In the spirit of tax season, people all over America are taking a good, long look at their budgets and spending habits this past year. If you consider yourself frugal in money matters, it can be the worst feeling ever to realize you have been paying ...
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100 Words On: The Importance of Always Paying Yourself First
When it comes to saving money, the biggest hurdle for most folks is the lack of available cash after paying all of the bills every month. Fortunately, this seemingly impossible problem is easily fixed by paying yourself first -- not your creditors. ...
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US Credit Card Debt Surpasses $1 Trillion
Watch out, America. It's time to start thinking before you swipe your credit card.
According to a study from WalletHub, the total credit card debt of US consumers now exceeds $1 trillion. In fact, last year American consumers took out more than ...
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San Francisco Guide: Things to Do When You Are Bored
San Francisco - also known as San Fran, Frisco, and The City - is a cultural, financial, and commercial center in California. It ranked second in the US on the Global Financial Centers Index in 2021; it's also a popular destination for people seeking ...
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How a Broken Washing Machine Fixed My Finances
Readers: I received a message from a reader in the United Kingdom, which I found to be very inspiring. He graciously accepted my request to share his story with you. -- Len
Last November my washing machine died. Because I make decent money - the ...
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How To Turn Your Side Hustle into A Full-Time Business
Not everybody is suited to having a 9-to-5 job - many people dream about quitting their day jobs to pursue their passions. In fact, only a few dare to follow their hearts and even then, we tend to pursue our interests as a side hustle while keeping ...
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How to Avoid Being Audited by the IRS
A hospital groundskeeper came across two medical doctors in white coats searching through one of the clinic's flower beds.
"Excuse me, gentlemen," said the gardener. "Have you lost something?"
"Not at all," replied one of the doctors. "In a few ...
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Black Coffee: A Matter of Trust
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Well ... another busy week is behind ...
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4 Business Tips on Opening a Company in the Digital Age
Opening a company has always been a challenging task to tackle, but digital technology took everything to an entirely new level. Having a great vision and promising business model just won't cut it anymore. With the fast-paced changes happening ...
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100 Words On: Why Luck Is So Overrated
We tend to give "luck" far too much credit for people's good fortune. Likewise, we often blame our own personal misfortunes on bad luck. While it's true that luck is often due to pure chance, more often than not it's the result of something we ...
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Roth IRA and Traditional 401(k) Differences: Which Is Better?
For many of us, retirement can often seem like something too far off in the future. However, as we approach retirement age, and as we are exposed with news of economic instability, we often wonder what is in store for us during retirement. Because of ...
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Why Relaxation Is Important for Busy People (and How to Find the Time)
It can be tough to find time to relax after a long week. Between work, family obligations, and other commitments, it seems like there's never enough time in the day. However, it's important to make time for relaxation, especially if you're ...
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The Overtaxed Investor: How to Slash Your Tax Bill & Be a Tax Alpha Dog
Who understands the entire tax code? No one.
Finding your tax rate is like shooting a ball into a pin ball machine. You watch it getting slingshot around the board, lighting lights, buzzing buzzers, ringing bells and spinning spinners, falling into ...
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What’s the Fastest Way to Pay Down the Mortgage Early?
Vanilla or chocolate?
Credit or debit?
House Hunters or Property Brothers?
Some questions can be answered with relative ease by almost everyone.
On the other hand, when it comes to paying down mortgages early, a much more perplexing ...
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Black Coffee: Boiling Frog Syndrome
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had an enjoyable week. ...
Continue reading Black Coffee: Boiling Frog Syndrome
The Top 10 Car Maintenance Tips Everyone Should Know
Nearly everyone knows how to drive a car. However, not everyone knows how to take care of their car. If you're one of those who don't know how to properly take care of their vehicle, don't worry - it's not too late to take that route.
Luckily for ...
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Grandfather Says: Introducing the Art of Grandfather’s Wife, Tatjana
His wife, Tatjana van Beckhoven Blakeslee, has been an inspiration and helpmate to him for the last twelve years.
In addition to being a first-class gardener, interior decorator and gourmet cook, her career in fine art has been notable and is ...
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Why Countries May Choose To Change Their Currency
The strength of a nation's currency can be directly linked to that of its economy, and over the years this has been a common area of concern for governments around the world. There are many examples of countries which have changed their currency ...
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Could Your Cell Phone Be Depreciating or Obsolete?
Our homes, our cars, our jobs -- these are things we may often take for granted, but they tend to last us for quite some time. But what about things like your cell phone? We have some news for you.
It wasn't so long ago - in 2018, to be exact - ...
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4 Ways to Reduce the Risk of Crypto Investments
Cryptocurrency has become the decade's top financial disruptor. With billionaires, conglomerates, and governments all joining the crypto fold, these digital tokens have soared in value. Just last November, the crypto market cap hit an all-time high ...
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