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Usually, the only warm-blooded creature in the house that ever bothers to get up and acknowledge me when I come through the front door is my dog, Major. So I knew something was wrong when I walked through the door and the Honeybee greeted me with a big kiss. Needless to say, I cut right to the chase: “OK, what happened?” “I got a parking ticket.” “How much?” “Thirty-five bucks. But I’m innocent!” “Uh huh. That’s Continue reading When Pigs Fly: How I Fought My Parking Ticket and Beat City Hall Readers: With Ironman 3 breaking box office records last week, I thought it was the perfect time to repost this popular selection from the Len Penzo dot Com archives. — Len Let me tell you, sometimes this working-for-a-living thing isn’t all it’s cracked up to be. For the past couple of weeks I’ve been in one of those high-pressure do-or-die phases that requires me to be at the office from six Continue reading 9 Movie Theater Extras That We Could All Do Without Readers: Today’s post was written by my daughter, Nina. — Len I’m only 13 and I’m worrying about my future. Not in an academic kind of way, but in a financial one. That’s because there are certain things that terrify me about growing up and living on my own. Here is a list of the top five things that make me nervous for the future: Paying taxes The thought of paying taxes absolutely terrifies Continue reading My 13-Year-Old Daughter Shares Her Financial Fears There are a handful of questions out there that simply defy explanation. For example, who built Stonehenge and what was it for? Why isn’t phonetic spelled the way that it sounds? And why can’t women put mascara on with their mouths closed? Here’s another perplexing question: Why do otherwise intelligent people with triple-digit IQs still manage to dig themselves so deeply into debt that they’re often forced into bankruptcy? Actually, I have Continue reading How to Raise Your Kids to Be Personal Finance Losers (in 6 Easy Steps) Teaching kids about personal finance is not an easy job. Even so, as a parent I believe it is my responsibility to ensure that my kids have a thorough understanding of good personal finance practices before they leave the nest. Ultimately it will be up to them to decide if they want to heed the stories and lessons I have been tirelessly passing on to them ad nauseum since they were Continue reading A Small Victory in My Quest to Raise Financially Literate Kids Most folks are really good about making sure they have the proper amount of insurance for their home and automobiles. But when it comes to ensuring the survival of their family in rough economic times, well … not so much. I recently explained why I believe an economic collapse is inevitable and what it would look like. If history is any guide, the good news is that economic collapse won’t result in Continue reading Economic Collapse 101: Ten Ways to Prepare for the Unknown Readers: Awhile back I received a message in my inbox from Steven, who lives in the United Kingdom. He agreed to share his story with you. I hope you find it as inspiring as I did. — Len Last November my washing machine died. Because I make decent money (the equivalent of about $35,000 US dollars), that should have been a trivial event. However, it turned out to be much more Continue reading True Story: How a Broken Washing Machine Fixed My Finances Last week I needed to venture into my attic to check on some rat traps, so I grabbed my flashlight to help me navigate my way through the rafters. As luck would have it, the flashlight wasn’t working; the last person who used it forgot to turn the darn thing off, so the batteries died. Oops. Anyway, with no spare C-cells in the drawer and an unplanned trip to the store in Continue reading 9 ‘Oops’ Moments That I Ultimately Paid For (One Way or Another) I’m very fortunate that the Honeybee and I rarely have a disagreement regarding money. In fact, I can only remember it happening once in over 16 years of marriage — and it was all due to a silly misunderstanding. A recent study affirmed the conventional wisdom that says money is the most likely point of conflict in a marriage. This is especially true when one spouse tends to be a spender Continue reading How to Tell If You’re Dating a Deadbeat |
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Economic Collapse 101: What It Will Look Like, and How It May Start
It takes courage to face the bogeyman.
I bet many of the good folks in Great Falls, Montana, were more than a little worried earlier this month after a local television station there sent out an ominous message warning viewers that the dead were “rising from their graves and attacking the living.”
Hold on, hold on. Before you grab your shotgun and hunker down in the basement, consider this: It turns out
Continue reading Economic Collapse 101: What It Will Look Like, and How It May Start