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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

Expedia, Orbitz, Priceline and Others: What’s the Best Travel Search Engine?

By Len Penzo

I can't believe I'm saying this, but our annual summer vacation is right around the corner. Weren't we in the throes of a Little Ice Age just last month? Ah, well. I'd like to say we were going back to Maui, but unfortunately I drew the short ...

Continue reading Expedia, Orbitz, Priceline and Others: What’s the Best Travel Search Engine?

April 14, 2010

Should Low-Income Drivers Receive Subsidies to Use Toll Express Lanes?

By Len Penzo

Every day on my way home from work I zip by tens of thousands of people behind the wheels of cars stuck in hopelessly gridlocked traffic because they didn't want to pay the toll (usually between $2 and $10, depending on the direction and time of day) ...

Continue reading Should Low-Income Drivers Receive Subsidies to Use Toll Express Lanes?

April 7, 2010

The Redistribution of Health: Excuse Me, But I Think I’m Gonna Be Sick

By Len Penzo

You can fool some of the people all of the time, and all of the people some of the time, but you can not fool all of the people all of the time. - Abraham Lincoln I don't feel so good. The United States Congress stuck their middle finger ...

Continue reading The Redistribution of Health: Excuse Me, But I Think I’m Gonna Be Sick

March 23, 2010

The (Dead)Beat Generation

By Greg McFarlane

Should you walk away from your mortgage just because your home depreciated? So you refinanced. Or bought too much house. You divided the mortgage payments by your income, and decided you could swing something a few percentage points higher than ...

Continue reading The (Dead)Beat Generation

March 10, 2010

Dear Diary: A Night at the Oscars with Me and the Honeybee

By Len Penzo

The other night the Honeybee and I sat down and watched the 82nd Annual Academy Awards, and I have to say it was the most entertaining show I've seen since Billy Crystal was hosting. Naturally, we recorded the event to avoid all the ...

Continue reading Dear Diary: A Night at the Oscars with Me and the Honeybee

March 8, 2010

Retirement Savings: Why My Kids Shouldn’t Plan on Receiving an Inheritance From Me

By Len Penzo

I know. A lot of you wish you could retire now, looking for reasons to retire early. However, before that can become reality, it's important to understand our magic number; that magic number, of course, is the amount of money we'll need to have ...

Continue reading Retirement Savings: Why My Kids Shouldn’t Plan on Receiving an Inheritance From Me

February 23, 2010

Evaluating The Costs of a Longer Commute: When It’s Better to Just Suck It Up

By Len Penzo

As many of you know, I live in Southern California; cars are king here. Most of us who live in Los Angeles can't even spell "public transportation." That's why it was big news when I found out my employer was moving 21 miles down the road, ...

Continue reading Evaluating The Costs of a Longer Commute: When It’s Better to Just Suck It Up

February 9, 2010

Valentine’s Day Giveaway: What’s the Biggest Money Argument You’ve Ever Had?

By Len Penzo

The Honeybee and I are extremely compatible in almost every way, right on down to when it comes to our philosophy on money and how we handle the household finances. I understand though that, for upwards of 80 percent of couples, money can be a ...

Continue reading Valentine’s Day Giveaway: What’s the Biggest Money Argument You’ve Ever Had?

February 4, 2010

Inflation 101: Why Avatar Isn’t the Biggest Movie of All Time (And What Movie Is)

By Len Penzo

This past week, the technologically ground-breaking 3-D movie Avatar was hailed across the globe as the new king of the box office world, "topping" Titanic's box office take by grossing over $1.859 billion worldwide. According to the media, this ...

Continue reading Inflation 101: Why Avatar Isn’t the Biggest Movie of All Time (And What Movie Is)

January 31, 2010

Drive-By Movie Review: District 9

By Len Penzo

This is a review of the 2009 movie District 9 starring Sharlto Copley, Jason Cope, and Luis Minnaar Plot Summary: An extraterrestrial race forced to live in slum-like conditions on Earth suddenly finds a kindred spirit in a government agent who is ...

