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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

How to Buy Tax Liens as an Investment Opportunity

By Enero Febrero

If you don't pay your taxes on time, then you could be slapped with a tax lien. This is a debt that will not be struck from your credit report unless you pay it off. And if a tax lien isn't paid off, then it can be sold to a third-party. In fact, ...

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Leave a Comment February 4, 2026

The 50 Biggest Money Mistakes Household CEOs Make

By Len Penzo

I'm not ashamed to admit I make mistakes. After all, everybody screws up occasionally; for us humans, mistakes come with the territory. For example, I remember the time I decided it would be great fun to play Wii golf for eight consecutive hours. ...

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January 19, 2026

19 Things Your Millionaire Neighbor Won’t Tell You

By Len Penzo

Although having a million bucks isn't as impressive as it once was, most people still consider it as a sign of financial success. And judging by the number of actual millionaires enjoying life in the world today, there are apparently quite a lot of ...

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January 5, 2026

Moron Alert: How One Man Paid $87,500 in Partially Avoidable IRA Fees

By Joe Saul-Sehy

Over the years I've read plenty of articles and blog posts about lying, cheating, and dumb advisors. While lying and cheating advisors are a topic for another day, I know from experience that there are plenty of morons in the advisory business. ...

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December 22, 2025

5 Tips the Pros Use to Identify Favorable Investment Opportunities

By Tex Freitag

Anyone interested in their own personal finances should not look at investing as gambling. Instead, investments require careful and strategic thought. Yes, there's an element of risk-taking involved, but identifying favorable investment opportunities ...

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November 26, 2025

Why Investing Your Bonus Is a Smart Move

By Enero Febrero

Economic and political uncertainty dominate the global news headlines this year and uncertainty looks set to continue into next year. With that in mind, if you're fortunate enough to receive a bonus, the question becomes: should you save it, spend ...

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October 15, 2025

5 Ways to Kickstart Your Investing Journey

By Sabado Domingo

Investing is essential for laying the foundation to your future. Wise investing will help provide the retirement dream that you've always wanted. Luckily, there are dozens of different ways that you can kickstart your investing to get where you want ...

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September 24, 2025

7 Signs That Signal It May Be Time to Sell Your Investment

By Mikey Rox

Nobody wants to be on the losing end of a stock market investment, but it happens. The good news is you can avoid potential financial devastation by recognizing a few key signs that often indicate when it's finally time to sell stock in a company. ...

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September 23, 2025

How to Know When It’s Time to Cut and Run On an Investment

By Sabado Domingo

Nobody ever likes to admit when they are wrong, but sometimes it really is best to just cut your losses and run. This can apply to many different things in life, from relationships to money, but since this blog primarily focuses on good personal ...

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August 20, 2025

How Economic Events Influence the Forex Market

By Tex Freitag

Just like commodities, currency exchange prices are also influenced by the forces of demand and supply. These forces are triggered by several aspects, which cause increase or decrease of demand or supply suddenly, thereby causing the fluctuation of ...

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July 23, 2025

Understanding the Basics of Property Investment

By Sabado Domingo

Have you ever thought about owning property but didn’t know where to start? Investing in property can feel overwhelming at first. There are so many things to consider – prices, neighborhoods, loans, risks, and more. But with a little guidance, the ...

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July 14, 2025

Good Personal Finance Habits Everyone Should Follow

By Len Penzo

There are good habits and there are bad habits - and I have a lot of bad habits. For example, I tend to bite my nails when I get stressed out. I also have a penchant for opening the cupboard to get a drinking glass -- then walking away and leaving ...

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July 7, 2025

A Tried-and-True Wealth Creation Guide

By Sabado Domingo

falling behind

You work hard day after day. However, you feel that instead of working for your money, you could make money work for you. It's likely that you know people with lots of free time and can afford to take an occasional day off. They may have the same ...

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July 2, 2025

Investing 101: The Advantages of Trading Commodities

By Tex Freitag

Trading commodities is another way to try and increase your monthly investment returns. Most forex and online trading brokers offer commodity contracts alongside currency pairs, stocks, indices, and other assets. Even better, the advantages of ...

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June 25, 2025

Why Elite Investors Choose Private Trade Desks for Crypto Trading

By Tex Freitag

The world of cryptocurrency trading has evolved rapidly in recent years, attracting investors from all corners of the globe. However, as the market matures, many seasoned investors are seeking out more sophisticated and private methods for executing ...

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April 11, 2025

3 Financial Building Blocks That All Parents Should Teach Their Kids

By Enero Febrero

No one is born knowing about money, and some people don't figure it out at any point during adulthood. That's understandable when you're taught about basic financial building blocks as a child. Readers of Len's blog have taken it upon themselves to ...

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March 19, 2025

How to Use AI Crypto Signals to Maximize Your Profits

By Tex Freitag

Leveraging artificial intelligence (AI) driven tools can give traders a significant edge in the fast-paced world of cryptocurrency trading. AI cryptocurrency signals analyze market trends, historical data, and real-time price movements to generate ...

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February 20, 2025

Why ES Mini Futures Are Popular Among Traders

By Sabado Domingo

Trading in financial markets can often feel complex, but certain instruments stand out for their accessibility and popularity. ES Mini Futures, a derivative product tied to the S&P 500 index, has emerged as a favorite trading tool for many. This ...

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February 11, 2025

Investment Risk vs. Reward: 3 Important Strategies to Consider

By Sabado Domingo

When you're interested in investing some of your funds, it's important to consider investment risk vs reward. Of course, that depends on what your feelings are as an investor. For example, you need to consider whether you're someone who is open to ...

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January 8, 2025

8 Misleading Claims People Often Make To Close a Deal

By Len Penzo

The other day I came across an old article that suggested a healthy dose of skepticism was essential when you're watching television commercials that make misleading claims for both prescription and non-prescription drugs. No, really. A study ...

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January 6, 2025

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