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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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Will Refinancing Save You Money? Here’s How to Tell

By Sabado Domingo

Are you considering the best ways to manage your finances while securing reliable financial support options? Lowering loan interest rates can significantly reduce your monthly payments and long-term expenses. Seeking professional advice ensures you ...

Continue reading Will Refinancing Save You Money? Here’s How to Tell

March 4, 2025

How Might Your Budget Change After a Spousal Separation?

By Corazon Gritar

budget change after spousal separation

When a marriage ends, it’s not only an emotional transition but a financial one as well. The dynamics of household income, expenses, and savings often shift dramatically. You might find yourself with a different financial outlook, adjusting to a ...

Continue reading How Might Your Budget Change After a Spousal Separation?

February 25, 2025

Relax and Unwind! Here Are 10 Ways to Have Fun on a Budget

By Anum Yoon

Ever reach the end of the work week, and you literally just can't handle any more? The days spent at the office can leave us feeling tense and wound so tight that you can almost feel your bones grinding together. But how do you unwind without ...

Continue reading Relax and Unwind! Here Are 10 Ways to Have Fun on a Budget

February 25, 2025

How Misplaced Financial Priorities Lead to Lame Excuses

By Len Penzo

My teenage son Matthew had a bit of a tantrum last week -- okay, actually it was a full-scale meltdown -- after he found out that I wouldn't let him ride his BMX bicycle until he got the brakes repaired. It turns out his bike brakes broke (try ...

Continue reading How Misplaced Financial Priorities Lead to Lame Excuses

February 24, 2025

What Is a New Garage Door Installation ROI and Its Expenses?

By Corazon Gritar

Investing in a new garage door can be a strategic move for homeowners, not only enhancing curb appeal but also boosting the overall functionality of the home. Garage doors play a significant role in both aesthetics and practicality. As you explore ...

Continue reading What Is a New Garage Door Installation ROI and Its Expenses?

February 18, 2025

Clothes Buying Tips: 7 Questions You Should Always Ask

By Anum Yoon

Investing in new clothes is a process that takes several steps. While splurging on yourself can be fun, you should always keep in mind how practical your new purchase will really be. When it comes to clothes buying tips, you can keep your inner ...

Continue reading Clothes Buying Tips: 7 Questions You Should Always Ask

February 4, 2025

Accelerate Your Inheritance: A Comprehensive Look at Probate Advance

By Tex Freitag

Probate can be a daunting process - especially for individuals grappling with the emotional aftermath of losing a loved one while also trying to manage finances. When an estate enters probate, assets are generally frozen until the courts approve ...

Continue reading Accelerate Your Inheritance: A Comprehensive Look at Probate Advance

January 31, 2025

14 Ways to Celebrate Valentine’s Day on a Budget

By Mikey Rox

Ironically, there are a lot of broken hearts on Valentine's Day. Here's how to celebrate Valentine's Day on a budget by keeping the money you spend to a minimum while kicking the thoughtfulness up a notch: Celebrate the Day Before -- or After It's ...

Continue reading 14 Ways to Celebrate Valentine’s Day on a Budget

January 28, 2025

Weekly Meal Planning: Here’s How Singles On a Tight Budget Do It

By Sabado Domingo

Whether your kids have moved out of the house, or you've just left a relationship, being single doesn't have to mean lonely nights of greasy take-out or microwaved frozen meals. Smart weekly meal planning is a great way to support a tight budget, eat ...

Continue reading Weekly Meal Planning: Here’s How Singles On a Tight Budget Do It

January 15, 2025

Education Spending: How Much Should Parents Spend on Technology?

By Anum Yoon

Back to school shopping isn't what it used to be. Not too long ago, when it came to education spending, the most technologically advanced product that a parent would buy their kid was one of those bulky graphic calculators. Now, that almost seems ...

Continue reading Education Spending: How Much Should Parents Spend on Technology?

January 14, 2025

8 Misleading Claims People Often Make To Close a Deal

By Len Penzo

The other day I came across an old article that suggested a healthy dose of skepticism was essential when you're watching television commercials that make misleading claims for both prescription and non-prescription drugs. No, really. A study ...

Continue reading 8 Misleading Claims People Often Make To Close a Deal

January 6, 2025

4 Money-Saving Tips for New Homeowners

By Corazon Gritar

Buying a home is a huge achievement, but it can leave many first-time homeowners financially scrambling. For new homeowners, this can unfortunately lead to more financial strife than they're prepared for. Fortunately, there are plenty of ways for ...

Continue reading 4 Money-Saving Tips for New Homeowners

December 31, 2024

6 Ways to Stop Stressing Out About Money

By Anum Yoon

Right now, at this moment, how much money do you have? Before you answer: does the mere question begin to stress you out? If so, you probably wish you could stop stressing out about money. Rest assured, you're not alone. According to the number ...

Continue reading 6 Ways to Stop Stressing Out About Money

December 17, 2024

How to Save Money on DIY Remodeling Projects

By Enero Febrero

There is a mountain of good advice on the Internet these days about how to implement DIY home improvement projects. And alongside all of those good ideas inspiration from, there has probably never been a better time to give your home an upgrade. The ...

Continue reading How to Save Money on DIY Remodeling Projects

December 11, 2024

How to Survive a Financial Crisis in Your Relationship

By Mikey Rox

Relationships are hard enough as it is, but throw money into the mix and it becomes a recipe for certain disaster. It doesn't have to go down like that though. Your relationship can survive a financial crisis -- yes, even a menacing mound of debt -- ...

Continue reading How to Survive a Financial Crisis in Your Relationship

December 10, 2024

The Parable of the Mexican Fisherman: A Lesson on Happiness

By Len Penzo

Today I want to share with you a very brief -- but brilliant -- story written by Mark Albion that I recently discovered. It's known as the parable of the Mexican fisherman. I hope it encourages you to reflect on your goals in life -- and the strategy ...

Continue reading The Parable of the Mexican Fisherman: A Lesson on Happiness

December 9, 2024

How to Fix Your Personal Finances Using Duct Tape

By Len Penzo

While scouring the web for the best ways to fix your personal finances I became distracted. In fact, before I knew it I had run into this cool site that is devoted to the wondrous and wacky world of duct tape. Did you know that duct tape was first ...

Continue reading How to Fix Your Personal Finances Using Duct Tape

December 2, 2024

Holiday Parties: 5 Host Gifts That Won’t Break the Bank

By Corazon Gritar

The holiday season is upon us, and soon you'll begin receiving invitations for holiday parties. While holiday parties are part of what makes this time of the year so wonderful, they can also take a massive toll on your savings account. From buying ...

Continue reading Holiday Parties: 5 Host Gifts That Won’t Break the Bank

November 26, 2024

How to Budget for Comprehensive Home Remodels

By Corazon Gritar

Embarking on a comprehensive home remodel is an exciting opportunity to transform your living space into the home of your dreams. However, without proper budgeting, costs can quickly spiral out of control. Knowing what to expect financially and how ...

Continue reading How to Budget for Comprehensive Home Remodels

November 19, 2024

How to Find a Low-Cost Pest Control Company That Won’t Rip You Off

By Anum Yoon

Eventually, pests happen. Whether it's a rat or rodent infestation, a serious bug problem or something more serious like termites, you will need to hire a professional pest control company. In most cases, you can rely on them to rid your home of a ...

Continue reading How to Find a Low-Cost Pest Control Company That Won’t Rip You Off

November 19, 2024

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