Continue reading Drive-By Movie Review: District 9

January 28, 2010

My 2009 State of the Household Financial Report

By Len Penzo

Our "household Constitution" requires the Honeybee, who is the family's household CFO, to deliver the family financial report every January to yours truly, the household CEO. For years, the Honeybee has painstakingly tracked and recorded our ...

Continue reading My 2009 State of the Household Financial Report

January 26, 2010

Buying Glasses? 3 Facts Your Eye Doctor Doesn’t Want You to Know.

By Len Penzo

Oops, my bad. This is a guest post from some guy who wasn't who he said he was and was trying to make a few bucks off of an affiliate link.   Still, I can attest to the information  within this post as being accurate, as I too buy my glasses and conta ...

Continue reading Buying Glasses? 3 Facts Your Eye Doctor Doesn’t Want You to Know.

January 24, 2010

What Perpetual Motion Machines and the Entitlement Mentality Have in Common

By Guest

This is a guest post from authors Steven and Debra Wallace. Len extended us the great honor of guest hosting at Len Penzo dot com and it is an opportunity that we feel most privileged to accept. The inspiration for our topic is credited to the ...

Continue reading What Perpetual Motion Machines and the Entitlement Mentality Have in Common

January 19, 2010

My Store-Brand vs. Name-Brand Blind Taste-Test Experiment #2

By Len Penzo

Are name-brand groceries really worth the extra cost when alternative cheaper store-brand groceries are available? More specifically, when it comes to edible products, does the quality and taste of name-brand products always justify the price premium ...

Continue reading My Store-Brand vs. Name-Brand Blind Taste-Test Experiment #2

January 12, 2010

2009 Drive-By Movie Retrospective: Or How I Earn $4/Month Blogging (And You Can Too!)

By Len Penzo

Me: Well, Honeybee, thanks to Netflix you and I have watched a lot of movies from the comfort of our living room. The Honeybee: I've got a question for you, Mr.Financial Genius: Is Netflix paying us for yet another one of your blatant plugs for ...

Continue reading 2009 Drive-By Movie Retrospective: Or How I Earn $4/Month Blogging (And You Can Too!)

December 29, 2009

10 Off-the-Wall Gifts for Open-Minded People

By Len Penzo

Hey! You know what I haven't seen lately on the blogosphere? A personal finance post on great gift ideas! ;-) I'm kidding. Kinda. After all, there are already some great pieces on Christmas gift ideas for military members. So... Are you tired ...

Continue reading 10 Off-the-Wall Gifts for Open-Minded People

December 22, 2009

10 Financial Lessons We Can Learn From Baseball

By Mr. Credit Card

1. Take Advantage of Opportunities when they Present Themselves - After the 2008 season, the New York Yankees signed CC Sabathia and AJ Burnett on nine-figure multi-year deals. Are these two pitchers the best pitchers around? Probably not (neither ...

Continue reading 10 Financial Lessons We Can Learn From Baseball

December 14, 2009

Drive-By Movie Review: Star Trek

By Len Penzo

This is a review of the 2009 movie Star Trek starring Chris Pine, Zachary Quinto, Leonard Nimoy, and Bruce Greenwood Plot Summary: A chronicle of the early days of James T. Kirk and his fellow USS Enterprise crew members. Me: The Internet - the ...

Continue reading Drive-By Movie Review: Star Trek

December 3, 2009

What Would YOU Be Willing to Do for a Million Dollars?

By Len Penzo

Several years ago I wrote a very popular post highlighting the seven deadly sins of personal finance. Of course, one of those seven deadly sins was greed. Greed often makes people do some really crazy things they wouldn't otherwise ...

Continue reading What Would YOU Be Willing to Do for a Million Dollars?

December 1, 2009

Drive-By Movie Review: The Proposal

By Len Penzo

This is a review of the 2009 movie The Proposal starring Sandra Bullock, Ryan Reynolds, Craig T. Nelson, and Mary Steenburgen Plot Summary: A pushy boss forces her young assistant to marry her in order to retain her visa status in the U.S. and avoid ...

Continue reading Drive-By Movie Review: The Proposal

November 27, 2009

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