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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

Smart Home Investments: How to Cut Costs and Boost Efficiency

By Corazon Gritar

In an era where efficiency and cost-saving are crucial, investing in a smart home is becoming increasingly attractive to homeowners. The concept of a smart home is not only about having the latest technology but also about making strategic decisions ...

Continue reading Smart Home Investments: How to Cut Costs and Boost Efficiency

Leave a Comment September 15, 2025

7 Signs That the Home You Want to Buy or Rent Has a Pest Problem

By Sabado Domingo

So you think you found the home of your dreams? Well, that potential dream home could easily turn out to be a nightmare if you don't pay attention during the house hunting process. After all, it's easy to overlook a pest problem; many new home buyers ...

Continue reading 7 Signs That the Home You Want to Buy or Rent Has a Pest Problem

5 Comments August 27, 2025

How to Know When It’s Time to Cut and Run On an Investment

By Sabado Domingo

Nobody ever likes to admit when they are wrong, but sometimes it really is best to just cut your losses and run. This can apply to many different things in life, from relationships to money, but since this blog primarily focuses on good personal ...

Continue reading How to Know When It’s Time to Cut and Run On an Investment

3 Comments August 20, 2025

The Ultimate Checklist: Preparing Your Home for a Successful Sale

By Sabado Domingo

When the time comes to put your home on the market, the preparation you do beforehand can make a significant difference in both the speed of the sale and the price you receive. A well-prepared home speaks volumes to prospective buyers, indicating a ...

Continue reading The Ultimate Checklist: Preparing Your Home for a Successful Sale

August 15, 2025

How to Navigate Selling Your Home When a Property Chain Breaks

By Sabado Domingo

Selling a home can be stressful, but when a property chain breaks, it can feel like everything is falling apart. If you’re in the middle of a sale and suddenly hear that the buyer has backed out – or the person buying their home has – it can leave ...

Continue reading How to Navigate Selling Your Home When a Property Chain Breaks

August 14, 2025

Outdoor Living: What to Consider When Buying a Vacation Home

By Corazon Gritar

No matter where your family lives, there is no arguing that natural spaces are often more appealing. Fresh air, sprawling lakes, and abundant wildlife offer an escape from everyday distractions, so it's no wonder that 37% of families say that ...

Continue reading Outdoor Living: What to Consider When Buying a Vacation Home

August 12, 2025

Tools and Resources for Flipping Abandoned Properties

By Sabado Domingo

Flipping abandoned properties can be a lucrative endeavor with the right knowledge and tools at your disposal. Whether you're a seasoned investor or a newcomer to the world of real estate, knowing how to revitalize these neglected homes can lead to ...

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August 7, 2025

Still Renting? Here Are 5 Signs You’re Ready to Buy a House

By Katie Bassett

Calling all renters! Let's take a look at all of your previous living situations. By now, I'm sure you have dealt with your fair share of landlords, both extremely accommodating as well as a few uncooperative. You've forked over several down ...

Continue reading Still Renting? Here Are 5 Signs You’re Ready to Buy a House

August 6, 2025

Reverse Mortgage Pros and Cons That Every Homeowner Needs to Know

By Anum Yoon

The reverse mortgage is a financial option that has been around for decades, but relatively few people ever use them. However, the truth is, many people in their sixties and older end up with a majority of their wealth tied up in their home, while ...

Continue reading Reverse Mortgage Pros and Cons That Every Homeowner Needs to Know

July 29, 2025

Understanding the Basics of Property Investment

By Sabado Domingo

Have you ever thought about owning property but didn’t know where to start? Investing in property can feel overwhelming at first. There are so many things to consider – prices, neighborhoods, loans, risks, and more. But with a little guidance, the ...

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July 14, 2025

Exploring the Cons of Informal Borrowing

By Enero Febrero

Informal borrowing often seems like an attractive funding option for investors looking to finance a new real estate project. After all, it’s a quick and easy solution when cash is tight, and there’s often no paperwork, no credit checks, and no ...

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July 14, 2025

5 Mortgage Truths That Can Save You From a Lifetime of Regret

By Tex Freitag

Buying a home is one of the biggest financial decisions most people will ever make – and for many, it's also one of the most misunderstood. From confusing loan terms to seductive payment plans, mortgages can be a minefield of long-term commitments ...

Continue reading 5 Mortgage Truths That Can Save You From a Lifetime of Regret

June 26, 2025

How Do New Windows and Doors Help Your Finances Long-Term?

By Corazon Gritar

Upgrading your windows and doors is one of the most cost-effective home improvements you can make to enhance both the aesthetic appeal and the energy efficiency of your property. While the upfront cost might seem significant, these improvements can ...

Continue reading How Do New Windows and Doors Help Your Finances Long-Term?

June 18, 2025

A Beginner’s Guide to Home ROI

By Corazon Gritar

Understanding return on investment (ROI) is essential when deciding which home projects deserve your hard-earned dollars. Some renovations pay you back handsomely at resale, while others deliver mainly lifestyle benefits. This beginner's guide ...

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June 10, 2025

5 Ways to Save Money on Moving Expenses

By Enero Febrero

Moving to a new home is stressful enough without additional financial worries. Especially when it comes to how to save money on moving expenses. After all, there are many costs involved in the moving process. For example, you may need to hire ...

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June 4, 2025

Is Your Rental Property Profitable? How to  Maximize ROI Without Raising Rent

By Tex Freitag

Owning rental property can be a wise long-term investment—but what happens when rent increases aren't an option? With rising expenses and economic uncertainty, many landlords are searching for ways to increase their return on investment (ROI) without ...

Continue reading Is Your Rental Property Profitable? How to  Maximize ROI Without Raising Rent

May 2, 2025

How to Manage a Personal Loan Property

By Sabado Domingo

So, you’ve taken out a personal loan - whether it's a standard loan, a car loan, or even, say, a title loans in Arizona. But the real work is only just beginning - especially if you are managing a personal loan property. But if you don't know how to ...

Continue reading How to Manage a Personal Loan Property

April 23, 2025

Home Appraisal Impacts on Your Mortgage: Tips for Budgeting

By Sabado Domingo

Buying a home is thrilling. It's also a financial puzzle. One key piece? The home appraisal. It might not get as much attention as your credit score or interest rate. However, there are home appraisal impacts nevertheless, as they can make or break ...

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April 9, 2025

How Do I Get Prequalified for a Mortgage?

By Len Penzo

The difference between being prequalified or preapproved for a home loan can be a critical factor in determining whether or not you'll get the home of your dreams. In short, prequalified homebuyers are far less attractive to sellers than shoppers who ...

Continue reading How Do I Get Prequalified for a Mortgage?

April 3, 2025

How to Get Preapproved for a Mortgage

By Len Penzo

The difference between being prequalified or preapproved for a home loan can be a critical factor in determining whether or not you'll get the home of your dreams. In short, preapproved homebuyers are far more attractive to sellers than shoppers who ...

Continue reading How to Get Preapproved for a Mortgage

March 20, 2025

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