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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

Is Pet Insurance Worth It?

By Anum Yoon

Pets enrich our lives by providing welcome companionship and loyalty through our toughest days, as well as our happiest ones. What would you do if yours got sick? Are you prepared to bear the financial burdens of veterinary visits and the associated ...

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11 Comments April 8, 2026

Organic Fruits & Veggies: 15 That Aren’t Worth Paying More For

By Len Penzo

I love tomatoes. In fact, I don't think many people will argue with me when I say there is nothing better than a fresh-picked home-grown 'mater. I love them so much I usually grow tomatoes in my backyard every summer. Unfortunately for me, the ...

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86 Comments April 7, 2026

Layoff Planning: How to Preemptively Prepare for a Pink Slip

By Len Penzo

One of my favorite fables attributed to Aesop is The Ant and the Grasshopper. You know the story; the grasshopper spends all summer long partying it up like a rock star while the ant prepares for the coming winter by building a shelter and storing ...

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72 Comments March 23, 2026

Home Maintenance That Saves Money in the Long Term

By Corazon Gritar

Regular maintenance on your home will save you money and expensive repairs. In this article, we will discuss roof maintenance, insulation, performing regular repairs on leaks and appliances, caulking, and maintaining the yard. With that in mind, here ...

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March 10, 2026

Spend Your Money Wisely: 8 Lavish Wedding Alternatives

By Mikey Rox

I don't like weddings. Call me cold-hearted, but I don't find anything enjoyable about having to put on a suit and tie in the middle of a heat wave in August while two people profess their undying love for one another outdoors. Meanwhile, I'm over ...

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March 3, 2026

The Secret to Saving Thousands in Roofing

By Corazon Gritar

secret to saving

When it comes to maintaining your home, roofing is often one of the most significant expenses over the years. With multiple options on the market and varying lifespan expectations, homeowners often find themselves wondering which roofing system ...

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February 25, 2026

The 15 vs. 30 Year Mortgage Debate: Why a 30-Year Loan Is Better

By Len Penzo

According to Freddie Mac's most recent survey, there is currently a spread of about 0.5% between the 15- and 30-year fixed rate mortgage benchmarks. I think most people naturally assume that, when it comes to choosing between a 15- or 30-year fixed ...

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February 23, 2026

The Single Parent’s Guide To Buying the Right Home

By Corazon Gritar

homes for single parents

Single parents can have a rough time getting a home loan, but moving out of a smaller dwelling into a larger one can be vital to keep the family happy and give everyone the space they need. When it comes to homes for single parents, there are plenty ...

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February 17, 2026

Shipping Container Home Additions: Beware of Unexpected Expenses

By Corazon Gritar

shipping container home addition

Shipping container home additions are becoming increasingly popular, offering a sustainable and cost-effective solution for home expansion. However, like any construction project, they can pose unexpected expenses. Proper planning and budgeting can ...

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February 11, 2026

5 Chores That Today’s Kids Can Do to Earn Money

By Anum Yoon

When did you learn the value of money? For many of us, it begins the day our parents dole out chores for the first time. A week's worth of completed chores meant we earned allowances that we could spend right away or save for something we really ...

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February 3, 2026

How to Find and Evaluate the Best Home Warranty Insurance Providers

By Sabado Domingo

Every home is subject to wear and tear over its lifetime; both due to the normal process of aging and as a result of other risks such as fires, bad weather or earthquakes among others. Of course, home repair costs can be expensive. Even worse, ...

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January 28, 2026

5 Lessons From My Italian Father on Love, Marriage and Money

By Vince Scordo

I talk about my Italian parents so much that most of my friends think Mamma and Papa are paying their firstborn son to say nice things about them. In fact, I often tell my readers at Scordo that if it weren't for my parents I'd be lost in terms of ...

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January 26, 2026

Smart Energy Saving Tips to Implement at Home

By Len Penzo

Energy Saving Tips

Saving energy at home is one of the most practical ways to control monthly costs while keeping your space comfortable year-round. When it comes to energy saving tips, the best improvements usually come from a mix of small daily habits and a few ...

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January 22, 2026

The 50 Biggest Money Mistakes Household CEOs Make

By Len Penzo

I'm not ashamed to admit I make mistakes. After all, everybody screws up occasionally; for us humans, mistakes come with the territory. For example, I remember the time I decided it would be great fun to play Wii golf for eight consecutive hours. ...

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January 19, 2026

How to Combine Style and Safety in a Dog-Friendly Backyard

By Corazon Gritar

Creating a backyard that looks great while keeping your dog safe and happy is more achievable than many homeowners think. A well-designed outdoor space can be both stylish and functional, offering comfort for people and pets alike. As outdoor living ...

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January 15, 2026

How Protecting Your Home Can Help You Save Money

By Corazon Gritar

Owning a home equates to a significant investment, making it essential to protect this valuable asset. Beyond the sentimental value, implementing protective measures can also lead to substantial financial savings. This article explores how ...

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January 9, 2026

5 Tips for Updating Your Home On a Budget

By Corazon Gritar

Many people look around their home and feel unsatisfied with its conditions once in a while. When such feelings arise, it only indicates the need to make some positive adjustments and changes in your home. You must consider new and refreshing ideas, ...

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January 6, 2026

19 Things Your Millionaire Neighbor Won’t Tell You

By Len Penzo

Although having a million bucks isn't as impressive as it once was, most people still consider it as a sign of financial success. And judging by the number of actual millionaires enjoying life in the world today, there are apparently quite a lot of ...

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January 5, 2026

5 Ways to Get Rid of Your Unwanted Christmas Gifts

By Anum Yoon

Christmas is the season of giving. In some cases, that can include giving away. That's because no matter how many gifts you receive, there may be a few items in your haul that you neither need nor want. But are there inoffensive ways to get rid of ...

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December 23, 2025

How to Financially Prepare for a Divorce

By Corazon Gritar

Researchers say only 50% of marriages stand the test of time and the other 50% end in divorce. Divorce is a complicated issue, mentally, emotionally, and financially. Unfortunately, no two divorces are the same, hence there is no tailored advice that ...

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December 16, 2025

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