning power, even for getting out of debt faster. If you're considering a personal loan and want to understand if it's a good option for your situation, ...

Continue reading 5 Frequently Asked Questions About Personal Loans

June 22, 2018

3 Ways to Take Control of Your Debt Right Now!

By Sabado Domingo

Debt; it's not a word we like to talk about. It means you owe money, no matter how much it is. But if you don't take it seriously, debt will quickly spiral out of control. When that happens, you're left wondering how you'll ever become financially ...

Continue reading 3 Ways to Take Control of Your Debt Right Now!

June 15, 2018

10 Debt Management Apps That Will Help You Organize Your Finances

By McCall Robison

Having debt is hard enough without knowing how to properly organize and manage it. But what if there was a simple budgeting tip that would allow you to organize all of your debts and finances in one place? Thankfully, debt management apps make this ...

Continue reading 10 Debt Management Apps That Will Help You Organize Your Finances

June 5, 2018

5 Ways to Become More Money Conscious

By Sabado Domingo

how to break a shopping addiction

One of the biggest challenges with the advances in technology from a finance perspective is that money no longer seems tangible. The days of opening your wallet, finding no cash, and simply not buying something are over. Now, we can easily spend more ...

Continue reading 5 Ways to Become More Money Conscious

May 11, 2018

Here Are a Few Basic Factors to Consider When Shopping for a Home Loan

By Enero Febrero

Today, almost everyone understands that the last recession had its roots in domestic mortgage borrowing. Many home loans were effectively toxic and were almost completely dependent upon the increase in real estate values providing lenders with their ...

Continue reading Here Are a Few Basic Factors to Consider When Shopping for a Home Loan

May 8, 2018

3 Reasons Why an Automated Budget Will Help You Crush Debt

By Chris

I know what you're thinking: As soon as I start earning more money I'll finally become debt free! In reality, the moment you start earning more money you'll start spending more and end up in the same position you're currently on. Don't feel ...

Continue reading 3 Reasons Why an Automated Budget Will Help You Crush Debt

May 1, 2018

5 Pitfalls to Avoid If You’re Trying to Improve Your Credit Score

By Enero Febrero

Are you going to take out a loan? Do you want to apply for another credit card? If so, your credit score can increase your chances of getting your applications approved. You see, the credit score is a numerical value that tells lenders that you are ...

Continue reading 5 Pitfalls to Avoid If You’re Trying to Improve Your Credit Score

April 10, 2018

How to Find a Legitimate Debt Relief Company

By Tex Freitag

Are you in over your head in debt and feel like there's no end in sight? The first step is to take a deep breath and know you're not alone. After all, US consumer debt rose $13.9 billion in January 2018 to $3.86 trillion overall; that's an annualized ...

Continue reading How to Find a Legitimate Debt Relief Company

April 5, 2018

Deciding Between Debit or Credit Is Easy with the Right Bank Account

By Tex Freitag

Every time you shop, you're likely presented with the conundrum of choosing debit or credit. After all. who carries cash anymore, anyway? When you're asked to decide, you might think: Do I want to get the cash back on that credit card, or is it ...

Continue reading Deciding Between Debit or Credit Is Easy with the Right Bank Account

March 29, 2018

7 Money Skills My Immigrant Parents Taught Me

By Paula Pant

Im Asian-American, straight off the boat ... er, straight off the Boeing. My parents carried me to the Land of Stars and Stripes back when I was wearing diapers. Since good ol' Mom and Dad didn't launch their lives in America until they reached ...

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March 14, 2018

A Simple Trick for Getting Credit Card Interest Charges Waived

By Len Penzo

There are those who steadfastly insist that credit cards are evil, and that credit card companies are greedy heartless scalawags that care only about one thing: making a profit. I've got news for them: Credit card companies aren't evil. Neither ...

Continue reading A Simple Trick for Getting Credit Card Interest Charges Waived

March 12, 2018

3 Essential Tips for Finding the Best Home Loan

By Sabado Domingo

Going through the mortgage process can be an intimidating, overwhelming experience, even for people who have done it before. For newcomers, it can be especially difficult. It's easy to understand why: you're facing the prospect of entering into an ...

Continue reading 3 Essential Tips for Finding the Best Home Loan

February 14, 2018

3 Simple Ways to Control Your Debt

By Enero Febrero

Debt; it's not a word we like to talk about. It means you owe money, no matter how much it is. But if you do not take it seriously, debt will quickly spiral out of control. When that happens, you're left wondering how you will ever become financially ...

Continue reading 3 Simple Ways to Control Your Debt

February 9, 2018

How to Get a Better Credit Score in Less Than 90 Days

By Sabado Domingo

Your credit score is more than just a three-digit number. It's also a measure of your financial health. A low credit score can make it harder to get approved for new loans or lines of credit. And if you do get approved, chances are you might get ...

Continue reading How to Get a Better Credit Score in Less Than 90 Days

December 26, 2017

4 Must-Read Personal Finance Books

By Kostas Chiotis

If you take time to focus only on the most important things, living a comfortable life will no longer be a vision but a reality. If you think that it is difficult to create their own strategy, then you can look for practical financial advice that can ...

Continue reading 4 Must-Read Personal Finance Books

October 25, 2017

5 Steps to Securing a Small Business Loan

By Sabado Domingo

It's tough out there in the business sector; especially when you're just starting out. To this end, a small business loan can be a great relief -- but only if you have a meticulous plan for securing the best one for your fledgling company. You can ...

Continue reading 5 Steps to Securing a Small Business Loan

October 13, 2017

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