• About
  • $40K Challenge
  • Aunt Doris
  • Grandfather Says
  • Privacy
  • Archives
  • Disclaimer

Len Penzo dot Com

The offbeat personal finance blog for responsible people.

bullion star banner

How to Determine If Your Artwork Is Valuable

By Gayle Tate

When Marvin Gaspar came to my office for his appointment to discuss an appraisal, I had little clue where I would end up on the roller coaster ride he was about to take me on. Marvin was a claims adjuster from an insurance company who wanted an ...

Continue reading How to Determine If Your Artwork Is Valuable

May 24, 2023

4 Things You Should Look for When Selecting a Binary Options Broker

By Sabado Domingo

Selecting a binary options broker is one of the most important decision an individual investor will make over the course of his or her trading career. With so many vendors out there, and such varying degrees in the quality of the services on offer, ...

Continue reading 4 Things You Should Look for When Selecting a Binary Options Broker

April 26, 2023

8 First-Time Investing Tips for Couples

By Mikey Rox

There are milestones to which most couples look forward and for which they prepare -- such as getting married -- but the same can't always be said for making joint investments. What you do with your money is an important and impactful consideration ...

Continue reading 8 First-Time Investing Tips for Couples

February 7, 2023

I Bonds Are Now Paying 6.89%; Here Are Those I Bond Pros and Cons

By Len Penzo

Many people are eager to learn about I bond pros and cons. The Honeybee and I bought $20,000 worth of United States' Series I savings bonds in May 2022 - known colloquially as "I bonds" - in order to take advantage of their current "risk free" ...

Continue reading I Bonds Are Now Paying 6.89%; Here Are Those I Bond Pros and Cons

November 2, 2022

Why Do Forex Traders Need Brokers?

By Sabado Domingo

Being an online trader gives an investor a lot of freedom. So it's understandable that some online traders balk at the notion of having to go through a broker to get into the forex market; but there are important reasons why you must go with a broker ...

Continue reading Why Do Forex Traders Need Brokers?

November 2, 2022

An Overview of the Different Forex Trading Methods

By Tex Freitag

When it comes to the financial markets, there are a whole host of different ways of getting involved. Trading foreign currencies on the foreign exchange (forex) market is one of the most popular with part-time traders who have other jobs - and even ...

Continue reading An Overview of the Different Forex Trading Methods

October 26, 2022

Perfection When Managing Money: Is Close Really ‘Good Enough’?

By Len Penzo

I'm not a big football fan. Oh sure, I occasionally enjoy watching football on television. But, unlike hockey and baseball, I rarely bother buying tickets to attend football games in person. That being said, my buddy had an extra ticket to a ...

Continue reading Perfection When Managing Money: Is Close Really ‘Good Enough’?

October 3, 2022

Forex Trading 101

By Tex Freitag

When trading currencies at a forex broker online, you find the currencies listed as pairs, e.g. EUR/USD, USD/JPY and GBP/USD. Any listed pair will also have a number next to it. For example: GBP/USD 1.2133. This means that if you can buy 1 GBP for ...

Continue reading Forex Trading 101

September 13, 2022

100 Words On: The Importance of a Balanced Investment Portfolio

By Len Penzo

Conventional wisdom says it's unwise to put all your eggs in one basket. Likewise, having a large portion of your portfolio in any single asset class -- be it stocks, bonds, commodities, or cash equivalents -- is financial suicide. Maintaining a ...

Continue reading 100 Words On: The Importance of a Balanced Investment Portfolio

September 1, 2022

100 Words On: Why Tracking Your Net Worth Is So Overrated

By Len Penzo

Many people dream about reaching the million-dollar net worth milestone, as if that lofty benchmark somehow guarantees a strife-free financial life. Preposterous! Net worth -- the value of your total assets minus your total liabilities -- is ...

Continue reading 100 Words On: Why Tracking Your Net Worth Is So Overrated

August 4, 2022

5 Reasons To Sell a Lottery Jackpot Annuity

By Sabado Domingo

Most lottery prizes are offered in the form of periodic payments to the winner. As a result, the winner has to linger on for years before he gets to have the full amount of winnings. There are many wonderful benefits of holding on to the annuity ...

Continue reading 5 Reasons To Sell a Lottery Jackpot Annuity

July 27, 2022

5 Investment Options During a Recession

By Sabado Domingo

As the old saying goes, what goes up must come down. And while the stock market has been on a tear in recent years, investors would be wise to remember that recessions are a reality of the business cycle. A financial advisor can help you build a ...

Continue reading 5 Investment Options During a Recession

July 26, 2022

4 Steps to Financial Independence

By Sabado Domingo

Once you have achieved some basic financial goals, such as paying off all debts except for perhaps your mortgage, building up an emergency fund and contributing to a retirement account, it is time to start thinking about achieving financial ...

Continue reading 4 Steps to Financial Independence

July 19, 2022

7 Reasons Why You Should Use a Roth IRA for Retirement Savings

By Mikey Rox

Are you thinking about fortifying your retirement savings with a Roth IRA? Sure, Roth IRAs have their disadvantages -- but there are some really good reasons why you may want to consider one too. Here are the seven best: Qualified distributions ...

Continue reading 7 Reasons Why You Should Use a Roth IRA for Retirement Savings

July 19, 2022

How To Start Investing In Cryptocurrencies

By Sabado Domingo

what is crypto airdrop

According to the most recent data, there are 18,000 different cryptocurrencies, with a total market value of $2.1 trillion. This growing popularity has led to a surge in interest from investors looking to get into the market for the first ...

Continue reading How To Start Investing In Cryptocurrencies

July 1, 2022

What Beginners Should Think of Before Starting Forex Trading

By Tex Freitag

With more than $6 billion in daily turnover, the forex market is one of the most profitable financial markets. So it's no surprise that people are joining the market daily as traders. And although forex trading can be very profitable, investors ...

Continue reading What Beginners Should Think of Before Starting Forex Trading

June 20, 2022

The Five Most Valuable NFTs

By Tex Freitag

NFTs, or Non-Fungible Tokens, are becoming increasingly popular as investors and collectors seek to participate in the latest blockchain craze - and some of the sums paid for them are absurd. Throughout 2022, NFTs will continue to increase in ...

Continue reading The Five Most Valuable NFTs

June 13, 2022

Investment Options for Excellent Returns

By Enero Febrero

Investing is an important part of planning for the future, especially when considering retirement. Saving for your retirement and financial stability is one of the most important things you can do while you're young. Many financial advisors will ...

Continue reading Investment Options for Excellent Returns

June 3, 2022

It’s Hard to Be a Good Investor If You Aren’t Having Fun

By Enero Febrero

Investing is something everyone should do if they want some financial security in their future, but more than half of Americans never invest at all. As a result, when they finally get to retirement age, they end up dependent on government social ...

Continue reading It’s Hard to Be a Good Investor If You Aren’t Having Fun

June 1, 2022

7 Big Reasons Why a Roth IRA Isn’t the Best Way to Save for Retirement

By Mikey Rox

Are you trying to decide whether or not you should be building your retirement savings with a Roth IRA? It's true; using a Roth IRA has its advantages -- but there are also more than a few reasons that may make you think twice before getting one. ...

Continue reading 7 Big Reasons Why a Roth IRA Isn’t the Best Way to Save for Retirement

May 10, 2022

  • « Previous Page
  • 1
  • 2
  • 3
  • 4
  • 5
  • …
  • 12
  • Next Page »

Copyright © 2025 Len Penzo dot Com · All Rights Reserved · Designed by Nuts and Bolts Media

© Len Penzo dot Com 2008–2025