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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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The Top 5 Technology Considerations for Businesses

By Sabado Domingo

Businesses of all kinds have been incorporating a greater amount of technology into their everyday activities. Not only are businesses today responsible for building and maintaining a strong online presence but they are working with new technologies ...

Continue reading The Top 5 Technology Considerations for Businesses

February 23, 2022

Romance Scams On the Rise: How to Stay Financially Safe Online

By Sabado Domingo

As more and more of our lives go online, it's no wonder that we look for ways to stay safe. In fact, 57% of us prefer to carry out our banking over the Internet, and that number is increasing all the time. Yet, recent reports of an increase in ...

Continue reading Romance Scams On the Rise: How to Stay Financially Safe Online

February 22, 2022

4 Things You Can Do to Lower Your Homeowner’s Insurance Rates

By Corazon Gritar

Your homeowner's insurance is there to help you in case anything goes wrong in your home. That being said, 5.3% of homeowners filed an insurance claim last year. Insurance claims can raise your rates, unfortunately. And while there are countless ...

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February 22, 2022

4 Frugal Dining Spots Most People Never Consider – But Really Should!

By Len Penzo

There's nothing worse than being stuck in a rut. When it happens, the quickest remedy is to try and think unconventionally. The trouble is, for most of us, outside-the-box thinking can be extremely difficult. True, thinking outside the box can ...

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February 21, 2022

Black Coffee: America’s Faustian Bargain

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Well ... another busy week is behind ...

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February 19, 2022

Grandfather Says: A Big Secret for Doing Well in Life

By RD Blakeslee

Grandfather says he used to work for the government. He was a patent examiner. In common with all other bureaucrats, he had the authority to tell folks they could or couldn't do this or that -- in Grandfathers authority, get a patent. Well, the ...

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February 17, 2022

How to Become a Homeowner In 3 Easy Steps

By Sabado Domingo

For many people, owning a home is part of the American Dream. Given the number of available homes on the market coupled with historically low interest rates, it's no wonder that more and more people are taking steps to purchase their own home. With a ...

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February 16, 2022

Con-Do or Con-Don’t: What to Consider Before Buying a Condo Investment Property

By Corazon Gritar

There's no denying the fact that real estate investments, when executed properly, can lead to a number of financial rewards. But while most investors think of single and multi-family homes as being the wisest investments, many people underestimate ...

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February 15, 2022

Can You Consolidate Debt with a Personal Loan?

By Sabado Domingo

There are a few different ways to consolidate your debt, and one of those ways is by taking out a personal loan. A personal loan can be a great way to get rid of high-interest credit card debt, but there are some things you need to know before you ...

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February 14, 2022

Buying a House vs. Being a Life-Long Renter

By Sabado Domingo

According to a 2016 census, as much as 67% of the population are homeowners. That's not surprising as most Australians dream of owning their own home. However, for some, it is not possible and others need to choose between buying a house and being a ...

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February 14, 2022

How to Bet Responsibly for Your Favorite Team

By Tex Freitag

While fans may be stressed to back their team no matter what, this does not always translate as well when placing a wager for an upcoming sporting event featuring their dearly beloved club, with fans often placing bewildering stakes on their side ...

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February 14, 2022

Tip Inflation: We’ve Got Nobody to Blame But Ourselves

By Len Penzo

In the US, tipping is as American as apple pie. As a kid I remember going to restaurants with my folks and figuring out the tip for Dad. And he obliged me almost every time simply because he knew I loved to do that sort of thing. His rule was 10% ...

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February 14, 2022

Black Coffee: Welcome to the Beggars’ Banquet

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had an enjoyable week. ...

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February 12, 2022

How to Work Out a Budget for Your Hobbies and Stick to It

By Tex Freitag

For many people, hobbies are a great way to wind down and relieve some of the stresses that are common for those who juggle working, families and friendships. Those with lots of commitments may enjoy the chance to do something just for themselves, ...

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February 10, 2022

100 Words On: Why Time Is More Valuable Than Money

By Len Penzo

Although you'd never know it based upon the ways people treat time and money, the former is significantly more valuable than the latter because our life here on earth is finite. Yes, time is free; ironically, it's also priceless. That's because we ...

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February 10, 2022

3 Things You Should Know Before Getting a Gun Trust

By Sabado Domingo

Gun trusts seem to be everywhere nowadays. You can't enter an online gun forum or a physical gun shop dealing with tightly restricted weapons without hearing someone discussing them. Using a gun trust is one of many significant decisions to make when ...

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February 9, 2022

The Post-Pandemic Future and the Search for New & Exciting Hobbies

By Tex Freitag

The winter months usually coincide with that particular time of year when most people want to try something new, some fun and exciting hobby or pastime that will reveal to them new forms of entertainment they never knew existed. It is the same kind ...

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February 9, 2022

4 Ways to Financially Prepare for a New Car

By Sabado Domingo

Buying a new car is an exciting time in anyone's life, but there's no denying that along with that excitement comes a lot of stress. Most of this stress is because a car is a big expense, which means it will severely impact your finances. However, ...

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February 9, 2022

Should You Become a Pest Control Technician?

By Sabado Domingo

If you want a job where you can protect buildings and their occupants from pests by providing customized services to your clients, a career in pest control may be perfect for you. With the demand for pest control technicians set to increase by 10% ...

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February 9, 2022

A Few Thoughts from Aunt Doris: To Be or Not to Be?

By Aunt Doris

This is another post in an occasional series from my dear Aunt Doris, who passed away in 2015 at the age of 94. Being 92 and never really fully recovered from my stroke, I had to give up my driver's license, which was the biggest blow of ...

Continue reading A Few Thoughts from Aunt Doris: To Be or Not to Be?

February 9, 2022

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